holder for value

简明释义

已付价持票人

英英释义

例句

1.In a financial transaction, the bank acts as a holder for value 价值持有人 when it provides loans secured by collateral.

在金融交易中，银行作为一个holder for value 价值持有人，当它提供以抵押品担保的贷款时。

2.The holder for value 价值持有人 of a promissory note has the right to enforce payment from the issuer.

本票的holder for value 价值持有人有权要求发行人支付。

3.When you transfer stock shares, the new owner becomes the holder for value 价值持有人 of those shares.

当你转让股票时，新所有者成为这些股票的holder for value 价值持有人。

4.An art dealer can be considered a holder for value 价值持有人 when they sell a painting on behalf of the artist.

艺术经销商在代表艺术家出售画作时，可以被视为holder for value 价值持有人。

5.In real estate transactions, the mortgage lender is a holder for value 价值持有人 of the property until the loan is paid off.

在房地产交易中，抵押贷款人是该物业的holder for value 价值持有人，直到贷款偿还为止。

作文

In the world of finance and law, the term holder for value refers to an individual or entity that possesses a negotiable instrument, such as a check or promissory note, and has given value in exchange for it. This concept is crucial because it grants certain rights and protections under the Uniform Commercial Code (UCC) in the United States. Understanding the role of a holder for value is essential for anyone involved in transactions that include negotiable instruments.To illustrate the importance of this term, let us consider a practical example. Imagine a small business that needs to purchase supplies from a vendor. The vendor accepts a check in payment for these supplies. In this scenario, the vendor becomes a holder for value because they have provided goods in exchange for the check. If the check bounces due to insufficient funds, the vendor has the legal right to pursue the business for payment because they acted as a holder for value.The rights of a holder for value are significant because they provide a layer of protection against claims that may arise after the transaction. For instance, if the original issuer of the check later claims that they did not authorize the payment, the vendor can still enforce their right to collect the amount due because they are recognized as a holder for value. This protection encourages trust and stability in commercial transactions, making it easier for businesses to operate without fear of losing out on payments for goods or services rendered.Moreover, being a holder for value also means that the individual or entity has the ability to transfer their rights to another party. If the vendor decides to sell the check to a third party, that third party would also become a holder for value, inheriting the same rights and protections. This transferability is a key feature of negotiable instruments, facilitating liquidity in financial markets.However, it is important to note that not all holders of negotiable instruments qualify as holders for value. For example, if someone receives a check as a gift, they would not be considered a holder for value because they did not give anything of value in return. This distinction is vital because it affects the rights of the recipient in case of disputes over the instrument.Furthermore, the concept of holder for value extends beyond just checks and promissory notes. It also applies to other forms of negotiable instruments, such as bonds and certificates of deposit. In each case, the holder for value is afforded certain rights that protect their interests and investments.In conclusion, the term holder for value plays a pivotal role in the realm of finance and law. By understanding what it means to be a holder for value, individuals and businesses can better navigate the complexities of transactions involving negotiable instruments. This knowledge not only empowers them to protect their rights but also fosters confidence in the overall financial system. As we continue to engage in an increasingly complex economic environment, grasping the nuances of terms like holder for value will serve us well in our personal and professional lives.

在金融和法律的世界中，术语holder for value指的是拥有可转让票据（如支票或本票）的个人或实体，并且为此支付了价值。这个概念至关重要，因为它根据美国《统一商法典》（UCC）赋予某些权利和保护。理解holder for value的角色对任何参与包括可转让票据的交易的人来说都是必不可少的。为了说明这个术语的重要性，让我们考虑一个实际的例子。想象一下，一个小企业需要从供应商处购买货物。供应商接受了一张支票作为这些货物的付款。在这种情况下，供应商成为holder for value，因为他们在交换支票时提供了商品。如果支票因资金不足而被退回，供应商有合法权利追讨企业的付款，因为他们作为holder for value行事。holder for value的权利非常重要，因为它们在交易后提供了一层保护，以防止可能出现的索赔。例如，如果支票的原始签发人后来声称他们没有授权付款，供应商仍然可以强制执行收取到期款项的权利，因为他们被认可为holder for value。这种保护鼓励了商业交易中的信任和稳定，使企业能够在没有失去货物或服务付款的恐惧下运营。此外，作为holder for value也意味着个人或实体能够将其权利转让给其他方。如果供应商决定将支票出售给第三方，该第三方也将成为holder for value，继承相同的权利和保护。这种可转让性是可转让票据的一大特点，促进了金融市场的流动性。然而，需要注意的是，并非所有可转让票据的持有者都符合holder for value的条件。例如，如果某人作为礼物收到一张支票，他们将不被视为holder for value，因为他们没有为此付出任何价值。这一区分至关重要，因为它影响到接收者在票据争议中的权利。此外，holder for value的概念不仅限于支票和本票。它同样适用于其他形式的可转让票据，如债券和存款证。在每种情况下，holder for value都享有某些权利，以保护他们的利益和投资。总之，术语holder for value在金融和法律领域中发挥着关键作用。通过理解成为holder for value的含义，个人和企业可以更好地应对涉及可转让票据的交易的复杂性。这种知识不仅使他们能够保护自己的权利，还增强了对整体金融体系的信心。随着我们继续参与日益复杂的经济环境，掌握像holder for value这样的术语的细微差别将在我们的个人和职业生活中起到良好的作用。