external financing

简明释义

向外部借入资金

英英释义

例句

1.The startup secured external financing to expand its operations into new markets.

这家初创公司获得了外部融资以扩大其在新市场的运营。

2.Many businesses rely on external financing to fund their growth initiatives.

许多企业依靠外部融资来资助其增长计划。

3.Investors are often attracted to companies that can effectively manage external financing.

投资者通常对能够有效管理外部融资的公司感兴趣。

4.The project was delayed due to a lack of external financing from investors.

由于缺乏投资者的外部融资，项目被延迟。

5.She presented her business plan to potential investors to secure external financing.

她向潜在投资者展示了商业计划，以获得外部融资。

作文

In today's global economy, businesses often seek various methods to fund their operations and growth. One of the most critical concepts in corporate finance is external financing, which refers to the funds raised from outside the company to support its activities. This can include loans, issuing bonds, or selling equity. Understanding external financing is essential for any entrepreneur or business manager who aims to scale their operations or invest in new projects.Firstly, external financing provides companies with the necessary capital to expand their operations. For instance, a startup might not have enough cash flow to purchase new equipment or hire additional staff. By seeking external financing, such as a bank loan, the company can acquire the resources needed to grow. This influx of capital can significantly enhance productivity and allow the business to compete more effectively in the market.Moreover, external financing can take various forms, each with its advantages and disadvantages. Equity financing, for example, involves selling shares of the company to investors. This method does not require repayment like a loan would, but it does dilute the ownership of existing shareholders. On the other hand, debt financing, such as bonds or bank loans, allows a company to retain full ownership. However, it comes with the obligation to repay the borrowed amount along with interest, which can be a financial burden if not managed properly.Another important aspect of external financing is its role in risk management. By leveraging external funds, businesses can diversify their investments and reduce the financial risk associated with relying solely on internal resources. For example, a company might use external financing to invest in multiple projects simultaneously, spreading the risk across different ventures. This strategy can lead to more stable revenue streams and enhance the overall resilience of the business.Furthermore, understanding the implications of external financing is crucial for maintaining a healthy balance sheet. Companies must evaluate their debt-to-equity ratio and ensure they do not over-leverage themselves. Excessive reliance on external financing can lead to financial distress, making it difficult for a company to meet its obligations during economic downturns. Therefore, prudent financial management and strategic planning are vital when considering external financing options.In conclusion, external financing plays a pivotal role in the growth and sustainability of businesses. It provides the necessary capital for expansion, enables risk diversification, and requires careful management to maintain financial health. Entrepreneurs and managers must understand the various forms of external financing available and choose the ones that align with their business goals. By doing so, they can ensure their companies thrive in an increasingly competitive environment.

在当今全球经济中，企业通常寻求多种方式来为其运营和增长提供资金。公司财务中的一个关键概念是外部融资，它指的是从公司外部筹集的资金，以支持其活动。这可以包括贷款、发行债券或出售股权。理解外部融资对于任何希望扩大运营或投资新项目的企业家或管理者来说都是至关重要的。首先，外部融资为公司提供了扩展运营所需的资本。例如，一家初创公司可能没有足够的现金流来购买新设备或雇用额外员工。通过寻求外部融资，例如银行贷款，公司可以获得增长所需的资源。这笔资本的涌入可以显著提高生产力，使企业在市场上更具竞争力。此外，外部融资可以采取多种形式，每种形式都有其优缺点。股权融资，例如，涉及向投资者出售公司的股份。这种方法不需要像贷款那样偿还，但确实会稀释现有股东的所有权。另一方面，债务融资，如债券或银行贷款，允许公司保持完全所有权。然而，它带来了偿还借款及利息的义务，如果管理不当，可能会成为财务负担。外部融资的另一个重要方面是其在风险管理中的作用。通过利用外部资金，企业可以分散投资并降低仅依赖内部资源所带来的财务风险。例如，一家公司可能会使用外部融资同时投资于多个项目，从而将风险分散到不同的投资上。这种策略可以导致更稳定的收入来源，并增强企业的整体韧性。此外，理解外部融资的影响对于保持健康的资产负债表至关重要。公司必须评估其债务与股本比率，并确保它们不会过度杠杆化。过度依赖外部融资可能导致财务困境，使公司在经济低迷期间难以履行义务。因此，在考虑外部融资选项时，谨慎的财务管理和战略规划至关重要。总之，外部融资在企业的增长和可持续性中发挥着关键作用。它为扩张提供必要的资本，促进风险多样化，并需要谨慎管理以维持财务健康。企业家和管理者必须了解可用的各种外部融资形式，并选择与其商业目标一致的选项。通过这样做，他们可以确保他们的公司在日益竞争的环境中蓬勃发展。