bank balance

简明释义

银行存款余额，银行往来余额

英英释义

例句

1.I checked my bank balance to see if I had enough money for the new phone.

我查看了我的银行余额，看看是否有足够的钱买新手机。

2.His bank balance showed a significant drop after the vacation.

他的银行余额在度假后显著下降。

3.After paying my bills, my bank balance is lower than I expected.

支付完账单后，我的银行余额比我预期的要低。

4.Make sure to keep an eye on your bank balance to avoid overdraft fees.

确保关注你的银行余额，以避免透支费用。

5.She was surprised to find that her bank balance had increased after the deposit.

她惊讶地发现，在存款后，她的银行余额增加了。

作文

Understanding the concept of a bank balance is crucial for anyone who manages their finances. A bank balance refers to the amount of money that is currently available in a bank account. It is a reflection of an individual's or a business's financial health and plays a significant role in day-to-day financial decisions. Knowing your bank balance helps you determine how much you can spend, save, or invest. In today’s fast-paced world, where online banking has made it easier than ever to check your finances, understanding your bank balance is more important than ever. Many people rely on their mobile phones to check their accounts, ensuring they are aware of their financial situation at all times. This awareness can prevent overspending and help avoid overdraft fees, which can occur when someone spends more money than they have in their account.A healthy bank balance can provide peace of mind and security. It allows individuals to plan for future expenses, such as buying a home or saving for retirement. For businesses, a strong bank balance is essential for maintaining operations, paying employees, and investing in growth opportunities. Thus, monitoring your bank balance regularly is a good habit that can lead to better financial management.However, it is also important to note that a high bank balance does not always equate to financial stability. One must consider other factors such as debts, liabilities, and overall net worth. For instance, someone might have a substantial bank balance but could also be burdened with significant credit card debt. Therefore, while your bank balance is an important indicator of your current financial state, it should not be the sole measure of your financial health.To manage your bank balance effectively, creating a budget can be highly beneficial. A budget helps individuals track their income and expenses, making it easier to understand where money is going and how to allocate it wisely. By setting aside a portion of income for savings, one can gradually increase their bank balance over time. This practice not only provides a safety net for unexpected expenses but also fosters a sense of financial discipline.In conclusion, understanding your bank balance is essential for effective financial management. Regularly monitoring this figure can help prevent overspending, foster savings, and promote overall financial health. While a high bank balance is certainly a positive aspect of one’s finances, it is crucial to consider the bigger picture, including debts and other financial commitments. By adopting good financial habits, such as budgeting and saving, individuals can ensure that their bank balance contributes to a stable and secure financial future.

理解银行余额的概念对于任何管理财务的人来说都是至关重要的。银行余额指的是当前在银行账户中可用的钱数。它反映了个人或企业的财务健康状况，并在日常财务决策中发挥着重要作用。了解自己的银行余额有助于你确定可以花费、储蓄或投资多少。在当今快节奏的世界中，在线银行使得检查财务变得比以往任何时候都容易，了解自己的银行余额变得更加重要。许多人依靠手机随时查看他们的账户，确保他们时刻了解自己的财务状况。这种意识可以防止过度消费，并帮助避免透支费用，即当某人花费超过账户余额时可能发生的费用。健康的银行余额可以提供安心和安全感。它使个人能够为未来的开支做计划，比如购房或为退休储蓄。对于企业来说，强大的银行余额对维持运营、支付员工和投资增长机会至关重要。因此，定期监测你的银行余额是一个良好的习惯，可以导致更好的财务管理。然而，也需要注意的是，高的银行余额并不总是等同于财务稳定。必须考虑其他因素，例如债务、负债和整体净资产。例如，有人可能拥有可观的银行余额，但也可能背负着巨额的信用卡债务。因此，尽管你的银行余额是你当前财务状况的重要指标，但不应成为衡量财务健康的唯一标准。为了有效管理你的银行余额，制定预算非常有益。预算帮助个人跟踪收入和支出，使其更容易理解钱的去向以及如何明智地分配。通过将收入的一部分留作储蓄，人们可以随着时间的推移逐渐增加他们的银行余额。这一做法不仅为意外开支提供了安全网，还培养了财务纪律感。总之，理解你的银行余额对于有效的财务管理至关重要。定期监测这个数字可以帮助防止过度消费、促进储蓄，并促进整体财务健康。虽然高的银行余额无疑是财务的一个积极方面，但考虑更大的图景，包括债务和其他财务承诺也是至关重要的。通过采用良好的财务习惯，如预算和储蓄，个人可以确保他们的银行余额有助于稳定和安全的财务未来。