out-of-pocket loss

简明释义

现支损失

英英释义

例句

1.The insurance company only covered part of the damages, leaving Sarah with an out-of-pocket loss 自掏腰包的损失 of $500.

保险公司只赔偿了部分损失，导致莎拉有$500的out-of-pocket loss 自掏腰包的损失。

2.After the accident, John calculated his total expenses and realized he had an out-of-pocket loss 自掏腰包的损失 of $2,000 due to medical bills.

事故发生后，约翰计算了他的总开支，意识到由于医疗费用他有$2,000的out-of-pocket loss 自掏腰包的损失。

3.The unexpected repairs resulted in a significant out-of-pocket loss 自掏腰包的损失 for the homeowners.

意外的维修导致房主们遭受了显著的out-of-pocket loss 自掏腰包的损失。

4.His out-of-pocket loss 自掏腰包的损失 from the failed investment was more than he anticipated.

他在失败投资中的out-of-pocket loss 自掏腰包的损失超出了他的预期。

5.During tax season, Mark was able to deduct some of his out-of-pocket loss 自掏腰包的损失 from his business expenses.

在报税季节，马克能够从他的商业开支中扣除一些out-of-pocket loss 自掏腰包的损失。

作文

In today's world, financial literacy is more important than ever. Many individuals and businesses face unexpected expenses that can lead to significant financial strain. One term that is crucial to understand in this context is out-of-pocket loss, which refers to the expenses that are not reimbursed by insurance or other means. This concept is particularly relevant in situations involving health care, property damage, or any scenario where an individual must pay for costs without external support. When we think about health care, for instance, patients often encounter out-of-pocket loss when they need medical treatment that is only partially covered by their insurance. This can include deductibles, copayments, or services that are not included in their insurance plan. For example, if someone requires surgery and their insurance covers 80% of the costs, the remaining 20% would be considered a out-of-pocket loss. This amount can be substantial, leading to financial hardship for many families.Similarly, businesses also face out-of-pocket loss when dealing with unexpected events such as natural disasters. If a company’s property is damaged by a flood, they may have to pay for repairs and replacements that are not covered by their insurance policy. These costs can accumulate quickly, resulting in a significant financial burden that can impact the company's overall stability. Understanding the implications of out-of-pocket loss is essential for business owners to prepare for such emergencies.Another area where out-of-pocket loss is prevalent is in personal finance. Individuals often underestimate the potential costs associated with everyday living. For instance, car repairs, home maintenance, and emergency expenses can all contribute to out-of-pocket loss. Without proper budgeting and planning, these unexpected costs can derail a person’s financial goals, leading to debt or even bankruptcy.To mitigate the risks associated with out-of-pocket loss, it is vital to have a solid financial plan in place. This includes having an emergency fund that can cover at least three to six months of living expenses. By saving for unforeseen circumstances, individuals and businesses can reduce the impact of out-of-pocket loss on their finances. Additionally, reviewing insurance policies regularly can help ensure that adequate coverage is in place to minimize potential losses.In conclusion, understanding the concept of out-of-pocket loss is essential for anyone looking to maintain financial stability. Whether it’s in healthcare, business, or personal finance, being aware of potential expenses that may not be covered can help individuals and organizations prepare for the unexpected. By taking proactive steps to manage finances and plan for emergencies, we can significantly reduce the impact of out-of-pocket loss on our lives. Financial literacy is not just about knowing how to save or invest; it also involves understanding the risks and preparing for them accordingly.

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