annual return

简明释义

银行年报

英英释义

例句

1.For tax purposes, you must report any gains from your annual return 年度回报 on your income tax return.

出于税务目的，您必须在所得税申报表上报告来自年度回报 annual return的任何收益。

2.The annual return 年度回报 is a key indicator of an investment's profitability.

投资的年度回报 annual return是盈利能力的重要指标。

3.The investment firm reported an average annual return 年度回报 of 8% over the last decade.

这家投资公司报告称，在过去十年中，平均年度回报 annual return为8%。

4.Investors should look for funds with a consistent annual return 年度回报 over time.

投资者应该寻找长期稳定的基金，其年度回报 annual return表现良好。

5.To assess your portfolio's performance, calculate the annual return 年度回报 for each asset.

为了评估你的投资组合表现，计算每项资产的年度回报 annual return。

作文

Understanding the concept of annual return is essential for anyone interested in investing or managing finances. The term annual return refers to the percentage change in the value of an investment over a one-year period. It is a crucial metric that helps investors gauge the performance of their investments and compare different assets. For instance, if an investor purchases shares of a company at the beginning of the year for $1,000 and at the end of the year, those shares are worth $1,200, the annual return would be calculated as follows: (Ending Value - Beginning Value) / Beginning Value * 100. In this case, the annual return would be 20%. This simple calculation demonstrates how effectively an investment has grown over the course of a year.The importance of understanding annual return extends beyond just individual investments. It plays a significant role in portfolio management. Investors often hold multiple assets in their portfolios, and knowing the annual return of each asset allows them to make informed decisions about where to allocate their resources. If one asset consistently shows a high annual return, an investor might choose to invest more heavily in that asset, while an underperforming asset with a low annual return might be sold off to free up capital for better opportunities.Moreover, the annual return can vary significantly based on market conditions, economic factors, and the specific characteristics of the investment itself. For example, stocks generally have higher potential annual returns compared to bonds, but they also come with greater risks. Understanding these dynamics is crucial for investors who want to optimize their portfolios and achieve their financial goals.In addition to evaluating past performance, the annual return can also serve as a predictive tool. Investors often look at historical annual returns to make educated guesses about future performance. While past performance is not always indicative of future results, trends can provide valuable insights. For instance, if a particular sector has shown consistent growth over several years, it may be reasonable to expect that it will continue to perform well, leading to favorable annual returns in the future.However, it is important to note that the annual return does not tell the whole story. It does not account for factors such as fees, taxes, or inflation, all of which can impact the actual returns an investor realizes. Therefore, when analyzing annual returns, it is vital to consider these additional elements to get a clearer picture of an investment’s true performance.In conclusion, grasping the concept of annual return is fundamental for effective investment strategies. It allows investors to assess the performance of their investments, make informed decisions about portfolio allocation, and anticipate future growth. By understanding how to calculate and interpret annual returns, individuals can better navigate the complexities of the financial markets and work towards achieving their financial objectives. Whether you are a novice investor or a seasoned professional, keeping a close eye on annual return is key to successful investing.

理解年度回报的概念对任何有兴趣投资或管理财务的人来说都是至关重要的。术语年度回报指的是投资在一年内价值变化的百分比。这是一个关键指标，帮助投资者评估他们投资的表现并比较不同的资产。例如，如果一位投资者在年初以1000美元购买了一家公司的股票，而在年末这些股票的价值为1200美元，那么年度回报的计算如下：（结束价值 - 开始价值）/ 开始价值 * 100。在这种情况下，年度回报为20%。这个简单的计算展示了投资在一年内增长的有效性。理解年度回报的重要性超越了单个投资。它在投资组合管理中发挥着重要作用。投资者通常在他们的投资组合中持有多个资产，了解每个资产的年度回报使他们能够就如何分配资源做出明智的决策。如果某个资产持续显示出高年度回报，投资者可能会选择在该资产上加大投资，而表现不佳、低年度回报的资产则可能被出售，以释放资金用于更好的机会。此外，年度回报可能会因市场条件、经济因素和投资本身的特性而显著变化。例如，股票通常相比债券具有更高的潜在年度回报，但它们也伴随着更大的风险。理解这些动态对于希望优化投资组合并实现财务目标的投资者至关重要。除了评估过去的表现，年度回报还可以作为预测工具。投资者通常会查看历史年度回报以对未来表现做出合理的猜测。虽然过去的表现并不总是能指示未来的结果，但趋势可以提供有价值的见解。例如，如果某个行业在几年来持续增长，那么可以合理地预期它将继续表现良好，从而带来未来有利的年度回报。然而，需要注意的是，年度回报并不能讲述整个故事。它没有考虑费用、税收或通货膨胀等因素，而这些因素都可能影响投资者实际获得的回报。因此，在分析年度回报时，考虑这些额外因素是至关重要的，以便更清楚地了解投资的真实表现。总之，掌握年度回报的概念对于有效的投资策略至关重要。它使投资者能够评估其投资的表现，做出明智的投资组合分配决策，并预测未来的增长。通过理解如何计算和解释年度回报，个人可以更好地驾驭金融市场的复杂性，并努力实现自己的财务目标。无论您是新手投资者还是经验丰富的专业人士，密切关注年度回报是成功投资的关键。