bank power of attorney

简明释义

银行委托书

英英释义

例句

1.When I traveled abroad, I gave my sister a bank power of attorney (银行委托书) so she could pay my bills.

当我出国旅行时，我给了我妹妹一份银行委托书（银行委托书），这样她就可以支付我的账单。

2.To manage my father's finances while he is in the hospital, I had to obtain a bank power of attorney (银行委托书) from him.

为了在我父亲住院期间管理他的财务，我必须从他那里获得一份银行委托书（银行委托书）。

3.Before closing the account, the bank required a signed bank power of attorney (银行委托书) from my father.

在关闭账户之前，银行要求我父亲提供一份签署的银行委托书（银行委托书）。

4.You will need a bank power of attorney (银行委托书) if you want someone to access your account on your behalf.

如果你想让某人代表你访问你的账户，你将需要一份银行委托书（银行委托书）。

5.My lawyer advised me to set up a bank power of attorney (银行委托书) in case of emergencies.

我的律师建议我在紧急情况下设立一份银行委托书（银行委托书）。

作文

A bank power of attorney is a legal document that grants an individual the authority to act on behalf of another person in financial matters related to their bank account. This document is crucial for individuals who may be unable to manage their finances due to various reasons such as illness, absence, or advanced age. By designating someone as their agent through a bank power of attorney, the principal ensures that their financial affairs can continue to be managed effectively even when they are unable to do so themselves.The process of creating a bank power of attorney typically involves drafting the document, which outlines the specific powers granted to the agent. These powers can include managing bank accounts, making deposits and withdrawals, paying bills, and handling investments. It is essential for the principal to choose someone they trust, as this person will have significant control over their financial matters. The agent must act in the best interests of the principal and adhere to the guidelines set forth in the bank power of attorney.One of the primary benefits of having a bank power of attorney is the peace of mind it provides. Knowing that someone trustworthy can step in to manage finances can alleviate stress for both the principal and their family members. For instance, if an elderly person becomes ill and cannot visit the bank, their appointed agent can handle necessary transactions without delay. This arrangement helps ensure that bills are paid on time and that the principal’s financial health remains intact.However, it is important to understand the limitations and potential risks associated with a bank power of attorney. The agent has considerable authority, which can lead to misuse if the agent does not act ethically. Therefore, it is imperative to select an agent carefully and consider putting checks and balances in place, such as requiring two signatures for significant transactions. Additionally, the principal should regularly review the bank power of attorney to ensure it still reflects their wishes and circumstances.In some cases, individuals may opt for a durable bank power of attorney, which remains effective even if the principal becomes incapacitated. This type of document is particularly useful for long-term planning, as it ensures that financial management continues without interruption. On the other hand, a non-durable bank power of attorney would become void if the principal loses mental capacity, making it less suitable for those concerned about future health issues.In conclusion, a bank power of attorney is a vital tool for managing financial affairs when individuals are unable to do so themselves. It allows trusted agents to take charge of important financial decisions, ensuring that the principal’s needs are met. While there are risks associated with granting such authority, careful selection of the agent and proper oversight can mitigate these concerns. Ultimately, having a bank power of attorney can provide significant peace of mind, allowing individuals and their families to navigate financial challenges more smoothly.

银行授权书（bank power of attorney）是一份法律文件，授予个人代表另一人在与其银行账户相关的财务事务中行事的权利。这份文件对于由于各种原因（如疾病、缺席或高龄）可能无法管理自己财务的人至关重要。通过指定某人为其代理人，委托人确保即使在自己无法亲自处理事务的情况下，财务事务仍能有效管理。创建银行授权书（bank power of attorney）的过程通常涉及起草一份文件，其中概述了授予代理人的具体权力。这些权力可以包括管理银行账户、进行存款和取款、支付账单以及处理投资。委托人必须选择一个值得信任的人，因为此人将对其财务事务拥有重大控制权。代理人必须以委托人的最佳利益为重，并遵守在银行授权书（bank power of attorney）中规定的指南。拥有银行授权书（bank power of attorney）的主要好处之一是它提供的安心感。知道可信赖的人可以介入管理财务，可以减轻委托人及其家庭成员的压力。例如，如果一位老年人生病并无法前往银行，他们指定的代理人可以及时处理必要的交易。这种安排有助于确保账单按时支付，委托人的财务健康得以维持。然而，了解银行授权书（bank power of attorney）的局限性和潜在风险也很重要。代理人拥有相当大的权力，如果代理人不道德地行使这些权力，可能会导致滥用。因此，仔细选择代理人并考虑设置检查和平衡机制（例如，要求重大交易需要两个签名）是至关重要的。此外，委托人应定期审查银行授权书（bank power of attorney），以确保它仍然反映他们的意愿和情况。在某些情况下，个人可能会选择耐久型银行授权书（bank power of attorney），即使委托人失去能力，该授权书仍然有效。这种类型的文件对于长期规划特别有用，因为它确保财务管理不会中断。另一方面，非耐久型银行授权书（bank power of attorney）在委托人失去心理能力时将失效，因此不太适合那些担心未来健康问题的人。总之，银行授权书（bank power of attorney）是管理财务事务的重要工具，当个人无法亲自处理这些事务时，它允许受信任的代理人负责重要的财务决策，确保满足委托人的需求。虽然授予这种权力存在风险，但仔细选择代理人和适当的监督可以减轻这些担忧。最终，拥有银行授权书（bank power of attorney）可以提供显著的安心感，使个人及其家庭能够更顺利地应对财务挑战。