payroll deduction

简明释义

薪资扣除

英英释义

例句

1.Employees can choose to have a portion of their salary set aside for retirement through a payroll deduction 工资扣除 program.

员工可以选择通过payroll deduction 工资扣除计划将一部分工资存入退休账户。

2.The payroll deduction 工资扣除 for charitable donations is an option during the annual fundraising campaign.

在年度筹款活动中，慈善捐款的payroll deduction 工资扣除是一个选项。

3.To pay off student loans, many graduates opt for a payroll deduction 工资扣除 plan offered by their employers.

为了偿还学生贷款，许多毕业生选择雇主提供的payroll deduction 工资扣除计划。

4.The company offers a health insurance plan that requires a monthly payroll deduction 工资扣除 from employees' salaries.

公司提供一个健康保险计划，需要每月从员工的工资中进行payroll deduction 工资扣除。

5.The payroll deduction 工资扣除 for union dues is automatically taken from each paycheck.

工会会费的payroll deduction 工资扣除会自动从每次工资中扣除。

作文

Understanding payroll deductions is essential for both employees and employers. A payroll deduction refers to the amount of money that is automatically taken from an employee's paycheck by the employer. This process is crucial for various reasons, including tax obligations, benefits contributions, and retirement savings. By understanding how payroll deductions work, employees can better manage their finances and plan for their future.One of the primary components of payroll deductions is federal income tax withholding. Employers are required to withhold a certain percentage of an employee's earnings to cover federal taxes. This ensures that employees do not face a large tax bill at the end of the year, as taxes are collected gradually throughout the year. Additionally, state and local taxes may also be deducted from paychecks, depending on the employee's location. Understanding these deductions can help employees estimate their take-home pay and budget accordingly.Another significant aspect of payroll deductions involves contributions to social security and Medicare. These deductions are mandatory and provide essential benefits for workers in the United States. Social Security provides financial support to retirees and individuals with disabilities, while Medicare offers health insurance for those aged 65 and older. Employees should be aware of these deductions, as they contribute to their future social security benefits and healthcare coverage.In addition to taxes, many employers offer benefits such as health insurance, retirement plans, and flexible spending accounts. Employees often have the option to participate in these programs, which usually require payroll deductions. For instance, if an employee chooses to enroll in a health insurance plan, a portion of their paycheck will be deducted to cover the premium. This allows employees to access valuable benefits while spreading the cost over time. Understanding how these deductions impact their overall compensation can help employees make informed decisions about their benefits.Retirement savings is another critical area where payroll deductions play a significant role. Many employers offer retirement plans, such as 401(k) or 403(b) plans, which allow employees to save for their future. Contributions to these plans are typically deducted directly from paychecks, making it easier for employees to save consistently. Some employers even match a portion of employee contributions, providing an additional incentive to participate. By taking advantage of payroll deductions for retirement savings, employees can build a nest egg for their future.It is also important for employees to regularly review their payroll deductions to ensure accuracy. Mistakes can happen, and employees should verify that the correct amounts are being withheld for taxes, benefits, and retirement contributions. If discrepancies are found, employees should promptly address them with their employer's payroll department. Staying informed about payroll deductions can help employees avoid surprises and ensure they are receiving the correct pay.In conclusion, understanding payroll deductions is vital for effective financial planning. By being aware of the various deductions that occur from their paychecks, employees can better manage their budgets, prepare for taxes, and take full advantage of available benefits. Employers also benefit from clear communication about payroll deductions, as it fosters trust and transparency in the workplace. Overall, both parties must recognize the importance of these deductions in the broader context of employment and financial well-being.

理解工资扣除对员工和雇主都至关重要。工资扣除是指雇主从员工薪水中自动扣除的金额。这个过程对于各种原因至关重要，包括税务义务、福利贡献和退休储蓄。通过了解工资扣除的工作原理，员工可以更好地管理他们的财务并为未来做计划。工资扣除的主要组成部分之一是联邦所得税预扣。雇主需要按比例从员工的收入中扣除一定的百分比以支付联邦税。这确保员工在年底不会面临巨额的税单，因为税款在一年内逐渐收取。此外，根据员工的所在地，州和地方税也可能从工资中扣除。理解这些扣除可以帮助员工估算他们的实际收入并相应地进行预算。除了税款，许多雇主提供健康保险、退休计划和灵活支出账户等福利。员工通常可以选择参与这些项目，这些项目通常需要工资扣除。例如，如果员工选择注册健康保险计划，则其薪水的一部分将被扣除以支付保费。这使得员工能够在时间上分摊费用，从而获得有价值的福利。了解这些扣除如何影响他们的整体薪酬可以帮助员工对其福利做出明智的决策。退休储蓄是另一个重要领域，其中工资扣除发挥着重要作用。许多雇主提供退休计划，如401(k)或403(b)计划，允许员工为未来储蓄。这些计划的贡献通常直接从工资中扣除，使员工能够持续地存钱。一些雇主甚至会匹配一部分员工的贡献，提供额外的参与激励。通过利用工资扣除进行退休储蓄，员工可以为未来建立一笔资金。员工还应定期检查他们的工资扣除以确保准确性。错误可能会发生，员工应核实是否正确扣除了税款、福利和退休贡献。如果发现差异，员工应及时与雇主的工资部门联系。了解工资扣除可以帮助员工避免惊讶，并确保他们获得正确的薪水。总之，理解工资扣除对于有效的财务规划至关重要。通过了解从其薪水中发生的各种扣除，员工可以更好地管理他们的预算，为税务做准备，并充分利用可用的福利。雇主也从关于工资扣除的清晰沟通中受益，因为这促进了工作场所的信任和透明度。总的来说，双方都必须认识到这些扣除在就业和财务健康的更广泛背景中的重要性。