ratio of cash to current liabilities

简明释义

现金对流通负债的比率

英英释义

例句

1.A high ratio of cash to current liabilities suggests that a company can easily cover its debts.

高的现金与流动负债比率表明公司可以轻松偿还其债务。

2.Investors often look at the ratio of cash to current liabilities to assess risk.

投资者通常查看现金与流动负债比率以评估风险。

3.The company's ratio of cash to current liabilities indicates its short-term financial health.

公司的现金与流动负债比率显示了其短期财务健康状况。

4.During the quarterly review, the CFO highlighted the ratio of cash to current liabilities as a key metric.

在季度审查中，首席财务官强调了现金与流动负债比率作为一个关键指标。

5.A declining ratio of cash to current liabilities may signal potential liquidity issues.

下降的现金与流动负债比率可能预示着潜在的流动性问题。

作文

Understanding financial metrics is crucial for both investors and business owners. One important metric that can provide insight into a company's liquidity is the ratio of cash to current liabilities. This ratio helps assess a company's ability to meet its short-term obligations using its available cash. In essence, it measures how much cash a company has on hand compared to what it owes in the near future.To calculate the ratio of cash to current liabilities, one simply divides the amount of cash and cash equivalents by the current liabilities. Current liabilities are debts or obligations that are due within one year, such as accounts payable, short-term loans, and other similar financial commitments. By analyzing this ratio, stakeholders can gauge whether a company has sufficient liquidity to cover its immediate financial responsibilities.For instance, if a company has $200,000 in cash and $100,000 in current liabilities, the ratio of cash to current liabilities would be 2:1. This indicates that the company has twice as much cash as it needs to pay off its short-term debts, which is a positive sign of financial health. Conversely, if the ratio were 0.5:1, it would suggest that the company may struggle to meet its obligations, potentially leading to financial distress.Investors often look at the ratio of cash to current liabilities when evaluating a company's risk profile. A higher ratio suggests a lower risk of default, as the company has enough liquidity to handle unexpected expenses or downturns in revenue. On the other hand, a low ratio can signal potential trouble ahead, prompting investors to proceed with caution.Moreover, the ratio of cash to current liabilities should not be viewed in isolation. It is essential to compare it with industry averages and historical data of the company itself. Different industries have varying norms regarding liquidity. For example, a manufacturing company may have different cash flow dynamics compared to a tech startup. Therefore, understanding the context behind the numbers is key to making informed decisions.In addition to providing insights into liquidity, the ratio of cash to current liabilities can also influence a company's strategic decisions. If management recognizes that the cash ratio is low, they might prioritize improving cash flow through better collections, reducing expenses, or securing additional financing. These proactive measures can help ensure that the company remains solvent and can capitalize on growth opportunities without the constant worry of cash shortages.In conclusion, the ratio of cash to current liabilities serves as a vital tool for assessing a company's liquidity and overall financial health. By providing a clear picture of a company's ability to meet its short-term obligations, this ratio enables investors and business leaders to make informed decisions. As companies navigate the complexities of the market, maintaining a healthy cash ratio can be a key factor in their long-term success. Therefore, understanding this financial metric is essential for anyone involved in business finance or investment analysis.

理解财务指标对投资者和企业主至关重要。一个可以提供公司流动性洞察的重要指标是现金与流动负债的比率。这个比率有助于评估公司使用可用现金满足短期义务的能力。本质上，它衡量的是公司手头有多少现金与其在不久的将来所欠的款项相比。要计算现金与流动负债的比率，只需将现金及现金等价物的金额除以流动负债。流动负债是指一年内到期的债务或义务，例如应付账款、短期贷款和其他类似的财务承诺。通过分析这个比率，利益相关者可以判断公司是否有足够的流动性来覆盖其立即的财务责任。例如，如果一家公司有200,000美元的现金和100,000美元的流动负债，那么现金与流动负债的比率将是2:1。这表明公司拥有两倍于支付短期债务所需的现金，这是财务健康的积极信号。相反，如果比率为0.5:1，则表明公司可能难以履行其义务，可能导致财务困境。投资者通常在评估公司的风险状况时会关注现金与流动负债的比率。较高的比率表明违约风险较低，因为公司有足够的流动性来处理意外支出或收入下滑。另一方面，较低的比率可能预示着潜在问题，促使投资者谨慎行事。此外，现金与流动负债的比率不应孤立地看待。将其与行业平均水平和公司自身的历史数据进行比较至关重要。不同的行业在流动性方面有不同的规范。例如，制造公司与科技初创公司可能具有不同的现金流动态。因此，理解数字背后的背景对于做出明智的决策至关重要。除了提供流动性洞察外，现金与流动负债的比率还可以影响公司的战略决策。如果管理层认识到现金比率较低，他们可能会优先改善现金流，通过更好的收款、减少开支或获得额外融资。这些主动措施可以帮助确保公司保持偿付能力，并能够在没有现金短缺担忧的情况下抓住增长机会。总之，现金与流动负债的比率作为评估公司流动性和整体财务健康的重要工具。通过清晰地展示公司满足短期义务的能力，这个比率使投资者和商业领袖能够做出明智的决策。当公司在市场的复杂性中航行时，保持健康的现金比率可能是其长期成功的关键因素。因此，理解这一财务指标对任何参与商业财务或投资分析的人来说都是至关重要的。