agreed value

简明释义

协定保险价额

英英释义

例句

1.The insurance policy provides coverage based on the agreed value of the vehicle.

保险政策提供基于车辆的商定价值的保障。

2.Before starting the project, we need to determine the agreed value of the assets involved.

在启动项目之前，我们需要确定所涉及资产的商定价值。

3.Both parties signed the contract, acknowledging the agreed value of the service provided.

双方签署了合同，确认所提供服务的商定价值。

4.In case of a loss, the payout will be equal to the agreed value stated in the contract.

在发生损失时，赔付将等于合同中规定的商定价值。

5.The agreed value for this antique was set after an appraisal by an expert.

这件古董的商定价值是在专家评估后确定的。

作文

In the world of finance and insurance, the term agreed value plays a crucial role in determining the worth of an asset. The concept refers to a predetermined value that both parties—typically the insurer and the insured—agree upon before a policy is issued. This value is essential for various reasons, primarily in the context of insurance claims. For instance, if a car is insured with an agreed value, it means that in the event of a total loss, the insurer will pay out this specific amount rather than the market value at the time of the loss. This approach provides peace of mind to the insured, knowing exactly what they will receive in the case of an unfortunate event.The importance of agreed value becomes even more apparent when considering unique or classic cars. These vehicles often appreciate over time due to their rarity and condition. If the owner of such a car were to insure it based on its current market value, they might find themselves underinsured if the vehicle's value increases significantly. Therefore, establishing an agreed value ensures that the owner receives a fair compensation reflective of the car's true worth.Moreover, the process of determining an agreed value usually involves thorough evaluations and appraisals. Insurers may require detailed inspections and documentation to substantiate the value proposed by the insured. This collaborative effort helps both parties understand the asset's worth accurately, minimizing disputes during the claim process. It also fosters a transparent relationship between the insurer and the insured, built on mutual understanding and trust.In addition to the automotive industry, the concept of agreed value is prevalent in other areas, such as real estate and collectibles. Homeowners may choose to set an agreed value for their property, especially if they have made significant renovations or improvements that enhance its market value. This strategy can protect them from potential losses in the event of damage or destruction.Collectibles, whether they are art pieces, rare coins, or vintage toys, also benefit from the agreed value framework. Collectors often seek insurance that reflects the true market value of their items, which can fluctuate dramatically. By establishing an agreed value, collectors ensure they are adequately compensated should their prized possessions be lost or damaged.In conclusion, the concept of agreed value is vital across various sectors, providing a safety net for individuals and businesses alike. It not only safeguards assets but also promotes clarity and fairness in financial agreements. By understanding and utilizing agreed value, stakeholders can navigate the complexities of insurance and valuation with greater confidence, ensuring that their interests are protected in times of uncertainty.

在金融和保险的世界里，术语agreed value（约定价值）在确定资产的价值方面发挥着至关重要的作用。这个概念指的是在保单发放之前，双方——通常是保险公司和被保险人——达成的预定价值。这个价值对于各种原因都是必不可少的，主要是在保险索赔的背景下。例如，如果一辆车以agreed value投保，这意味着在发生完全损失的情况下，保险公司将支付这一特定金额，而不是损失时的市场价值。这种方法为被保险人提供了安心，让他们知道在不幸事件发生时他们将获得的确切赔偿。当考虑到独特或经典汽车时，agreed value的重要性变得更加明显。这些车辆由于其稀有性和状况而往往会增值。如果这样的车主选择根据当前市场价值进行投保，他们可能会发现自己在保险上不足，因此，建立一个agreed value可以确保车主获得反映汽车真实价值的公平补偿。此外，确定agreed value的过程通常涉及详细的评估和鉴定。保险公司可能会要求详细检查和文档，以证明被保险人提出的价值。这种合作努力帮助双方准确了解资产的价值，从而在索赔过程中减少争议。它还促进了保险公司与被保险人之间建立透明的关系，建立在相互理解和信任的基础上。除了汽车行业，agreed value的概念在其他领域也很普遍，例如房地产和收藏品。房主可能会选择为他们的财产设定agreed value，特别是如果他们进行了显著的翻修或改善，提升了市场价值。这种策略可以保护他们免受损坏或破坏所造成的潜在损失。无论是艺术品、稀有硬币还是复古玩具，收藏品也都受益于agreed value框架。收藏家通常寻求反映其物品真实市场价值的保险，而这种价值可能会剧烈波动。通过建立agreed value，收藏家确保在他们珍贵的财物丢失或损坏时能够得到充分的赔偿。总之，agreed value的概念在各个领域都是至关重要的，为个人和企业提供了安全网。它不仅保护资产，还促进了金融协议的清晰和公平。通过理解和利用agreed value，利益相关者可以更自信地应对保险和估值的复杂性，确保他们的利益在不确定时期得到保护。