negotiable letter of credit; negotiation credit

简明释义

议付信用证

英英释义

例句

1.The buyer opted for a negotiable letter of credit to enhance trust in the transaction with the international supplier.

买方选择了可转让信用证以增强与国际供应商交易的信任。

2.The exporter received a negotiable letter of credit from the bank, ensuring secure payment for the goods shipped.

出口商从银行收到了可转让信用证，确保了所发货物的安全付款。

3.The bank will only release the funds after verifying the authenticity of the negotiation credit presented.

银行只有在验证所呈现的议付信用证的真实性后才会释放资金。

4.In international trade, a negotiable letter of credit provides security against non-payment.

在国际贸易中，可转让信用证为防止未付款提供了保障。

5.Using a negotiation credit allows the seller to receive funds immediately upon presenting the required documents.

使用议付信用证使卖方在提交所需文件后立即获得资金。

作文

In the world of international trade, various financial instruments play a crucial role in facilitating transactions between buyers and sellers. One such instrument is the negotiable letter of credit, also known as negotiation credit. This financial tool provides a secure method for payment, ensuring that both parties fulfill their obligations under a sales contract. Understanding the significance of a negotiable letter of credit is essential for businesses engaged in cross-border transactions.A negotiable letter of credit is a document issued by a bank on behalf of a buyer, guaranteeing payment to a seller upon presentation of specified documents. The term 'negotiable' indicates that the letter of credit can be transferred to another party. This feature is particularly beneficial for exporters, as it allows them to sell the letter of credit to a third party, thus providing them with immediate liquidity. In essence, it acts as a guarantee that the seller will receive payment as long as they comply with the terms outlined in the letter.The process of utilizing a negotiable letter of credit begins when a buyer applies for one from their bank. The bank evaluates the buyer's creditworthiness and issues the letter, detailing the conditions under which the seller can claim payment. Once the seller receives the letter, they can present it to their bank, along with the required documentation, such as shipping receipts and invoices. Upon verification of these documents, the bank releases the funds, ensuring that the seller is paid promptly.One of the main advantages of using a negotiable letter of credit is the reduction of risk for both parties involved in the transaction. For the buyer, the risk is minimized because payment is only made when the seller meets the agreed-upon conditions. On the other hand, the seller is assured of receiving payment as long as they provide the necessary documentation. This mutual protection fosters trust and encourages international trade, making it a popular choice among businesses.However, it is important to note that the use of a negotiable letter of credit comes with its own set of challenges. The complexity of the documentation required can sometimes lead to discrepancies, resulting in delays in payment. Moreover, fees associated with issuing and negotiating letters of credit can add to the overall cost of the transaction. Therefore, businesses must weigh these factors carefully before deciding to use this financial instrument.In conclusion, the negotiable letter of credit, or negotiation credit, is an invaluable tool in international trade. It provides a framework for secure transactions, reducing risks for both buyers and sellers. While there are challenges associated with its use, the benefits often outweigh the drawbacks, making it a preferred choice for many businesses looking to expand their global reach. Understanding how to effectively utilize a negotiable letter of credit can significantly enhance a company's ability to engage in international trade successfully.

在国际贸易的世界中，各种金融工具在促进买卖双方之间的交易中发挥着至关重要的作用。其中一种工具是可转让信用证，也称为议付信用证。这种金融工具提供了一种安全的付款方式，确保双方履行销售合同下的义务。理解可转让信用证的重要性对于参与跨境交易的企业至关重要。可转让信用证是由银行代表买方签发的一种文件，保证在提交指定文件时向卖方付款。“可转让”一词表明该信用证可以转让给另一方。这一特性对出口商特别有利，因为它允许他们将信用证出售给第三方，从而为他们提供即时流动性。本质上，它充当了担保，只要卖方遵守信用证中列出的条款，他们就会收到付款。使用可转让信用证的过程始于买方向其银行申请信用证。银行评估买方的信用worthiness，并发出信用证，详细说明卖方可以索取付款的条件。一旦卖方收到信用证，他们可以将其与所需的文件（如运输收据和发票）一起提交给他们的银行。在验证这些文件后，银行会释放资金，确保卖方及时获得付款。使用可转让信用证的主要优势之一是降低了交易双方的风险。对于买方而言，风险最小化，因为只有在卖方满足商定条件时才会付款。另一方面，卖方只要提供必要的文件，就可以确保收到付款。这种相互保护促进了信任并鼓励国际贸易，使其成为企业的热门选择。然而，需要注意的是，使用可转让信用证也伴随着一些挑战。所需文件的复杂性有时会导致差异，从而导致付款延迟。此外，发行和议付信用证相关的费用可能增加交易的总体成本。因此，企业在决定使用这一金融工具之前，必须仔细权衡这些因素。总之，可转让信用证或议付信用证是国际贸易中不可或缺的工具。它为安全交易提供了框架，降低了买卖双方的风险。尽管使用过程中存在挑战，但其带来的好处往往超过了缺点，使其成为许多希望扩大全球业务的企业的首选。有效利用可转让信用证可以显著增强公司成功参与国际贸易的能力。