passive bonds

简明释义

消极债券

英英释义

例句

1.Many retirement funds allocate a portion of their assets to passive bonds for risk management.

许多退休基金将一部分资产分配给被动债券以进行风险管理。

2.In times of economic uncertainty, many choose passive bonds as a safe haven.

在经济不确定时期，许多人选择被动债券作为避风港。

3.Investors often prefer passive bonds for their stability and lower risk profile.

投资者通常更喜欢被动债券，因为它们的稳定性和较低的风险特征。

4.The yield on passive bonds tends to be lower compared to active investments.

与主动投资相比，被动债券的收益率往往较低。

5.The fund manager recommended a portfolio that included several passive bonds to ensure consistent returns.

基金经理推荐了一个投资组合，其中包括几个被动债券以确保稳定的回报。

作文

In the realm of finance and investment, understanding various types of bonds is crucial for making informed decisions. Among these, one term that often arises is passive bonds. These are financial instruments that do not require active management or trading to generate returns. Instead, they typically offer fixed interest payments over a predetermined period, making them an appealing option for conservative investors seeking stability. Unlike active bonds, which may necessitate frequent buying and selling based on market conditions, passive bonds allow investors to adopt a more hands-off approach. This characteristic can be particularly advantageous for those who prefer a long-term investment strategy or for individuals who may not have the time or expertise to engage in active trading. The appeal of passive bonds lies in their predictability. Investors know exactly what to expect in terms of interest payments and the return of principal at maturity. This reliability can provide peace of mind, especially during volatile market periods when stock prices fluctuate dramatically. Furthermore, passive bonds often come with lower fees compared to actively managed funds, as there is less need for continuous monitoring and adjustment of the investment portfolio. This aspect makes them an attractive choice for those looking to minimize costs while still earning a steady income.Moreover, passive bonds can play a significant role in diversifying an investment portfolio. By including these bonds, investors can reduce overall risk, as bonds often behave differently than stocks in various economic conditions. For instance, during times of economic downturn, while stock prices may plummet, passive bonds can provide a stable source of income, thus cushioning the impact on an investor's overall financial health.However, it is essential to note that passive bonds are not without risks. Interest rate fluctuations can affect the market value of bonds, and if interest rates rise, the existing bonds may lose value. Additionally, if a bond issuer defaults, the investor may face losses. Therefore, while passive bonds can offer stability and predictability, investors must still conduct thorough research and consider their risk tolerance before investing.In conclusion, passive bonds represent a vital component of the investment landscape, particularly for those seeking a low-maintenance and reliable income stream. Their predictable nature, lower fees, and role in portfolio diversification make them an attractive choice for many investors. However, like all investments, they come with inherent risks that must be carefully evaluated. As the financial world continues to evolve, understanding the nuances of various investment options, including passive bonds, will empower investors to make more informed decisions and achieve their financial goals.

在金融和投资领域，理解各种类型的债券对于做出明智的决策至关重要。在这些债券中，一个经常出现的术语是被动债券。这些是金融工具，不需要主动管理或交易来产生回报。相反，它们通常在预定期间内提供固定的利息支付，使其成为寻求稳定的保守投资者的一个吸引选项。与可能需要根据市场条件频繁买卖的主动债券不同，被动债券允许投资者采取更为放松的方式。这一特性对于那些倾向于长期投资策略或没有时间或专业知识进行主动交易的个人尤其有利。被动债券的吸引力在于它们的可预测性。投资者确切知道在利息支付和到期时本金归还方面会期待什么。这种可靠性可以提供心理安慰，特别是在股市剧烈波动的动荡市场时期。此外，与主动管理基金相比，被动债券通常伴随较低的费用，因为对投资组合的持续监控和调整的需求较少。这一方面使其成为那些希望在获得稳定收入的同时降低成本的投资者的吸引选择。此外，被动债券可以在多样化投资组合中发挥重要作用。通过包含这些债券，投资者可以降低整体风险，因为债券在不同经济条件下的表现通常与股票不同。例如，在经济衰退时期，当股票价格可能暴跌时，被动债券可以提供稳定的收入来源，从而缓冲对投资者整体财务健康的影响。然而，必须注意的是，被动债券并非没有风险。利率波动可能会影响债券的市场价值，如果利率上升，现有债券可能会贬值。此外，如果债券发行人违约，投资者可能面临损失。因此，尽管被动债券可以提供稳定性和可预测性，但投资者在投资前仍需进行彻底研究并考虑其风险承受能力。总之，被动债券代表了投资领域的重要组成部分，特别是对于那些寻求低维护和可靠收入来源的投资者。它们的可预测性、较低的费用以及在投资组合多样化中的角色使其成为许多投资者的吸引选择。然而，像所有投资一样，它们伴随固有风险，必须仔细评估。随着金融世界的不断演变，理解各种投资选项的细微差别，包括被动债券，将使投资者能够做出更明智的决策，实现他们的财务目标。