dormant account

简明释义

休眠帐户

英英释义

例句

1.The bank sent him a notice regarding his dormant account that required action.

银行给他发了一份关于其需要采取行动的休眠账户的通知。

2.If you do not log in for six months, your online banking will mark your account as dormant account.

如果你六个月不登录，你的网上银行将把你的账户标记为休眠账户。

3.To avoid fees, it's best to keep your dormant account active by making small transactions.

为了避免费用，最好通过进行小额交易来保持你的休眠账户活跃。

4.After two years of inactivity, the bank classified her savings as a dormant account.

经过两年的不活跃，该银行将她的储蓄账户归类为休眠账户。

5.He forgot about his old investment, which eventually became a dormant account.

他忘记了他的老投资，最终变成了一个休眠账户。

作文

In today's digital age, managing finances has become more accessible than ever. However, with this convenience comes the risk of neglecting certain financial accounts, leading to what is known as a dormant account. A dormant account refers to a bank account that has had no activity or transactions for a specified period, typically ranging from six months to several years, depending on the bank's policies. Understanding the implications of having a dormant account is crucial for anyone looking to maintain their financial health.One of the primary reasons people end up with a dormant account is due to a lack of awareness. In our busy lives, it is easy to forget about an old savings account or a checking account that was opened years ago. These accounts may have been created for specific purposes, such as saving for a vacation or managing expenses during college. However, as life progresses and priorities change, these accounts can easily slip through the cracks.The consequences of maintaining a dormant account can be significant. Banks often charge fees for accounts that are inactive for an extended period. These fees can accumulate over time, eroding any savings that may have been in the account. Additionally, if a dormant account remains untouched for too long, the bank may consider it abandoned and transfer the funds to the state, leaving the account holder with little recourse to recover their money.Moreover, a dormant account can pose security risks. Fraudsters often target inactive accounts because they may not be monitored regularly by the account holder. If someone gains access to a dormant account, they can potentially drain the funds without the owner realizing it until it is too late. This highlights the importance of regularly checking all financial accounts, even those that seem insignificant.On the other hand, there are steps individuals can take to prevent their accounts from becoming dormant. Regularly reviewing bank statements, setting reminders to make small transactions, or consolidating accounts can help keep them active. For instance, making a small deposit or withdrawal every few months can ensure that the account remains open and active, avoiding any dormancy issues.In conclusion, while the convenience of modern banking allows for easy management of finances, it also brings the risk of creating dormant accounts. These accounts can lead to unnecessary fees, potential loss of funds, and security vulnerabilities. It is essential for individuals to stay vigilant about their financial accounts, ensuring that none fall into dormancy. By being proactive and engaged with all accounts, one can maintain better control over their financial health and avoid the pitfalls associated with dormant accounts.

在当今数字时代，管理财务变得比以往任何时候都更容易。然而，随着这种便利性而来的是忽视某些财务账户的风险，这导致了所谓的dormant account。dormant account指的是在特定时间内没有活动或交易的银行账户，通常范围从六个月到几年不等，具体取决于银行的政策。了解拥有dormant account的影响对任何希望保持财务健康的人来说都是至关重要的。人们最终拥有dormant account的主要原因之一是缺乏意识。在我们繁忙的生活中，很容易忘记一个旧的储蓄账户或多年前开设的支票账户。这些账户可能是为了特定目的而创建的，比如为度假存钱或管理大学期间的开支。然而，随着生活的发展和优先事项的变化，这些账户很容易被遗忘。维持dormant account的后果可能是显著的。银行通常会对长时间不活动的账户收取费用。这些费用可能随着时间的推移而累积，侵蚀账户中可能存在的任何储蓄。此外，如果dormant account长时间未被触及，银行可能会将其视为被遗弃，并将资金转移给国家，导致账户持有人几乎没有办法追回他们的钱。此外，dormant account可能会带来安全风险。诈骗者通常会瞄准不活跃的账户，因为账户持有人可能不会定期监控这些账户。如果有人获得了dormant account的访问权限，他们可能会在账户持有人意识到之前就耗尽资金。这突显了定期检查所有财务账户的重要性，即使那些看似微不足道的账户。另一方面，个人可以采取措施防止他们的账户变成dormant。定期审查银行对账单、设置提醒进行小额交易或合并账户可以帮助保持账户活跃。例如，每几个月进行一次小额存款或取款可以确保账户保持开放和活跃，避免任何休眠问题。总之，尽管现代银行的便利性允许轻松管理财务，但它也带来了创建dormant accounts的风险。这些账户可能导致不必要的费用、潜在资金损失和安全漏洞。个人必须对他们的财务账户保持警惕，确保没有一个陷入休眠。通过积极参与和管理所有账户，人们可以更好地控制他们的财务健康，避免与dormant accounts相关的陷阱。