contraction of bank money

简明释义

银行信用紧缩

英英释义

例句

1.The government is monitoring the contraction of bank money 银行货币收缩 closely to ensure financial stability.

政府正在密切监测银行货币收缩，以确保金融稳定。

2.The contraction of bank money 银行货币收缩 can lead to reduced lending and investment in the economy.

银行货币收缩可能导致经济中的贷款和投资减少。

3.Investors are worried about the contraction of bank money 银行货币收缩 as it may signal a recession.

投资者担心银行货币收缩，因为这可能预示着经济衰退。

4.During the economic downturn, the central bank announced a policy to prevent the contraction of bank money 银行货币收缩 by lowering interest rates.

在经济衰退期间，中央银行宣布了一项政策，通过降低利率来防止银行货币收缩。

5.When banks tighten their lending standards, it often results in a contraction of bank money 银行货币收缩 in the market.

当银行收紧贷款标准时，市场上通常会出现银行货币收缩。

作文

The term contraction of bank money refers to a decrease in the amount of money available in the banking system, which can significantly impact the economy. This phenomenon usually occurs when banks tighten their lending practices, leading to fewer loans being issued and a reduction in the overall money supply. Understanding the implications of the contraction of bank money is crucial for both policymakers and individuals, as it can influence economic growth, inflation rates, and employment levels.When banks decide to contract their money supply, it often results from various factors, including a decline in consumer confidence, rising interest rates, or regulatory changes. For instance, during economic downturns, banks may become more risk-averse, opting to limit their lending to minimize potential losses. As a result, businesses and consumers find it harder to secure loans, which can lead to reduced spending and investment.The contraction of bank money is not merely an abstract concept; its effects can be felt in everyday life. For example, if a small business owner seeks a loan to expand operations but faces stringent lending criteria due to the contraction, they may have to postpone their plans. This delay can lead to fewer job opportunities and slower economic growth. On a larger scale, if numerous businesses experience similar challenges, the overall economy may enter a recession, characterized by rising unemployment and decreasing consumer spending.Moreover, the contraction of bank money can also affect inflation rates. With less money circulating in the economy, there is often downward pressure on prices. While this might sound beneficial, deflation can be damaging. It can lead to a vicious cycle where consumers delay purchases in anticipation of lower prices, further reducing demand and slowing economic activity.Policymakers monitor the contraction of bank money closely, as it can signal broader economic issues. Central banks may intervene by lowering interest rates or implementing quantitative easing measures to stimulate lending and increase the money supply. These actions aim to counteract the negative effects of a contraction and encourage economic growth.In conclusion, the contraction of bank money is a critical aspect of economic dynamics that affects various stakeholders. By understanding its causes and consequences, individuals and policymakers can better navigate the complexities of the financial landscape. Awareness of how a contraction can influence lending, spending, and inflation is essential for making informed decisions in both personal finance and public policy. As we continue to face economic uncertainties, recognizing the significance of the contraction of bank money will remain vital for fostering a stable and prosperous economy.

“银行货币收缩”一词是指银行系统中可用货币数量的减少，这可能会对经济产生重大影响。这种现象通常发生在银行收紧贷款政策时，导致发放的贷款减少，从而降低整体货币供应量。理解“银行货币收缩”的影响对于政策制定者和个人都至关重要，因为它可以影响经济增长、通货膨胀率和就业水平。当银行决定收缩货币供应时，通常是由于多种因素，包括消费者信心下降、利率上升或监管变化。例如，在经济低迷时期，银行可能变得更加规避风险，选择限制贷款以最小化潜在损失。因此，企业和消费者发现获得贷款变得更加困难，这可能导致支出和投资减少。“银行货币收缩”并不是一个抽象的概念；其影响可以在日常生活中感受到。例如，如果一个小企业主寻求贷款以扩大业务，但由于收缩面临严格的贷款标准，他们可能不得不推迟计划。这种延迟可能导致就业机会减少和经济增长缓慢。在更大范围内，如果许多企业面临类似挑战，整体经济可能会进入衰退，表现为失业率上升和消费者支出减少。此外，“银行货币收缩”还可以影响通货膨胀率。随着经济中流通的货币减少，通常会对价格施加下行压力。虽然这听起来可能有利，但通货紧缩可能是有害的。它可能导致消费者推迟购买以期待更低的价格，从而进一步减少需求并减缓经济活动。政策制定者密切关注“银行货币收缩”，因为它可能预示着更广泛的经济问题。中央银行可能会通过降低利率或实施量化宽松措施来干预，以刺激贷款并增加货币供应。这些措施旨在抵消收缩的负面影响，鼓励经济增长。总之，“银行货币收缩”是经济动态的一个关键方面，影响着各方利益相关者。通过理解其原因和后果，个人和政策制定者可以更好地应对金融环境的复杂性。意识到收缩如何影响贷款、支出和通货膨胀，对于在个人财务和公共政策中做出明智决策至关重要。随着我们继续面临经济不确定性，认识到“银行货币收缩”的重要性将对促进稳定和繁荣的经济至关重要。