arranged total loss; compromised total loss

简明释义

协议全损

英英释义

例句

1.The vehicle was deemed a compromised total loss 妥协的全损 because the repairs would exceed its market value.

由于修理费用超过市场价值，该车辆被认为是妥协的全损。

2.When a car is involved in a severe collision, it may be labeled as an arranged total loss 安排的全损 by the insurer.

当汽车发生严重碰撞时，保险公司可能将其标记为安排的全损。

3.After the accident, the insurance company declared it an arranged total loss 安排的全损 due to the extensive damage.

事故后，保险公司因严重损坏宣布其为安排的全损。

4.The insurance adjuster classified the claim as a compromised total loss 妥协的全损 after reviewing the repair estimates.

保险理算师在审查修理估算后，将索赔分类为妥协的全损。

5.In this case, we have an arranged total loss 安排的全损 that allows for a quick settlement.

在这种情况下，我们有一个安排的全损，可以快速解决赔偿问题。

作文

In the world of insurance and finance, terms like arranged total loss and compromised total loss hold significant importance. Understanding these concepts is essential for anyone involved in risk management or asset protection. A arranged total loss refers to a situation where an asset, typically a vehicle or property, has been deemed a total loss due to damage or theft. In this scenario, the insurance company and the policyholder have agreed on the value of the loss, and the insurer will compensate the insured accordingly. This arrangement is crucial because it provides clarity and closure to both parties, allowing the insured to move forward without the burden of the damaged asset.On the other hand, a compromised total loss occurs when there is a disagreement regarding the extent of the damage or the value of the asset. In this case, the insurance company may argue that the asset can still be repaired or salvaged to some extent, while the policyholder believes it should be classified as a total loss. This disagreement can lead to lengthy negotiations and disputes, creating frustration for the policyholder who is eager to resolve the issue and receive compensation.The implications of these two terms extend beyond mere definitions; they affect how individuals and businesses manage their assets and risks. For instance, understanding the difference between arranged total loss and compromised total loss can help policyholders make informed decisions when purchasing insurance. They may choose policies that offer clear terms regarding total loss scenarios, ensuring they are adequately protected in the event of an accident or theft.Moreover, these terms also highlight the importance of documentation and communication in the insurance process. When a claim is filed, having thorough records of the asset's condition prior to the incident can support the case for an arranged total loss. Conversely, if the documentation is lacking or unclear, it may lead to a compromised total loss, resulting in disputes that could have been avoided.In conclusion, the terms arranged total loss and compromised total loss are critical in the realm of insurance. They illustrate the varying degrees of agreement and disagreement that can arise when dealing with losses. By understanding these concepts, individuals can better navigate the complexities of insurance claims and ensure they are adequately covered in times of need. Being proactive in maintaining proper documentation and selecting suitable insurance policies can significantly impact the outcomes of such situations, ultimately leading to a smoother resolution process. Therefore, it is essential for anyone involved in asset management to familiarize themselves with these terms and their implications in the insurance landscape.

在保险和金融的世界中，像arranged total loss和compromised total loss这样的术语具有重要意义。理解这些概念对于任何参与风险管理或资产保护的人来说都是必不可少的。arranged total loss指的是一种情况，其中一个资产，通常是车辆或财产，由于损坏或被盗而被视为全损。在这种情况下，保险公司和保单持有人已就损失的价值达成一致，保险人将相应地赔偿被保险人。这种安排至关重要，因为它为双方提供了清晰和结论，使被保险人能够在没有受损资产负担的情况下向前推进。另一方面，compromised total loss发生在对损坏程度或资产价值存在分歧时。在这种情况下，保险公司可能会争辩说，该资产仍然可以在某种程度上修复或回收，而保单持有人认为它应被归类为全损。这种分歧可能导致漫长的谈判和争议，给急于解决问题并获得赔偿的保单持人带来挫折。这两个术语的影响超出了简单的定义；它们影响个人和企业如何管理其资产和风险。例如，了解arranged total loss和compromised total loss之间的区别可以帮助保单持人在购买保险时做出明智的决定。他们可能会选择在全损场景中提供明确条款的保单，以确保在发生事故或被盗时得到充分保护。此外，这些术语还突显了在保险过程中文档和沟通的重要性。当索赔被提出时，拥有详细的资产在事件发生前的状况记录可以支持arranged total loss的案例。相反，如果文档缺乏或不清晰，可能会导致compromised total loss，从而导致本可以避免的争议。总之，arranged total loss和compromised total loss这两个术语在保险领域至关重要。它们说明了在处理损失时可能出现的不同程度的协议和分歧。通过理解这些概念，个人可以更好地应对保险索赔的复杂性，并确保在需要时得到充分的保障。主动维护适当的文档和选择合适的保险政策可以显著影响这些情况的结果，最终导致更顺利的解决过程。因此，任何参与资产管理的人都需要熟悉这些术语及其在保险领域的影响。