cash balance; cash in balance; liquid balance

简明释义

现金余额,现款余额

英英释义

例句

1.At the end of the month, we review our cash balance 现金余额 to plan for next month’s budget.

在月底，我们会审查我们的现金余额 现金余额以规划下个月的预算。

2.Having a positive cash in balance 现金结余 allows us to invest in new projects.

拥有正的现金结余 现金结余使我们能够投资新项目。

3.The accountant reported that our cash in balance 现金结余 is sufficient to cover the upcoming expenses.

会计报告说我们的现金结余 现金结余足以支付即将到来的开支。

4.Before making any large purchases, I always check my cash balance 现金余额 to ensure I can afford it.

在进行任何大额购买之前，我总是检查我的现金余额 现金余额以确保我能负担得起。

5.To maintain a healthy business, it's essential to keep a close eye on your liquid balance 流动资金余额.

为了保持健康的业务，密切关注你的流动资金余额 流动资金余额是至关重要的。

作文

In the world of finance and accounting, understanding the terms cash balance（现金余额）, cash in balance（现金在余额中） and liquid balance（流动余额） is crucial for both individuals and businesses. These concepts play a vital role in managing finances effectively, ensuring that there is enough liquidity to meet obligations while also maximizing investment opportunities.Firstly, let’s explore the term cash balance. This refers to the amount of cash that an organization or individual has at their disposal at any given time. It is a snapshot of financial health, indicating how much cash is available for immediate use. A positive cash balance is essential for day-to-day operations, as it allows for the payment of bills, salaries, and other expenses without the need to borrow funds. For example, a small business may need to maintain a healthy cash balance to ensure that it can cover its operating costs each month. If the cash balance dips too low, it could lead to financial difficulties or even bankruptcy.Next, we have cash in balance, which can often be misunderstood. This term generally refers to the total amount of cash that is currently held in various accounts, including checking, savings, and petty cash. Understanding cash in balance is important because it gives a comprehensive view of all available cash resources. For instance, if a company has a high cash in balance but still faces cash flow issues, it indicates that the cash is not being utilized effectively. This could prompt the management to reassess their investment strategies or payment policies to improve liquidity.Lastly, the term liquid balance plays a significant role in financial planning. This refers to the portion of assets that can be quickly converted into cash without a significant loss in value. Liquid assets include cash, stocks, and bonds, among others. A strong liquid balance is critical for both personal and corporate finance, as it ensures that one can respond swiftly to unexpected expenses or investment opportunities. For example, during an economic downturn, having a solid liquid balance allows individuals or businesses to weather the storm without resorting to loans or credit lines.In conclusion, the terms cash balance, cash in balance, and liquid balance are interconnected yet distinct concepts that are essential for effective financial management. By maintaining a healthy cash balance, monitoring cash in balance, and ensuring a strong liquid balance, individuals and businesses can achieve financial stability and growth. Understanding these terms empowers better decision-making and strategic planning, ultimately leading to a more secure financial future.

在金融和会计的世界中，理解术语现金余额、现金在余额中和流动余额对个人和企业至关重要。这些概念在有效管理财务方面发挥着重要作用，确保有足够的流动性来满足义务，同时最大化投资机会。首先，让我们探讨一下现金余额这个术语。它指的是一个组织或个人在任何给定时间可支配的现金金额。这是财务健康状况的快照，表明有多少现金可供立即使用。积极的现金余额对于日常运营至关重要，因为它允许支付账单、工资和其他费用，而无需借款。例如，一家小企业可能需要保持健康的现金余额以确保能够覆盖每月的运营成本。如果现金余额过低，可能会导致财务困难甚至破产。接下来，我们有现金在余额中，这通常容易被误解。这个术语通常指的是当前在各种账户中持有的现金总额，包括支票账户、储蓄账户和零用现金。了解现金在余额中很重要，因为它提供了所有可用现金资源的全面视图。例如，如果一家公司有高的现金在余额中但仍面临现金流问题，这表明现金没有得到有效利用。这可能促使管理层重新评估其投资策略或付款政策，以改善流动性。最后，术语流动余额在财务规划中发挥着重要作用。它指的是可以迅速转换为现金而不会显著损失价值的资产部分。流动资产包括现金、股票和债券等。强大的流动余额对个人和企业财务至关重要，因为它确保能够迅速应对意外支出或投资机会。例如，在经济低迷时期，拥有坚实的流动余额使个人或企业能够度过难关，而无需依赖贷款或信用额度。总之，术语现金余额、现金在余额中和流动余额是相互关联但又不同的概念，对于有效的财务管理至关重要。通过保持健康的现金余额、监控现金在余额中以及确保强大的流动余额，个人和企业可以实现财务稳定和增长。理解这些术语使得更好的决策和战略规划成为可能，最终导致更安全的财务未来。