negotiating bank

简明释义

议付银行

英英释义

例句

1.The negotiating bank will assess the compliance of the shipment documents with the letter of credit.

议付银行将评估货物运输文件与信用证的一致性。

2.The importer's documents were sent to the negotiating bank for verification before payment was made.

进口商的文件被送往议付银行进行核实，然后才进行支付。

3.Before accepting the documents, the negotiating bank ensured that all signatures were correct.

在接受文件之前，议付银行确保所有签名都是正确的。

4.Once the goods arrive, the exporter can present the documents to the negotiating bank to receive payment.

一旦货物到达，出口商可以向议付银行提交文件以获得付款。

5.The negotiating bank plays a crucial role in international trade by facilitating payments.

议付银行在国际贸易中通过促进付款发挥着关键作用。

作文

In the world of international trade and finance, understanding the roles of various financial institutions is crucial for successful transactions. One such role is that of the negotiating bank, which plays a pivotal part in the process of documentary credit. When a buyer and seller engage in a transaction that involves shipping goods, they often rely on letters of credit to ensure payment. The negotiating bank is the bank that examines the documents presented by the seller and decides whether they comply with the terms of the letter of credit. This decision is vital because it determines whether the seller will receive payment for the goods shipped.The negotiating bank acts as an intermediary between the buyer and the seller, providing a level of security for both parties. For the seller, it assures that they will be paid as long as they present the required documents in accordance with the letter of credit. For the buyer, it ensures that payment will only be made if the seller fulfills their obligations by providing the necessary documentation. This arrangement minimizes risk and fosters trust in international transactions.Moreover, the negotiating bank can also offer additional services, such as financing options for the seller. By negotiating the terms of the letter of credit, the bank can provide immediate payment to the seller, allowing them to maintain cash flow while waiting for the buyer to complete the payment process. This aspect of the negotiating bank's role is particularly beneficial for small and medium-sized enterprises that may not have sufficient capital to wait for payment after shipment.In some cases, the negotiating bank may also be responsible for the collection of payments from the buyer. If the buyer fails to make payment, the bank can take legal action to recover the funds, thus providing an added layer of protection for the seller. Additionally, the negotiating bank can help resolve disputes that may arise during the transaction, acting as a neutral party to mediate differences between the buyer and seller.Understanding the function of the negotiating bank is essential for anyone involved in international trade. Companies looking to expand their markets must familiarize themselves with how banks operate in this context, especially regarding letters of credit. A well-informed business can leverage the services of a negotiating bank to enhance their trading activities and reduce risks associated with cross-border transactions.In conclusion, the negotiating bank serves a vital role in facilitating international trade by ensuring that transactions are conducted smoothly and securely. By acting as an intermediary, providing financing options, and managing disputes, the negotiating bank helps create a stable environment for global commerce. Understanding this role not only empowers businesses but also contributes to their success in the competitive landscape of international trade.

在国际贸易和金融的世界中，理解各种金融机构的角色对于成功交易至关重要。其中一个角色是谈判银行，它在信用证的过程中发挥着关键作用。当买方和卖方进行涉及运输货物的交易时，他们通常依赖信用证来确保付款。谈判银行是检查卖方所提供文件的银行，并决定这些文件是否符合信用证的条款。这个决定至关重要，因为它决定了卖方是否会收到运输货物的付款。谈判银行作为买方和卖方之间的中介，为双方提供了一定的安全性。对于卖方来说，它保证只要他们按照信用证的要求提交所需的文件，就会获得付款。对于买方来说，它确保只有在卖方履行义务并提供必要的文件时才会进行付款。这种安排最小化了风险，并促进了国际交易中的信任。此外，谈判银行还可以提供额外的服务，例如为卖方提供融资选项。通过协商信用证的条款，银行可以立即向卖方支付款项，使他们能够维持现金流，而无需等到买方完成付款流程。这一方面对那些可能没有足够资本等待发货后付款的小型和中型企业特别有利。在某些情况下，谈判银行还可能负责从买方收款。如果买方未能付款，银行可以采取法律行动以追讨资金，从而为卖方提供了额外的保护层。此外，谈判银行还可以帮助解决交易过程中可能出现的争议，作为中立方调解买卖双方之间的分歧。理解谈判银行的功能对于任何参与国际贸易的人来说都是必不可少的。希望扩展市场的公司必须熟悉银行在这一背景下的运作方式，特别是在信用证方面。一个信息灵通的企业可以利用谈判银行的服务来增强其贸易活动，并减少与跨境交易相关的风险。总之，谈判银行通过确保交易顺利和安全地进行，在促进国际贸易中发挥着至关重要的作用。通过充当中介、提供融资选项和管理争议，谈判银行帮助为全球商业创造一个稳定的环境。理解这一角色不仅使企业更具能力，而且有助于它们在国际贸易的竞争环境中取得成功。