dishonored check

简明释义

银行拒不接受的支票

英英释义

例句

1.She was embarrassed when her dishonored check (拒付支票) bounced at the grocery store.

当她的dishonored check（拒付支票）在杂货店被拒付时，她感到很尴尬。

2.The bank returned the payment because it was a dishonored check (拒付支票).

银行退回了付款，因为这是一张dishonored check（拒付支票）。

3.The company had to issue a new payment after the dishonored check (拒付支票) was reported.

公司在报告这张dishonored check（拒付支票）后不得不重新发放付款。

4.After receiving a dishonored check (拒付支票), the landlord demanded cash instead.

在收到一张dishonored check（拒付支票）后，房东要求用现金支付。

5.He learned the hard way about the consequences of writing a dishonored check (拒付支票).

他通过艰难的经历学到了开具dishonored check（拒付支票）的后果。

作文

In the world of finance and banking, the term dishonored check refers to a check that cannot be processed because the account holder does not have sufficient funds to cover the amount on the check or due to other reasons such as a closed account. This situation can lead to various complications for both the issuer of the check and the recipient. Understanding the implications of a dishonored check is crucial for anyone who engages in financial transactions involving checks.When an individual writes a check, they are essentially promising to pay the specified amount to the payee from their bank account. However, if the check is presented for payment and the funds are not available, the bank will return the check to the payee marked as dishonored check (即被拒付的支票). This rejection can result in significant consequences for the person who issued the check. They may face fees from their bank for insufficient funds, and their credit score could be negatively impacted if the situation is not rectified quickly.For the recipient of a dishonored check (即被拒付的支票), the experience can be frustrating and inconvenient. It creates uncertainty regarding the payment they were expecting. If they have already provided goods or services based on the promise of payment through the check, they may find themselves at a loss. This can lead to mistrust and potentially damage business relationships.Moreover, the legal implications of issuing a dishonored check (即被拒付的支票) cannot be overlooked. In many jurisdictions, writing a check without sufficient funds can be considered a crime, especially if it is done with fraudulent intent. This could lead to criminal charges, fines, or even imprisonment. Therefore, it is essential for individuals to manage their finances responsibly and ensure that they maintain enough funds in their accounts when issuing checks.To avoid the pitfalls associated with dishonored checks (即被拒付的支票), individuals and businesses should consider alternative payment methods. Electronic payments, for instance, tend to be more secure and reliable than traditional checks. Additionally, setting up overdraft protection with one’s bank can provide a safety net in case of unexpected expenses. By taking these precautions, individuals can minimize the risk of their checks being dishonored.In conclusion, understanding what a dishonored check (即被拒付的支票) is and the potential ramifications of such a situation is vital for anyone involved in financial transactions. Both the issuers and recipients of checks must be aware of their responsibilities and the importance of maintaining sufficient funds to honor checks written. By doing so, they can protect themselves from financial repercussions and maintain healthy financial practices. Ultimately, knowledge about dishonored checks (即被拒付的支票) can lead to better management of personal and business finances, fostering trust and reliability in financial dealings.

在金融和银行的世界中，术语被拒付的支票指的是由于账户持有人没有足够的资金来支付支票上的金额或由于其他原因（如账户关闭），而无法处理的支票。这种情况可能会给支票的开具人和收款人带来各种复杂情况。理解被拒付的支票的影响对于任何参与支票金融交易的人来说都是至关重要的。当一个人开出支票时，他们实际上是在向收款人承诺从其银行账户中支付指定金额。然而，如果支票在支付时未能提供资金，银行将把支票退回给收款人，并标记为被拒付的支票。这种拒绝可能会给开支票的人带来重大后果。他们可能因资金不足而面临银行的费用，如果情况没有迅速得到解决，他们的信用评分可能会受到负面影响。对于被拒付的支票的收款人来说，这种经历可能是令人沮丧和不便的。这会导致他们对所期待的付款产生不确定性。如果他们已经根据支票的付款承诺提供了货物或服务，他们可能会发现自己处于损失之中。这可能导致不信任，并可能损害商业关系。此外，开具被拒付的支票的法律影响也不可忽视。在许多法域内，开具没有足够资金的支票可能被视为犯罪，尤其是如果是出于欺诈意图。这可能导致刑事指控、罚款甚至监禁。因此，个人有必要负责任地管理财务，并确保在开具支票时账户中保持足够的资金。为了避免与被拒付的支票相关的陷阱，个人和企业应考虑替代的支付方式。例如，电子支付通常比传统支票更安全可靠。此外，与银行设置透支保护可以在意外支出时提供安全网。通过采取这些预防措施，个人可以最大限度地降低支票被拒付的风险。总之，了解什么是被拒付的支票及其潜在后果对于任何涉及金融交易的人来说都是至关重要的。支票的开具人和接收者都必须意识到自己的责任以及保持足够资金以兑现所开支票的重要性。通过这样做，他们可以保护自己免受财务后果，并保持健康的财务实践。最终，关于被拒付的支票的知识可以导致个人和商业财务管理的改善，促进金融交易中的信任和可靠性。