coffers of a bank

简明释义

银行的金库

英英释义

例句

1.The bank's coffers were replenished after a successful quarter of investments and loans.

在投资和贷款成功的一个季度后，银行的资金储备得到了补充。

2.The merger was intended to strengthen the coffers of a bank by combining resources.

此次合并旨在通过资源整合来增强银行的资金储备。

3.Fraudulent activities can severely drain the coffers of a bank if not monitored properly.

如果不加以监控，欺诈活动可能严重耗尽银行的资金储备。

4.To ensure stability, the government decided to inject funds into the coffers of a bank during the economic downturn.

为了确保稳定，政府决定在经济下滑期间向银行的资金储备注入资金。

5.The recent financial crisis has significantly impacted the coffers of a bank, leading to tighter lending practices.

最近的金融危机显著影响了银行的资金储备，导致贷款政策更加严格。

作文

The term coffers of a bank refers to the financial reserves and assets that a bank holds. These reserves are crucial for the bank's operations, enabling it to lend money, manage transactions, and maintain liquidity. Understanding the significance of the coffers of a bank is essential for anyone interested in finance or economics. A bank's coffers are not merely a collection of cash; they represent the institution's ability to meet its obligations and support economic growth. In recent years, the banking sector has faced numerous challenges, including economic downturns and regulatory changes. These factors have put pressure on the coffers of a bank, forcing institutions to reevaluate their strategies for managing assets and liabilities. Banks must ensure that their coffers are sufficiently stocked to withstand financial crises and provide stability to their clients. Moreover, the management of the coffers of a bank involves careful planning and analysis. Bank executives must assess various factors, such as interest rates, market conditions, and customer demand, to make informed decisions about how to allocate resources. For instance, during periods of economic growth, banks may choose to increase their lending activities, thereby utilizing their coffers to support businesses and consumers. Conversely, in times of uncertainty, banks might opt to conserve their resources, focusing on maintaining a healthy balance sheet. The importance of the coffers of a bank extends beyond the institution itself. When banks are financially stable, they contribute to the overall health of the economy. They provide loans to businesses, which in turn creates jobs and stimulates economic activity. Additionally, a well-capitalized bank can offer competitive interest rates to customers, making it easier for individuals to access credit. Furthermore, the coffers of a bank play a vital role in maintaining public confidence in the financial system. When people trust that their bank has sufficient resources to meet their needs, they are more likely to deposit their money and engage in financial transactions. This trust is crucial for the smooth functioning of the banking system and the economy as a whole. In conclusion, the coffers of a bank are a fundamental aspect of banking and finance. They represent not only the financial strength of an institution but also its ability to contribute to economic stability and growth. Understanding how banks manage their coffers can provide valuable insights into the workings of the financial system and the broader economy. As we continue to navigate a complex financial landscape, the importance of maintaining robust coffers will remain a priority for banks and regulators alike.

银行的金库一词指的是银行持有的财务储备和资产。这些储备对银行的运营至关重要，使其能够放贷、管理交易并维持流动性。理解银行的金库的重要性对于任何对金融或经济感兴趣的人来说都是必不可少的。银行的金库不仅仅是现金的集合；它们代表了该机构满足义务和支持经济增长的能力。近年来，银行业面临着许多挑战，包括经济衰退和监管变化。这些因素对银行的金库施加了压力，迫使机构重新评估其管理资产和负债的策略。银行必须确保其金库充足，以抵御金融危机并为客户提供稳定。此外，管理银行的金库涉及仔细的规划和分析。银行高管必须评估各种因素，如利率、市场条件和客户需求，以便做出明智的资源分配决策。例如，在经济增长时期，银行可能会选择增加放贷活动，从而利用其金库来支持企业和消费者。相反，在不确定时期，银行可能会选择保留资源，专注于保持健康的资产负债表。银行的金库的重要性超越了机构本身。当银行财务稳定时，它们有助于整体经济的健康。它们向企业提供贷款，从而创造就业机会并刺激经济活动。此外，资本充足的银行可以向客户提供具有竞争力的利率，使个人更容易获得信贷。此外，银行的金库在维护公众对金融系统的信心方面发挥着至关重要的作用。当人们相信他们的银行有足够的资源来满足他们的需求时，他们更有可能存钱并进行金融交易。这种信任对于银行系统和整个经济的顺利运作至关重要。总之，银行的金库是银行和金融的基本方面。它们不仅代表了机构的财务实力，还代表了其对经济稳定和增长的贡献能力。理解银行如何管理其金库可以为我们提供有关金融系统和更广泛经济运作的宝贵见解。在我们继续应对复杂的金融环境时，保持强大金库的重要性将始终是银行和监管机构的优先事项。