cash at bank

简明释义

银行往来帐户存款

英英释义

例句

1.To cover unexpected expenses, it's essential to maintain a certain level of cash at bank.

为了应对意外开支，保持一定水平的银行现金是至关重要的。

2.Investors often look for companies with strong cash at bank positions.

投资者通常会寻找拥有强大银行现金状况的公司。

3.The accountant reported that the cash at bank has increased due to higher sales this quarter.

会计报告称，由于本季度销售额上升，银行现金有所增加。

4.Before making any large purchases, we need to check our cash at bank balance.

在进行任何大额购买之前，我们需要检查我们的银行现金余额。

5.Our company has a healthy amount of cash at bank which allows us to invest in new projects.

我们公司有一笔健康的银行现金，这使我们能够投资于新项目。

作文

In today's financial landscape, understanding the term cash at bank is crucial for both individuals and businesses. The phrase cash at bank refers to the liquid assets that a company or individual holds in their bank accounts. This amount is readily available for withdrawal and can be used for immediate expenses or investments. Having a clear grasp of what cash at bank represents helps in effective financial planning and management.For individuals, cash at bank can serve as a safety net. It provides a sense of security knowing that there are funds available for emergencies, such as medical expenses or unexpected repairs. Moreover, having sufficient cash at bank allows individuals to take advantage of investment opportunities without having to rely on credit or loans. This financial flexibility can lead to better decision-making and less stress during financially challenging times.On the other hand, for businesses, cash at bank is a vital indicator of financial health. A company with a strong cash at bank position can cover its operational costs, pay employees, and invest in growth opportunities. Furthermore, maintaining an adequate level of cash at bank can improve a company's creditworthiness, making it easier to secure loans when needed. Investors also closely monitor a company's cash at bank as it reflects the organization's ability to sustain operations and navigate economic downturns.However, simply having a large amount of cash at bank is not always a sign of good financial management. It is essential to strike a balance between liquidity and investment. While it is important to have funds readily available, excessive cash holdings may indicate that a business is not utilizing its resources effectively. Instead of letting money sit idle in a bank account, companies should consider investing some of their cash at bank into projects that could yield higher returns.In addition, it is important to note that the interest rates on savings accounts are often quite low. Consequently, the purchasing power of cash at bank can diminish over time due to inflation. Therefore, individuals and businesses alike should evaluate their financial strategies regularly. This includes assessing how much cash at bank is necessary for day-to-day operations while also exploring investment avenues that can potentially grow their wealth.In conclusion, the term cash at bank encompasses more than just the numbers in a bank account. It symbolizes financial stability, security, and the potential for growth. Whether for personal finances or business operations, understanding how to manage cash at bank effectively is key to achieving long-term financial success. By balancing liquidity with strategic investments, individuals and businesses can ensure they are well-equipped to handle both current needs and future opportunities.

在当今的金融环境中，理解“cash at bank”这个术语对个人和企业都至关重要。这个短语“cash at bank”指的是公司或个人在银行账户中持有的流动资产。这一金额可以随时提取，用于即时开支或投资。清楚理解“cash at bank”所代表的意义，有助于有效的财务规划和管理。对于个人来说，“cash at bank”可以作为一个安全网。知道有资金可用于应急情况，如医疗费用或意外维修，提供了一种安全感。此外，拥有足够的“cash at bank”使个人能够利用投资机会，而不必依赖信用或贷款。这种财务灵活性可以带来更好的决策并减少在经济困难时期的压力。另一方面，对于企业来说，“cash at bank”是财务健康的重要指标。拥有强大“cash at bank”状况的公司可以覆盖运营成本、支付员工工资，并投资于增长机会。此外，保持适度的“cash at bank”水平可以提高公司的信用度，使其在需要时更容易获得贷款。投资者也密切关注公司的“cash at bank”，因为这反映出组织维持运营和应对经济衰退的能力。然而，单纯拥有大量的“cash at bank”并不总是良好财务管理的标志。必须在流动性和投资之间找到平衡。虽然拥有随时可用的资金很重要，但过多的现金持有可能表明企业未能有效利用其资源。与其让资金闲置在银行账户中，公司应该考虑将部分“cash at bank”投资于可能带来更高回报的项目。此外，值得注意的是，储蓄账户的利率通常非常低。因此，随着时间的推移，“cash at bank”的购买力可能会因通货膨胀而下降。因此，无论是个人还是企业，都应该定期评估他们的财务策略。这包括评估日常运营所需的“cash at bank”数量，同时探索可能增长财富的投资途径。总之，术语“cash at bank”包含的意义远不止银行账户中的数字。它象征着财务稳定、安全和增长的潜力。无论是个人财务还是企业运作，理解如何有效管理“cash at bank”是实现长期财务成功的关键。通过在流动性与战略投资之间取得平衡，个人和企业可以确保他们能够很好地应对当前需求和未来机会。