hand-to-mouth buying

简明释义

现买现卖

英英释义

例句

1.Many families resort to hand-to-mouth buying during economic downturns.

许多家庭在经济衰退期间采用量入为出购买。

2.She prefers hand-to-mouth buying because it helps her stay within budget.

她更喜欢量入为出购买，因为这样能帮助她控制预算。

3.The shop owner noticed a trend of hand-to-mouth buying among his customers.

店主注意到顾客中出现了量入为出购买的趋势。

4.During the pandemic, many people shifted to hand-to-mouth buying to manage their finances.

在疫情期间，许多人转向量入为出购买以管理他们的财务。

5.The concept of hand-to-mouth buying is often seen in low-income households.

在低收入家庭中，量入为出购买的概念常常被看到。

作文

In today's fast-paced world, many individuals and families find themselves caught in a cycle of financial instability. This situation often leads to what is commonly referred to as hand-to-mouth buying, which means purchasing only the essentials needed for immediate survival without any consideration for future needs or savings. This behavior can be attributed to various factors, including low income, unexpected expenses, and a lack of financial literacy.When a person engages in hand-to-mouth buying, they are typically living paycheck to paycheck. This means that they spend nearly all their earnings on basic necessities such as food, housing, and transportation, leaving little to no room for savings or investments. As a result, any financial emergency, like a medical bill or car repair, can lead to significant stress and further financial strain.The implications of hand-to-mouth buying extend beyond the individual level; it also affects families and communities. Families who practice this type of buying may struggle to provide for their children’s educational needs or extracurricular activities, which can hinder the children’s development and future opportunities. In communities where many residents engage in hand-to-mouth buying, local businesses may suffer as consumers have limited disposable income to spend on non-essential goods and services.Additionally, hand-to-mouth buying can perpetuate a cycle of poverty. When individuals do not save money or invest in their future, they remain vulnerable to economic downturns. This lack of financial security can lead to increased reliance on government assistance programs, which can further strain public resources and limit economic growth.To break the cycle of hand-to-mouth buying, individuals must adopt better financial habits. This includes creating a budget that allocates funds for savings, even if it is a small amount each month. Understanding the importance of an emergency fund can also help individuals prepare for unexpected expenses, reducing the need for immediate purchases that may not be essential.Moreover, financial literacy programs can play a crucial role in helping individuals understand their spending habits and make informed decisions. By learning about the benefits of saving, investing, and planning for the future, people can shift away from hand-to-mouth buying and work towards financial stability.In conclusion, while hand-to-mouth buying may seem like a necessary way to cope with financial challenges, it ultimately hinders long-term financial health and stability. By recognizing the impact of this buying behavior and taking steps to improve financial literacy and budgeting skills, individuals can pave the way for a more secure future. It is essential for society to support those struggling with financial insecurity by providing resources and education to help them move beyond the limitations of hand-to-mouth buying.

在当今快节奏的世界中，许多个人和家庭发现自己陷入了财政不稳定的循环。这种情况通常导致人们普遍提到的“手头拮据式消费”，即仅购买生存所需的基本必需品，而不考虑未来的需求或储蓄。这种行为可以归因于多种因素，包括低收入、意外支出和缺乏财务知识。当一个人参与“手头拮据式消费”时，他们通常是按照每月工资生活。这意味着他们几乎将所有收入都花费在基本生活必需品上，如食物、住房和交通，几乎没有留出储蓄或投资的空间。因此，任何财务紧急情况，比如医疗账单或汽车维修，都可能导致显著的压力和进一步的经济负担。“手头拮据式消费”的影响不仅限于个人层面；它还影响家庭和社区。实践这种消费方式的家庭可能难以满足孩子的教育需求或课外活动，这可能会妨碍孩子的发展和未来机会。在许多居民都参与“手头拮据式消费”的社区中，当消费者的可支配收入有限时，当地企业可能会遭受损失，因为消费者几乎没有多余的钱去消费非必需品。此外，“手头拮据式消费”可能会延续贫困的循环。当个人不储蓄或投资于未来时，他们对经济衰退仍然脆弱。这种财务安全感的缺乏可能导致对政府援助项目的依赖增加，从而进一步加重公共资源的压力并限制经济增长。为了打破“手头拮据式消费”的循环，个人必须养成更好的财务习惯。这包括制定预算，尽管每月只分配少量资金用于储蓄。了解应急基金的重要性也可以帮助个人为意外支出做好准备，减少对非必要消费的需求。此外，财务知识培训项目可以在帮助个人理解其消费习惯和做出明智决策方面发挥关键作用。通过学习储蓄、投资和规划未来的好处，人们可以摆脱“手头拮据式消费”，朝着财务稳定的方向努力。总之，虽然“手头拮据式消费”似乎是一种应对财务挑战的必要方式，但它最终阻碍了长期的财务健康和稳定。通过认识到这种消费行为的影响并采取措施提高财务知识和预算技能，个人可以为更安全的未来铺平道路。社会支持那些面临财务不安全的人，提供资源和教育，帮助他们超越“手头拮据式消费”的局限性是至关重要的。