bank note; bank bill; bank paper

简明释义

银行券

英英释义

例句

1.I withdrew some cash from the ATM, and I received a few bank notes 纸币.

我从ATM取了一些现金，收到了几张纸币。

2.The bank bill 银行票据 was due for payment next week.

这张银行票据下周到期付款。

3.In many countries, you can see different designs on bank notes 纸币 representing their culture.

在许多国家，你可以看到不同设计的纸币，代表着他们的文化。

4.He found an old bank note 纸币 in his drawer that was no longer in circulation.

他在抽屉里发现了一张已经停止流通的纸币。

5.You can exchange your bank notes 纸币 for coins at the bank.

你可以在银行将你的纸币兑换成硬币。

作文

In the world of finance, currency plays a crucial role in facilitating trade and commerce. Among the various forms of currency, the terms bank note（纸币） and bank bill（银行票据） are often used interchangeably, but they have distinct meanings. Understanding these differences is essential for anyone interested in economics or finance. Additionally, the term bank paper（银行纸张） refers to the materials used in the production of these financial instruments, which also warrants discussion.A bank note is a type of negotiable instrument that represents a promise by the issuing bank to pay the bearer a specified amount of money on demand. These notes are typically issued by central banks and are widely accepted as a medium of exchange in daily transactions. The design of a bank note usually includes intricate security features to prevent counterfeiting, such as watermarks, holograms, and microprinting. For example, the United States dollar, the euro, and the British pound are all examples of bank notes that are recognized globally.On the other hand, a bank bill is more commonly associated with short-term debt instruments that banks issue to raise funds. These bills are often sold at a discount and redeemed at face value upon maturity. A bank bill can be thought of as a promissory note that specifies the amount of money borrowed, the interest rate, and the repayment date. Investors often purchase bank bills because they are considered low-risk investments, providing a safe haven for capital in uncertain economic times.The term bank paper, while less commonly used, refers to the physical materials that make up bank notes and bank bills. It encompasses the specialized paper and ink used to create these financial documents. The production of bank paper is a highly controlled process, as it must meet certain standards to ensure durability and security. For instance, bank paper is often made from a blend of cotton and linen, which gives it a unique texture and strength, making it difficult to counterfeit.Understanding the distinctions between bank notes, bank bills, and bank paper is vital for individuals engaging in financial activities. Whether you are using bank notes for everyday purchases, investing in bank bills, or simply appreciating the craftsmanship of bank paper, each component plays a significant role in the economy. Furthermore, as digital currencies gain popularity, the relevance of traditional bank notes and bank bills may evolve, yet their foundational principles will remain integral to our understanding of money.In conclusion, the terms bank note, bank bill, and bank paper represent essential elements of the financial system. By grasping their meanings and implications, individuals can navigate the complexities of finance with greater confidence. As we continue to witness changes in the financial landscape, the importance of these concepts will undoubtedly endure, reminding us of the enduring nature of currency and its role in society.

在金融世界中，货币在促进贸易和商业方面发挥着至关重要的作用。在各种货币形式中，bank note（纸币）和bank bill（银行票据）这两个术语常常可以互换使用，但它们有着不同的含义。理解这些差异对于任何对经济或金融感兴趣的人来说都是至关重要的。此外，术语bank paper（银行纸张）指的是用于生产这些金融工具的材料，这也值得讨论。bank note是一种可转让的金融工具，代表发行银行向持有人承诺在要求时支付指定金额的货币。这些票据通常由中央银行发行，并广泛接受作为日常交易的交换媒介。bank note的设计通常包括复杂的安全特征，以防止伪造，例如水印、全息图和微印刷。例如，美国美元、欧元和英镑都是全球认可的bank notes的例子。另一方面，bank bill更常与银行发行的短期债务工具相关，这些工具用于筹集资金。这些票据通常以折扣价出售，并在到期时按面值赎回。bank bill可以被视为一种本票，指定借款金额、利率和还款日期。投资者通常购买bank bills，因为它们被视为低风险投资，在不确定的经济时期提供资本的安全避风港。术语bank paper虽然使用较少，但指的是构成bank notes和bank bills的物理材料。它包括用于创建这些金融文件的专用纸张和墨水。bank paper的生产是一个高度受控的过程，因为它必须满足某些标准以确保耐用性和安全性。例如，bank paper通常由棉和亚麻的混合物制成，这使其具有独特的质地和强度，使其难以伪造。理解bank notes、bank bills和bank paper之间的区别对于参与金融活动的个人至关重要。无论您是使用bank notes进行日常购物，投资于bank bills，还是仅仅欣赏bank paper的工艺，每个组成部分在经济中都扮演着重要角色。此外，随着数字货币的普及，传统的bank notes和bank bills的相关性可能会演变，但它们的基础原则将继续是我们理解货币的核心。总之，术语bank note、bank bill和bank paper代表了金融系统的重要元素。通过掌握它们的含义和影响，个人可以更自信地应对金融的复杂性。随着我们继续见证金融环境的变化，这些概念的重要性无疑将持续存在，提醒我们货币的持久性及其在社会中的作用。