cash velocity

简明释义

现金速度

英英释义

例句

1.Investors often look at cash velocity 现金流动速度 when evaluating a company's financial health.

投资者在评估公司的财务健康状况时，通常会关注现金流动速度 cash velocity。

2.A decrease in cash velocity 现金流动速度 may signal potential cash flow problems.

下降的现金流动速度 cash velocity 可能表明潜在的现金流问题。

3.A higher cash velocity 现金流动速度 can lead to better investment opportunities.

更高的现金流动速度 cash velocity 可以带来更好的投资机会。

4.Monitoring cash velocity 现金流动速度 helps businesses manage their liquidity effectively.

监控现金流动速度 cash velocity 有助于企业有效管理其流动性。

5.The company's increasing cash velocity 现金流动速度 indicates a more efficient use of its funds.

公司的日益增长的现金流动速度 cash velocity 表示其资金使用效率更高。

作文

In the world of finance and economics, the term cash velocity refers to the speed at which money circulates in an economy. It is a crucial metric that helps economists and policymakers understand how effectively money is being used to facilitate transactions. Essentially, cash velocity measures the frequency with which a unit of currency is spent within a specific time frame. A higher cash velocity indicates that money is changing hands quickly, which often correlates with a thriving economy where consumers and businesses are actively engaged in spending. Conversely, a lower cash velocity suggests that money is being hoarded or not utilized efficiently, which can be indicative of economic stagnation or recession.To illustrate this concept further, consider the example of two different economies. In Economy A, consumers are confident about their financial situation, leading them to spend money frequently on goods and services. As a result, the cash velocity in this economy is high. Businesses, in turn, experience increased sales, allowing them to invest in growth and hire more employees. This cycle of spending creates a robust economic environment, where the quick turnover of money supports sustained economic activity.On the other hand, in Economy B, consumers may be uncertain about their job security or future income. They tend to save rather than spend, leading to a low cash velocity. Businesses in this scenario might face declining sales, prompting them to cut costs and reduce hiring. The sluggish movement of money can create a negative feedback loop, ultimately stifling economic growth and leading to higher unemployment rates.Understanding cash velocity is particularly important for central banks when formulating monetary policy. For instance, if a central bank observes a decrease in cash velocity, it may decide to implement measures such as lowering interest rates or increasing the money supply to stimulate spending. These actions aim to boost consumer confidence and encourage businesses to invest, thereby increasing the cash velocity and invigorating the economy.Moreover, the impact of technology on cash velocity cannot be overlooked. With the rise of digital payments and online banking, transactions have become faster and more convenient. This shift has the potential to increase cash velocity since consumers can easily make purchases without the constraints of physical cash. However, it also raises questions about the implications of a cashless society and how it may affect individuals who rely on cash for their daily transactions.In conclusion, cash velocity is a vital indicator of economic health, reflecting the dynamics of money circulation within an economy. By analyzing cash velocity, economists can gain insights into consumer behavior, business activity, and overall economic performance. As we navigate the complexities of modern finance, understanding this concept will remain essential for both individuals and policymakers alike.

在金融和经济的世界中，术语现金流动速度指的是货币在经济中流通的速度。这是一个关键指标，帮助经济学家和政策制定者理解货币在促进交易方面的使用效率。基本上，现金流动速度衡量的是单位货币在特定时间内被花费的频率。较高的现金流动速度表明货币迅速交替，这通常与消费者和企业积极参与消费的繁荣经济相关联。相反，较低的现金流动速度则表明货币被囤积或未有效利用，这可能表明经济停滞或衰退。为了进一步说明这一概念，考虑两个不同的经济体的例子。在经济体A中，消费者对自己的财务状况充满信心，导致他们频繁花钱购买商品和服务。因此，这个经济体的现金流动速度很高。反过来，企业经历了销售增长，使它们能够投资于增长并雇用更多员工。这种消费的循环创造了一个强劲的经济环境，其中资金的快速周转支持持续的经济活动。另一方面，在经济体B中，消费者可能对工作保障或未来收入感到不安。他们倾向于储蓄而不是消费，导致现金流动速度较低。在这种情况下，企业可能面临销售下降，迫使它们削减成本和减少招聘。资金的缓慢流动可能会形成负反馈循环，最终抑制经济增长并导致更高的失业率。理解现金流动速度对于中央银行制定货币政策尤为重要。例如，如果中央银行观察到现金流动速度下降，它可能决定实施诸如降低利率或增加货币供应量等措施以刺激消费。这些举措旨在提升消费者信心，鼓励企业投资，从而提高现金流动速度，振兴经济。此外，技术对现金流动速度的影响也不容忽视。随着数字支付和在线银行的兴起，交易变得更加快速和便利。这一转变有可能提高现金流动速度，因为消费者可以轻松进行购买，而不受实体现金的限制。然而，这也引发了关于无现金社会的影响以及这可能如何影响依赖现金进行日常交易的个人的问题。总之，现金流动速度是经济健康的重要指标，反映了经济中货币流通的动态。通过分析现金流动速度，经济学家可以深入了解消费者行为、商业活动和整体经济表现。在我们应对现代金融的复杂性时，理解这一概念将对个人和政策制定者来说仍然至关重要。