cash reserve

简明释义

现金准备,现金准备金

英英释义

例句

1.Investors often look for firms with a strong cash reserve 现金储备 before committing their funds.

投资者通常在投入资金之前会寻找拥有强大现金储备 cash reserve的公司。

2.The startup was able to survive its first year thanks to its initial cash reserve 现金储备.

这家初创公司能够幸存第一年，多亏了其最初的现金储备 cash reserve。

3.Financial analysts recommend keeping at least three months' worth of expenses in cash reserves 现金储备.

金融分析师建议将至少三个月的费用保存在现金储备 cash reserves中。

4.The company decided to maintain a healthy cash reserve 现金储备 to handle any unexpected expenses.

公司决定保持健康的现金储备 cash reserve以应对任何意外开支。

5.During the economic downturn, having a sufficient cash reserve 现金储备 can be crucial for survival.

在经济衰退期间，拥有足够的现金储备 cash reserve对于生存至关重要。

作文

In today's fast-paced economic environment, the concept of a cash reserve (现金储备) has become increasingly important for both individuals and businesses. A cash reserve refers to the amount of liquid assets that an entity keeps on hand to meet short-term obligations and unexpected expenses. This financial strategy is crucial for ensuring stability and flexibility in times of uncertainty.For individuals, having a cash reserve (现金储备) can provide peace of mind. It acts as a safety net, allowing one to navigate through emergencies such as medical bills, car repairs, or sudden job loss without incurring debt. Financial experts often recommend saving at least three to six months' worth of living expenses in a cash reserve (现金储备). This amount can vary based on personal circumstances, but the underlying principle remains the same: a well-maintained cash reserve (现金储备) can significantly reduce financial stress.Businesses, too, recognize the value of maintaining a cash reserve (现金储备). Companies face various risks, including market fluctuations, supply chain disruptions, and unexpected operational costs. By keeping a healthy cash reserve (现金储备), businesses can ensure they have the necessary funds to cover payroll, inventory purchases, and other essential expenses during lean periods. Moreover, a robust cash reserve (现金储备) can provide opportunities for growth, allowing companies to invest in new projects or take advantage of favorable market conditions without the need to rely on external financing.One of the key benefits of having a cash reserve (现金储备) is its liquidity. Unlike other investments, cash reserves are readily accessible, which means that when an urgent need arises, there is no delay in obtaining the necessary funds. This liquidity is crucial for both individuals and businesses alike, as it allows for quick decision-making and responsiveness to changing circumstances.However, it is essential to strike a balance when managing a cash reserve (现金储备). While having cash on hand is vital, excessive amounts of idle cash can lead to missed investment opportunities. Individuals and businesses should regularly assess their financial situation and adjust their cash reserve (现金储备) accordingly. This could involve reallocating some funds into higher-yielding investments while still maintaining a sufficient buffer for emergencies.In conclusion, a cash reserve (现金储备) is a fundamental aspect of sound financial management. Whether for personal use or business operations, it provides security, flexibility, and peace of mind. By understanding the importance of maintaining an adequate cash reserve (现金储备), individuals and businesses can better prepare for unforeseen challenges and seize opportunities for growth. The practice of building and managing a cash reserve (现金储备) should be a priority for anyone looking to achieve financial stability and success.

在当今快节奏的经济环境中，‘现金储备’的概念对于个人和企业来说变得越来越重要。‘现金储备’指的是一个实体手头保持的流动资产的数量，以满足短期义务和意外支出。这种财务策略对于确保在不确定时期的稳定性和灵活性至关重要。对于个人来说，拥有‘现金储备’可以提供心理上的安宁。它充当了安全网，使人们能够应对紧急情况，比如医疗账单、汽车维修或突如其来的失业，而不会背负债务。金融专家通常建议至少储蓄三到六个月的生活费用作为‘现金储备’。这个金额可能因个人情况而异，但基本原则是：良好的‘现金储备’能够显著减轻财务压力。企业同样认识到维持‘现金储备’的价值。公司面临各种风险，包括市场波动、供应链中断和意外的运营成本。通过保持健康的‘现金储备’，企业可以确保在经济低迷时期有足够的资金来支付工资、采购库存和其他必要开支。此外，强大的‘现金储备’还可以为企业提供增长机会，使其能够投资新项目或在有利的市场条件下抓住机会，而无需依赖外部融资。拥有‘现金储备’的一个关键好处是其流动性。与其他投资不同，现金储备随时可用，这意味着当出现紧急需求时，可以迅速获得必要的资金。这种流动性对个人和企业都至关重要，因为它允许快速决策和对变化情况的响应。然而，在管理‘现金储备’时，必须找到平衡。虽然手头有现金至关重要，但过多的闲置现金会导致错失投资机会。个人和企业应该定期评估自己的财务状况，并相应地调整他们的‘现金储备’。这可能涉及将部分资金重新分配到收益更高的投资中，同时仍保持足够的缓冲以应对紧急情况。总之，‘现金储备’是健全财务管理的基本方面。无论是用于个人还是商业运营，它都提供了安全性、灵活性和心理上的安宁。通过理解维护适当的‘现金储备’的重要性，个人和企业可以更好地为不可预见的挑战做好准备，并抓住增长机会。建立和管理‘现金储备’的实践应该成为任何寻求实现财务稳定和成功的人的优先事项。