lump-sum settlement

简明释义

一次结清

英英释义

例句

1.After negotiating with the insurance company, she agreed to a lump-sum settlement for her car accident claim.

在与保险公司谈判后，她同意接受她的车祸索赔的一次性和解金。

2.The divorce agreement included a lump-sum settlement to divide their assets.

离婚协议包括一个一次性和解金来分割他们的资产。

3.He chose a lump-sum settlement instead of monthly payments for his retirement plan.

他选择了一次性和解金而不是退休计划的每月支付。

4.The workers received a lump-sum settlement for their injuries sustained during the construction project.

工人们因在施工项目中受伤而获得了一次性和解金。

5.She was offered a lump-sum settlement to resolve her personal injury lawsuit quickly.

她被提供了一个一次性和解金以快速解决她的个人伤害诉讼。

作文

In the realm of finance and legal agreements, the term lump-sum settlement refers to a one-time payment made to resolve a claim or dispute. This type of settlement is often seen in personal injury cases, divorce settlements, or any situation where parties wish to avoid the complexities of ongoing payments or litigation. The essence of a lump-sum settlement is that it provides a definitive resolution, allowing both parties to move forward without the burden of future financial obligations.One of the primary advantages of a lump-sum settlement is the certainty it offers. For instance, in a personal injury case, a victim may choose to accept a lump-sum settlement rather than risk going to trial, where the outcome is uncertain. By accepting a single payment, the victim can receive immediate compensation that can be used for medical bills, lost wages, or other expenses resulting from the injury. This immediacy can be crucial for someone who is facing financial difficulties due to their situation.Moreover, a lump-sum settlement can simplify the resolution process. Instead of negotiating multiple payments over time, which can lead to disputes or delays, a single payment allows for a clean break. This is particularly beneficial in divorce cases, where one spouse may receive a lump-sum settlement to cover alimony or property division. It eliminates the need for ongoing financial transactions and potential conflicts in the future.However, there are also potential downsides to consider. Accepting a lump-sum settlement means that the individual is foregoing any future claims they may have against the other party. This can be risky if the full extent of damages or future needs is not fully understood at the time of the settlement. For example, in a personal injury case, if a victim accepts a lump-sum settlement but later discovers that their medical condition requires ongoing treatment, they may find themselves in a difficult financial position without recourse to further compensation.Additionally, the amount offered in a lump-sum settlement may not always reflect the true value of the claim. Parties involved in negotiations must carefully assess the situation and consider the long-term implications of accepting such a settlement. It is often advisable to consult with legal or financial professionals who can provide guidance based on the specific circumstances.In conclusion, a lump-sum settlement can be a useful tool for resolving disputes and providing immediate financial relief. It offers certainty and simplicity, making it an attractive option for many individuals seeking closure in their legal matters. However, it is essential to weigh the benefits against the potential risks and to approach such decisions with careful consideration. Understanding the implications of a lump-sum settlement is crucial for anyone involved in legal disputes, as it can significantly impact their financial future and overall well-being.

在金融和法律协议的领域中，术语一次性和解指的是为了解决索赔或争议而进行的一次性支付。这种类型的和解通常出现在人身伤害案件、离婚和解或任何希望避免持续支付或诉讼复杂性的情况下。一次性和解的本质在于，它提供了一个明确的解决方案，使双方能够在没有未来财务义务负担的情况下继续前进。一次性和解的主要优点之一是它所提供的确定性。例如，在人身伤害案件中，受害者可能选择接受一次性和解而不是冒险上法庭，在那里结果是不确定的。通过接受一次性支付，受害者可以获得立即的赔偿，这些赔偿可用于医疗费用、失去的工资或因伤害而产生的其他费用。这种及时性对于面临经济困难的人来说至关重要。此外，一次性和解可以简化解决过程。与其在一段时间内谈判多次支付，这可能导致争议或延误，不如一次性支付允许双方干脆利落地结束。这在离婚案件中尤为有利，其中一方可能会收到一次性和解以支付赡养费或财产分配。这消除了未来持续财务交易和潜在冲突的需要。然而，也有一些潜在的缺点需要考虑。接受一次性和解意味着个人放弃了对另一方的任何未来索赔。如果在和解时没有充分理解损害的全部程度或未来的需求，这可能是有风险的。例如，在人身伤害案件中，如果受害者接受了一次性和解但后来发现自己的医疗状况需要持续治疗，他们可能会发现在没有进一步赔偿的情况下处于困境。此外，一次性和解中提供的金额可能并不总是反映索赔的真实价值。参与谈判的各方必须仔细评估情况，并考虑接受这种和解的长期影响。通常建议咨询法律或财务专业人士，他们可以根据具体情况提供指导。总之，一次性和解可以成为解决争议和提供即时财务救济的有用工具。它提供了确定性和简单性，使其成为许多寻求在法律事务中结束的个人的吸引选项。然而，重要的是要权衡好处与潜在风险，并谨慎考虑此类决定。理解一次性和解的含义对于参与法律争议的任何人都是至关重要的，因为它可能会显著影响他们的财务未来和整体福祉。