cash in balance

简明释义

现金结存

英英释义

例句

1.The accountant reported that the cash in balance 现金余额 was higher than expected this month.

会计报告本月的现金余额 现金余额高于预期。

2.Before making any large purchases, it's important to check your cash in balance 现金余额.

在进行任何大额购买之前，检查一下你的现金余额 现金余额是很重要的。

3.It's crucial to maintain a positive cash in balance 现金余额 to avoid overdraft fees.

保持正的现金余额 现金余额对避免透支费用至关重要。

4.The finance team is analyzing the cash in balance 现金余额 to ensure there are enough funds for payroll.

财务团队正在分析现金余额 现金余额，以确保有足够的资金用于工资发放。

5.After all expenses were paid, the cash in balance 现金余额 was significantly reduced.

所有费用支付后，现金余额 现金余额显著减少。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One of the key concepts in financial management is understanding the term cash in balance, which refers to the amount of money that an individual or organization has available at any given time. This concept is particularly important because it helps in assessing liquidity and ensuring that there are sufficient funds to meet immediate obligations.Firstly, having a clear picture of your cash in balance allows you to make informed financial decisions. For instance, if a business knows its current cash position, it can determine whether it can afford to invest in new projects, hire additional staff, or purchase inventory. Similarly, individuals who track their cash in balance can plan their spending better, ensuring they do not overspend and fall into debt.Secondly, understanding cash in balance is vital for budgeting. A budget is essentially a plan for how to allocate resources over a certain period, and knowing your cash position is the first step in this process. By regularly monitoring your cash in balance, you can adjust your budget as necessary, ensuring that you always have enough funds to cover essential expenses while also setting aside money for savings or investments.Moreover, maintaining a healthy cash in balance is critical for emergencies. Life is unpredictable, and unexpected expenses can arise at any time. Having a good understanding of your available cash can provide peace of mind, knowing that you are prepared for unforeseen circumstances. For example, if your car breaks down or you face a medical emergency, having a solid cash in balance can help you manage these situations without resorting to loans or credit cards, which may lead to further financial strain.On the other hand, neglecting to monitor your cash in balance can lead to serious financial problems. Many individuals and businesses have found themselves in dire situations simply because they did not pay attention to their cash flow. It is easy to become complacent, especially when things are going well. However, a sudden downturn in income or an increase in expenses can quickly deplete your available cash, leaving you in a precarious position.Additionally, businesses often use the concept of cash in balance in financial forecasting. By analyzing past cash flows and predicting future trends, companies can anticipate their cash needs and make strategic decisions accordingly. This proactive approach helps businesses avoid cash shortfalls that could hinder operations or lead to insolvency.In conclusion, understanding and effectively managing your cash in balance is essential for financial stability. Whether you are an individual trying to keep your personal finances in check or a business leader looking to steer your company towards growth, being aware of your cash position can help you make informed decisions, prepare for emergencies, and ultimately achieve your financial goals. Therefore, take the time to assess your cash in balance regularly, and use this knowledge to guide your financial planning and decision-making processes.

在当今快节奏的世界中，有效地管理财务对个人和企业来说至关重要。财务管理中的一个关键概念是理解“现金余额”这一术语，它指的是个人或组织在任何给定时刻可用的资金数量。这个概念特别重要，因为它有助于评估流动性，并确保有足够的资金来满足即时义务。首先，清楚了解你的现金余额可以让你做出明智的财务决策。例如，如果一家企业知道其当前的现金状况，它可以确定是否能够投资新项目、雇佣额外员工或购买库存。同样，跟踪自己的现金余额的个人可以更好地规划支出，确保不会超支而陷入债务。其次，理解现金余额对于预算至关重要。预算本质上是如何在某一特定期间内分配资源的计划，而了解你的现金状况是这一过程的第一步。通过定期监控你的现金余额，你可以根据需要调整预算，确保始终有足够的资金来覆盖必要的开支，同时还可以为储蓄或投资留出资金。此外，保持健康的现金余额对于应对紧急情况至关重要。生活是不可预测的，意外开支可能随时出现。充分了解你的可用现金可以提供安心，知道你为不可预见的情况做好了准备。例如，如果你的车坏了或者面临医疗紧急情况，拥有稳定的现金余额可以帮助你处理这些情况，而无需借贷或使用信用卡，这可能导致进一步的财务压力。另一方面，忽视监控你的现金余额可能导致严重的财务问题。许多个人和企业发现自己处于困境，仅仅因为他们没有关注现金流。在事情进展顺利的时候，容易变得自满。然而，收入的突然下降或开支的增加可能迅速耗尽你的可用现金，使你处于危险的境地。此外，企业通常在财务预测中使用现金余额的概念。通过分析过去的现金流并预测未来的趋势，企业可以预见其现金需求并相应做出战略决策。这种主动的方法帮助企业避免现金短缺，这可能会妨碍运营或导致破产。总之，理解和有效管理你的现金余额对于财务稳定至关重要。无论你是试图控制个人财务的个人，还是希望引导公司实现增长的企业领导者，了解你的现金状况都可以帮助你做出明智的决策、为紧急情况做好准备，并最终实现你的财务目标。因此，花时间定期评估你的现金余额，并利用这一知识指导你的财务规划和决策过程。