secondary reserves

简明释义

银行的次级准备

英英释义

例句

1.In times of economic uncertainty, companies often tap into their secondary reserves 次级储备 to manage cash flow.

在经济不确定时期，公司通常会利用其次级储备 次级储备来管理现金流。

2.The government requires all financial institutions to maintain a minimum level of secondary reserves 次级储备 to protect against systemic risks.

政府要求所有金融机构维持最低水平的次级储备 次级储备以防范系统性风险。

3.The bank has allocated a portion of its assets to maintain adequate secondary reserves 次级储备 in case of unexpected withdrawals.

银行已经分配了一部分资产以维持充足的次级储备 次级储备以应对意外提款。

4.Investors often look for funds that have strong secondary reserves 次级储备 to ensure liquidity during market downturns.

投资者通常寻找具有强大次级储备 次级储备的基金，以确保在市场下滑期间的流动性。

5.During the financial audit, the accountant verified the company's secondary reserves 次级储备 to ensure compliance with regulations.

在财务审计过程中，会计核实了公司的次级储备 次级储备以确保符合规定。

作文

In the world of economics and finance, the term secondary reserves refers to assets that can be quickly converted into cash or cash equivalents to meet immediate liquidity needs. Unlike primary reserves, which typically include cash and deposits at central banks, secondary reserves encompass a broader range of financial instruments. These may include government bonds, treasury bills, and other highly liquid securities that can be sold in the market with minimal impact on their price. Understanding the role of secondary reserves is crucial for financial institutions, as they provide a buffer against unexpected cash flow shortages or sudden demands for liquidity.The importance of secondary reserves lies in their ability to enhance the overall liquidity position of an organization. For banks and financial institutions, maintaining an adequate level of secondary reserves is essential for meeting regulatory requirements and ensuring that they can respond to withdrawals or other financial obligations without delay. In times of economic uncertainty, the value of having a robust portfolio of secondary reserves becomes even more pronounced, as it allows institutions to navigate through turbulent financial waters with greater ease.Investors also pay close attention to secondary reserves when evaluating the financial health of a company. A strong balance sheet that includes a substantial amount of secondary reserves indicates that a company is well-prepared for unforeseen circumstances, such as sudden drops in revenue or unexpected expenses. This preparedness can instill confidence among investors and stakeholders, leading to a more favorable perception of the company's stability and sustainability.Moreover, the management of secondary reserves involves strategic decision-making. Financial managers must assess the trade-offs between liquidity and yield, as holding too many secondary reserves may limit potential returns on investments. Conversely, maintaining too few can expose the institution to risks associated with liquidity shortages. Therefore, achieving the right balance is critical for optimizing financial performance while ensuring sufficient liquidity.In conclusion, secondary reserves play a vital role in the financial ecosystem, serving as a key component of liquidity management for both institutions and investors. Their ability to be quickly converted into cash makes them an essential tool for navigating financial challenges. As the economic landscape continues to evolve, understanding and effectively managing secondary reserves will remain a priority for financial professionals seeking to safeguard their organizations against uncertainty and volatility. By recognizing the significance of these assets, stakeholders can make informed decisions that contribute to long-term financial stability and resilience.

在经济和金融的世界中，术语secondary reserves指的是可以迅速转换为现金或现金等价物以满足即时流动性需求的资产。与主要储备不同，主要储备通常包括现金和中央银行的存款，而secondary reserves则涵盖更广泛的金融工具。这些可能包括政府债券、国库券和其他可以在市场上以最低价格影响出售的高流动性证券。理解secondary reserves的作用对于金融机构至关重要，因为它们为应对意外现金流短缺或突然的流动性需求提供了缓冲。secondary reserves的重要性在于它们增强了组织的整体流动性状况。对于银行和金融机构而言，维持足够的secondary reserves水平对于满足监管要求和确保能够及时响应提款或其他财务义务至关重要。在经济不确定时期，拥有强大secondary reserves投资组合的价值变得更加明显，因为它使机构能够更轻松地应对动荡的金融环境。投资者在评估公司的财务健康状况时也密切关注secondary reserves。包含大量secondary reserves的强大资产负债表表明公司已做好应对突发情况的准备，比如收入突然下降或意外支出。这种准备工作可以增强投资者和利益相关者的信心，从而导致对公司稳定性和可持续性的更有利看法。此外，管理secondary reserves涉及战略决策。财务经理必须评估流动性与收益之间的权衡，因为持有过多的secondary reserves可能会限制投资的潜在回报。相反，保持过少则可能使机构面临流动性短缺的风险。因此，实现正确的平衡对于优化财务表现，同时确保充足的流动性至关重要。总之，secondary reserves在金融生态系统中发挥着重要作用，是机构和投资者流动性管理的关键组成部分。它们能够迅速转换为现金，使其成为应对金融挑战的必要工具。随着经济环境的不断演变，理解和有效管理secondary reserves将继续成为金融专业人士保护其组织免受不确定性和波动性影响的优先事项。通过认识到这些资产的重要性，利益相关者可以做出明智的决策，为长期财务稳定和韧性做出贡献。