accident and health insurance

简明释义

意外及医疗保险

英英释义

例句

1.Having accident and health insurance 意外与健康保险 can provide peace of mind during risky activities like skiing.

拥有accident and health insurance 意外与健康保险可以在滑雪等高风险活动中提供安心。

2.Many employers offer accident and health insurance 意外与健康保险 as part of their employee benefits package.

许多雇主将accident and health insurance 意外与健康保险作为员工福利的一部分。

3.Before traveling abroad, I made sure to purchase accident and health insurance 意外与健康保险 to cover any emergencies.

在出国旅行之前，我确保购买了accident and health insurance 意外与健康保险以应对任何紧急情况。

4.She filed a claim after her accident, hoping her accident and health insurance 意外与健康保险 would cover the medical expenses.

她在事故后提交了索赔，希望她的accident and health insurance 意外与健康保险能覆盖医疗费用。

5.It’s important to read the fine print of your accident and health insurance 意外与健康保险 policy to understand what is covered.

阅读您的accident and health insurance 意外与健康保险政策的细则是很重要的，以了解哪些内容被覆盖。

作文

In today's fast-paced world, the importance of accident and health insurance cannot be overstated. This type of insurance serves as a financial safety net that protects individuals from unexpected medical expenses resulting from accidents or health-related issues. Having accident and health insurance means that you are prepared for unforeseen circumstances that can otherwise lead to significant financial strain.Accidents can happen at any time, whether at home, on the road, or in the workplace. A sudden injury can result in costly medical bills, rehabilitation expenses, and even lost wages due to time off work. Without accident and health insurance, these costs can quickly accumulate, leaving individuals and families in dire financial situations. For instance, a simple slip and fall accident could lead to emergency room visits, surgery, and ongoing physical therapy, all of which can be extremely expensive.Moreover, health issues can arise without warning, and chronic conditions may require long-term treatment. Accident and health insurance helps cover routine check-ups, specialist visits, hospital stays, and prescription medications. With this coverage, individuals can seek medical attention without the fear of incurring insurmountable debt. It allows people to prioritize their health and well-being, ensuring they receive necessary care when needed.Another significant advantage of accident and health insurance is peace of mind. Knowing that you are protected against unexpected medical costs can alleviate stress and anxiety. This peace of mind extends not only to the insured individual but also to their loved ones. Families can feel secure knowing that they have a plan in place to handle medical emergencies, allowing them to focus on recovery rather than financial burdens.Furthermore, many employers offer accident and health insurance as part of their employee benefits package. This makes it easier for workers to access necessary coverage without bearing the full cost themselves. Employers understand that healthy employees are more productive, and providing insurance is a way to invest in their workforce's well-being. Employees should take advantage of these offerings, as they often come at a reduced rate compared to purchasing insurance independently.In conclusion, accident and health insurance is an essential component of personal finance that everyone should consider. It provides financial protection against unexpected medical expenses, ensures access to necessary healthcare, and offers peace of mind. Investing in accident and health insurance is not just about safeguarding your finances; it's about taking proactive steps to maintain your health and well-being. In a world where uncertainty is the only certainty, having this type of insurance is a wise choice that can lead to a more secure future.

在当今快节奏的世界中，意外和健康保险的重要性不容低估。这种保险类型作为一个财务安全网，保护个人免受由于意外或健康问题导致的意外医疗费用。拥有意外和健康保险意味着你为突发情况做好了准备，否则这些情况可能会导致重大的财务压力。意外事故随时可能发生，无论是在家中、路上还是工作场所。突如其来的伤害可能导致昂贵的医疗账单、康复费用，甚至因缺勤而损失的工资。如果没有意外和健康保险，这些费用会迅速累积，使个人和家庭陷入困境。例如，一个简单的滑倒事故可能导致急诊室就诊、手术和持续的物理治疗，所有这些都可能非常昂贵。此外，健康问题可能会在没有警告的情况下出现，慢性病可能需要长期治疗。意外和健康保险帮助覆盖常规检查、专家就诊、住院和处方药等费用。有了这种保障，个人可以在不担心承担巨额债务的情况下寻求医疗帮助。这使人们能够优先考虑他们的健康和福祉，确保他们在需要时获得必要的护理。意外和健康保险的另一个显著优势是心理安宁。知道自己受到意外医疗费用的保护可以减轻压力和焦虑。这种心理安宁不仅延伸到被保险人本人，也延伸到他们的亲人。家庭可以感到安全，知道他们有计划来处理医疗紧急情况，从而让他们专注于康复，而不是财务负担。此外，许多雇主将意外和健康保险作为员工福利的一部分提供。这使得工人更容易获得必要的保障，而无需独自承担全部费用。雇主明白，健康的员工更具生产力，提供保险是一种对员工福祉的投资。员工应充分利用这些优惠，因为与独立购买保险相比，它们通常以较低的价格提供。总之，意外和健康保险是每个人都应该考虑的个人财务的重要组成部分。它提供了对意外医疗费用的财务保护，确保获得必要的医疗保健，并提供心理安宁。投资于意外和健康保险不仅仅是为了保护你的财务；这也是采取主动措施维护你的健康和福祉。在一个不确定性是唯一确定性的世界里，拥有这种类型的保险是明智的选择，这可以带来更安全的未来。