balance on hand

简明释义

现有余款

英英释义

例句

1.The accountant reported that the company's balance on hand had increased significantly this quarter.

会计报告称，公司本季度的手头余额显著增加。

2.Before making any large purchases, it's important to check your balance on hand.

在进行任何大额购买之前，检查一下你的手头余额是很重要的。

3.He checked his balance on hand before deciding to invest in stocks.

他在决定投资股票之前查看了他的手头余额。

4.She was relieved to find that her balance on hand was enough to cover the unexpected expenses.

她松了一口气，发现她的手头余额足以支付意外费用。

5.It's wise to keep a sufficient balance on hand for emergencies.

保持足够的手头余额以备紧急情况是明智的。

作文

In today's fast-paced world, managing our finances effectively is more important than ever. One key aspect of financial management is understanding our current financial position, which can often be reflected in our available resources. A crucial term that comes into play here is balance on hand, which refers to the amount of money or assets that an individual or organization currently possesses and can readily access. This concept is essential for budgeting, planning for future expenses, and making informed financial decisions.To illustrate the importance of balance on hand, consider a small business owner who needs to pay their employees at the end of the month. If they do not have enough cash flow, it may lead to delays in payments, which can affect employee morale and the overall productivity of the business. By regularly monitoring their balance on hand, the owner can ensure that they have sufficient funds to meet their obligations and avoid any potential financial pitfalls.Moreover, having a clear understanding of one's balance on hand allows individuals to make strategic decisions regarding investments and savings. For example, if someone knows they have a healthy balance on hand, they might feel more confident investing in stocks or real estate. On the other hand, if their balance on hand is low, they may choose to hold off on any significant purchases or investments until their financial situation improves.Another critical aspect of maintaining a good balance on hand is emergency preparedness. Life is unpredictable, and unexpected expenses can arise at any moment. Whether it's a medical emergency, car repairs, or home maintenance issues, having a solid balance on hand can provide peace of mind and security. It allows individuals to tackle unforeseen challenges without resorting to high-interest loans or credit cards, which can lead to a cycle of debt.Furthermore, tracking your balance on hand can also help in setting financial goals. By knowing how much money you have available, you can create a realistic budget that aligns with your short-term and long-term objectives. For instance, if your goal is to save for a vacation, understanding your balance on hand will help you determine how much you can set aside each month to reach that goal.In conclusion, the concept of balance on hand is vital for effective financial management. It encompasses not only the amount of money available but also the ability to make informed decisions about spending, saving, and investing. By keeping a close eye on our balance on hand, we can navigate our financial landscape more confidently and work towards achieving our financial aspirations. Ultimately, understanding and managing our balance on hand is a fundamental step towards financial stability and success.

在当今快速发展的世界中，有效管理我们的财务比以往任何时候都更加重要。财务管理的一个关键方面是了解我们当前的财务状况，这通常可以通过我们可用的资源来反映。一个至关重要的术语是余额，它指的是个人或组织目前拥有并可以随时访问的资金或资产的数量。这个概念对于预算、规划未来开支和做出明智的财务决策至关重要。为了说明余额的重要性，考虑一个小企业主，他们需要在月底支付员工。如果他们没有足够的现金流，可能会导致支付延迟，这会影响员工士气和企业的整体生产力。通过定期监控他们的余额，业主可以确保他们有足够的资金来履行义务，避免潜在的财务陷阱。此外，清楚了解自己的余额也使个人能够就投资和储蓄做出战略决策。例如，如果某人知道他们的余额健康，他们可能会更有信心投资于股票或房地产。另一方面，如果他们的余额较低，他们可能会选择推迟任何重大购买或投资，直到财务状况改善。维护良好的余额的另一个关键方面是应急准备。生活充满不确定性，意外开支可能随时出现。无论是医疗紧急情况、汽车维修还是家庭维护问题，拥有稳定的余额可以提供内心的平静和安全感。它使个人能够应对突发挑战，而无需诉诸高利贷或信用卡，这可能导致债务循环。此外，跟踪您的余额还可以帮助设定财务目标。通过了解您可用多少钱，您可以制定与短期和长期目标相一致的现实预算。例如，如果您的目标是为度假储蓄，了解您的余额将帮助您确定每月可以存下多少，以实现该目标。总之，余额的概念对于有效的财务管理至关重要。它不仅包括可用资金的数量，还包括就支出、储蓄和投资做出明智决策的能力。通过密切关注我们的余额，我们可以更加自信地驾驭我们的财务环境，并努力实现我们的财务愿望。最终，理解和管理我们的余额是实现财务稳定和成功的基本一步。