exhausted credit

简明释义

已用完的贷款

英英释义

例句

1.After making several large purchases, I realized I had completely exhausted credit 耗尽了信用额度 on my card.

在进行几次大额消费后，我意识到我的信用卡已经完全exhausted credit 耗尽了信用额度。

2.The team's budget was tight, and they quickly exhausted credit 耗尽了信用额度 for the project.

团队的预算很紧张，他们迅速在项目上exhausted credit 耗尽了信用额度。

3.The company found itself in trouble when it exhausted credit 耗尽了信用额度 and could no longer secure loans.

当公司exhausted credit 耗尽了信用额度，无法再获得贷款时，发现自己陷入了麻烦。

4.Due to unexpected expenses, I exhausted credit 耗尽了信用额度 on my emergency fund.

由于意外开支，我在应急基金上已经exhausted credit 耗尽了信用额度。

5.She was surprised to find that she had exhausted credit 耗尽了信用额度 after her shopping spree last weekend.

她惊讶地发现，上周末的购物狂欢后，她已经exhausted credit 耗尽了信用额度。

作文

In today's fast-paced world, financial management has become a crucial skill. One of the terms that often comes up in discussions about personal finance is exhausted credit. This phrase refers to a situation where an individual has utilized all available credit on their credit card or line of credit, leaving them with no further borrowing capacity. Understanding this concept is essential for anyone looking to maintain a healthy financial status.When a person reaches the point of exhausted credit, it can lead to several negative consequences. Firstly, it may result in increased stress and anxiety. Knowing that one cannot access additional funds can be daunting, especially in emergencies. For instance, if someone faces an unexpected medical expense or car repair, being unable to tap into credit can create significant hardship.Moreover, having exhausted credit can adversely affect one's credit score. Credit scores are vital for obtaining loans, mortgages, or even rental agreements. When credit utilization is at its maximum, it signals to lenders that the borrower may be financially overextended. This perception can lead to higher interest rates or even denial of future credit applications.To avoid reaching a state of exhausted credit, individuals should practice prudent financial habits. Budgeting is one effective method to ensure that expenses do not exceed income. By tracking spending and setting limits, people can prevent themselves from relying too heavily on credit. Additionally, building an emergency fund can provide a safety net, reducing the need to rely on credit in times of crisis.Another strategy to manage credit wisely is to regularly monitor credit reports. This allows individuals to stay informed about their credit utilization and overall financial health. If one notices that their credit is nearing exhaustion, taking proactive steps such as paying down existing debt can help restore balance.In conclusion, the concept of exhausted credit is a critical aspect of financial literacy. It serves as a reminder of the importance of managing credit responsibly. By understanding the implications of exhausted credit and implementing sound financial practices, individuals can work towards achieving greater financial stability and peace of mind. Ultimately, avoiding the pitfalls of exhausted credit can lead to a more secure and prosperous future.

在当今快节奏的世界中，财务管理已成为一项关键技能。一个常常出现在个人财务讨论中的术语是exhausted credit。这个短语指的是个人已经利用了信用卡或信用额度上的所有可用信用，导致他们没有进一步借款能力的情况。理解这一概念对于任何希望保持健康财务状况的人来说都是至关重要的。当一个人达到exhausted credit的程度时，可能会导致几个负面后果。首先，这可能会导致压力和焦虑增加。知道自己无法获取额外资金可能令人不安，尤其是在紧急情况下。例如，如果有人面临意外的医疗费用或汽车修理费，无法动用信用可能会造成重大困难。此外，拥有exhausted credit可能会对个人的信用评分产生不利影响。信用评分对于获得贷款、抵押贷款或甚至租赁协议至关重要。当信用利用率达到最大时，它向贷方发出信号，表明借款人可能在财务上过度扩张。这种看法可能导致更高的利率，甚至拒绝未来的信用申请。为了避免达到exhausted credit的状态，个人应当养成谨慎的财务习惯。预算是一种有效的方法，可以确保支出不超过收入。通过跟踪支出和设定限制，人们可以防止自己过度依赖信用。此外，建立应急基金可以提供安全网，减少在危机时依赖信用的需要。另一种明智管理信用的策略是定期监控信用报告。这使个人能够了解自己的信用利用情况和整体财务健康。如果发现自己的信用接近耗尽，采取积极措施，如偿还现有债务，可以帮助恢复平衡。总之，exhausted credit的概念是金融素养的一个关键方面。它提醒我们管理信用的责任。通过理解耗尽信用的影响并实施合理的财务实践，个人可以朝着实现更大的财务稳定和内心平静的方向努力。最终，避免exhausted credit的陷阱可以带来更安全、更繁荣的未来。