checking deposits

简明释义

以支票提取的存款

英英释义

例句

1.The bank offers a bonus for new accounts that have regular checking deposits.

该银行为有定期支票存款的新账户提供奖金。

2.After receiving the payment, I went to the bank to process my checking deposits.

收到付款后，我去了银行处理我的支票存款。

3.You can set up automatic checking deposits for your paycheck.

你可以为你的工资设置自动的支票存款。

4.I always make my monthly salary through checking deposits.

我总是通过支票存款来领取我的月薪。

5.I prefer using mobile banking to track my checking deposits.

我更喜欢使用手机银行来跟踪我的支票存款。

作文

The concept of checking deposits is fundamental to understanding how modern banking works. A checking deposit refers to the money that an individual or business places into a checking account, which is a type of bank account that allows for numerous withdrawals and deposits. The primary purpose of a checking account is to provide a safe place to keep money that can be easily accessed for daily transactions. This accessibility is crucial in today’s fast-paced world where electronic payments and quick access to funds are essential.When a person opens a checking account, they typically make an initial checking deposit to fund the account. This amount can vary depending on the bank's policies and the individual's financial situation. Once the account is funded, the account holder can write checks, use debit cards, or transfer funds electronically. Each of these transactions draws from the balance in the checking account, which is why understanding checking deposits is important for effective money management.In addition to facilitating everyday transactions, checking deposits also play a role in budgeting. Many individuals use their checking accounts to track their spending habits. By monitoring the balance and reviewing transaction history, account holders can gain insights into their financial behaviors. This practice can help people identify areas where they might be overspending and allow them to adjust their budgets accordingly.Another significant aspect of checking deposits is the security they provide. Keeping large amounts of cash at home can be risky due to theft or loss. By depositing money into a checking account, individuals can protect their funds while still having easy access when needed. Most banks also offer insurance on checking deposits up to a certain limit, which adds an additional layer of security.Moreover, checking deposits can also earn interest, although typically at lower rates compared to savings accounts. Some banks offer interest-bearing checking accounts, where the account holder can earn a small percentage on their balance. While this may not be the primary reason people choose to open a checking account, it is an added benefit that can contribute to overall financial growth.In conclusion, checking deposits are an essential component of personal finance. They provide a convenient way to manage daily expenses, enhance budgeting efforts, and secure funds against theft or loss. Understanding how to effectively use a checking account and make checking deposits can lead to better financial health and stability. As we navigate through our financial journeys, it is crucial to recognize the value of these deposits and the role they play in our everyday lives.

“支票存款”的概念是理解现代银行运作的基础。“支票存款”指的是个人或企业存入支票账户的资金，这是一种允许进行多次提款和存款的银行账户。支票账户的主要目的是为日常交易提供一个安全的资金存放地点。这种可访问性在当今快速发展的世界中至关重要，因为电子支付和快速获取资金变得不可或缺。当一个人开设支票账户时，他们通常会进行初始的“支票存款”以资助该账户。这个金额可以根据银行的政策和个人的财务状况而有所不同。一旦账户有了资金，账户持有人就可以开支票、使用借记卡或进行电子转账。每一笔交易都将从支票账户的余额中扣除，这就是为什么理解“支票存款”对于有效的资金管理至关重要。除了促进日常交易外，“支票存款”在预算中也起着重要作用。许多人使用他们的支票账户来跟踪他们的消费习惯。通过监控余额和查看交易历史，账户持有人可以深入了解自己的财务行为。这种做法可以帮助人们识别支出过多的领域，从而调整预算。“支票存款”的另一个重要方面是它们提供的安全性。将大量现金保存在家中可能会因盗窃或丢失而面临风险。通过将资金存入支票账户，个人可以保护自己的资金，同时在需要时仍能轻松访问。大多数银行还对支票存款提供保险，最高限额，这增加了额外的安全保障。此外，“支票存款”也可以赚取利息，尽管通常利率低于储蓄账户。一些银行提供带利息的支票账户，账户持有人可以在其余额上赚取小额利息。虽然这可能不是人们选择开设支票账户的主要原因，但这是一个可以促进整体财务增长的附加好处。总之，“支票存款”是个人财务的重要组成部分。它们提供了一种方便的方式来管理日常开支，增强预算意识，并保护资金免受盗窃或损失。理解如何有效使用支票账户并进行“支票存款”可以带来更好的财务健康和稳定。在我们走过财务旅程时，认识到这些存款的价值及其在我们日常生活中的作用至关重要。