liquid balance

简明释义

现金结余

英英释义

例句

1.She checked her bank account to ensure her liquid balance was sufficient for the trip.

她查看了银行账户，以确保她的流动余额足够支付旅行费用。

2.A healthy liquid balance can help you cover unexpected expenses.

健康的流动余额可以帮助你应对意外开支。

3.Many financial advisors recommend maintaining a liquid balance for emergencies.

许多财务顾问建议保持一定的流动余额以备紧急情况。

4.Before making any investments, it's crucial to check your liquid balance.

在进行任何投资之前，检查你的流动余额是至关重要的。

5.Investors often overlook the importance of a strong liquid balance in their portfolios.

投资者常常忽视他们投资组合中强大流动余额的重要性。

作文

In today's fast-paced world, maintaining a healthy financial status is crucial for both individuals and businesses. One of the key concepts that plays a significant role in financial management is the idea of liquid balance. This term refers to the amount of liquid assets that a person or organization has available to meet immediate obligations. Liquid assets are those that can be quickly converted into cash without significant loss of value, such as cash itself, bank deposits, and marketable securities. Understanding liquid balance is essential for effective budgeting and financial planning.For individuals, having a strong liquid balance means being prepared for unexpected expenses, such as medical emergencies or urgent home repairs. It allows people to navigate through financial difficulties without resorting to high-interest loans or credit cards. A good rule of thumb is to have at least three to six months' worth of living expenses saved in a liquid form. This provides a safety net and peace of mind, knowing that one can cover essential costs even during challenging times.On the other hand, businesses also need to maintain a healthy liquid balance to ensure smooth operations. Companies often face fluctuations in cash flow due to seasonal sales patterns or unforeseen expenses. By keeping a close eye on their liquid balance, businesses can make informed decisions about investments, expansions, and hiring. A company with a strong liquid position is more likely to withstand economic downturns and seize opportunities when they arise.Moreover, understanding liquid balance helps both individuals and companies manage their debt levels effectively. By ensuring that there is enough liquidity available, they can avoid situations where they might default on loans or miss payments, which can lead to severe financial repercussions. Maintaining a positive liquid balance is not just about having cash on hand; it also involves strategic planning and forecasting to anticipate future cash needs.In conclusion, the concept of liquid balance is vital for anyone looking to achieve financial stability. Whether you are an individual trying to save for a rainy day or a business aiming to thrive in a competitive market, understanding and managing your liquid balance can significantly impact your financial health. By prioritizing liquidity in financial planning, one can ensure that they are well-prepared for whatever life throws their way, ultimately leading to greater security and success.

在当今快节奏的世界中，保持健康的财务状况对于个人和企业都至关重要。一个在财务管理中起着重要作用的关键概念是流动余额的概念。这个术语指的是个人或组织可用来满足即时义务的流动资产金额。流动资产是指那些可以迅速转化为现金而不会导致重大价值损失的资产，如现金本身、银行存款和可交易证券。理解流动余额对有效的预算编制和财务规划至关重要。对于个人而言，拥有强大的流动余额意味着为意外支出做好准备，例如医疗紧急情况或紧急房屋维修。这使人们能够在财务困难时期顺利度过，而无需诉诸高利贷或信用卡。一个好的经验法则是将至少三到六个月的生活费用储蓄为流动形式。这提供了一个安全网，让人们安心，知道即使在困难时期也能支付基本费用。另一方面，企业也需要保持健康的流动余额以确保顺利运营。由于季节性销售模式或不可预见的支出，公司经常面临现金流波动。通过密切关注其流动余额，企业可以就投资、扩张和招聘做出明智的决策。拥有强大流动资产的公司更有可能抵御经济衰退，并在机会出现时抓住它们。此外，理解流动余额还帮助个人和公司有效管理其债务水平。通过确保有足够的流动性可用，他们可以避免违约或错过付款的情况，这可能导致严重的财务后果。维持积极的流动余额不仅仅是手头有现金；它还涉及战略规划和预测，以预见未来的现金需求。总之，流动余额的概念对于任何希望实现财务稳定的人来说都是至关重要的。无论你是一个试图为雨天储蓄的个人，还是一个希望在竞争激烈的市场中蓬勃发展的企业，理解和管理你的流动余额都可以显著影响你的财务健康。通过在财务规划中优先考虑流动性，人们可以确保他们为生活中的各种挑战做好充分准备，从而最终实现更大的安全性和成功。