cash ratio

简明释义

现金比率

英英释义

例句

1.A company with a cash ratio 现金比率 below 1 may struggle to meet its short-term obligations.

一个现金比率 cash ratio 低于1的公司可能会面临满足短期义务的困难。

2.Investors often look at the cash ratio 现金比率 to assess a company's financial health during economic downturns.

投资者通常查看现金比率 cash ratio 来评估公司在经济衰退期间的财务健康状况。

3.The cash ratio 现金比率 is calculated by dividing cash and cash equivalents by current liabilities.

计算现金比率 cash ratio的方法是将现金及现金等价物除以流动负债。

4.The company's cash ratio 现金比率 indicates its ability to pay off short-term liabilities with cash and cash equivalents.

公司的现金比率 cash ratio 表明其用现金及现金等价物偿还短期负债的能力。

5.A higher cash ratio 现金比率 suggests better liquidity, which can attract potential investors.

较高的现金比率 cash ratio 暗示更好的流动性，这可以吸引潜在投资者。

作文

Understanding financial metrics is crucial for both investors and business owners. One important metric that often comes up in discussions about a company's liquidity is the cash ratio. The cash ratio is a financial metric that measures a company's ability to pay off its current liabilities with its cash and cash equivalents. It is calculated by dividing the total cash and cash equivalents by the total current liabilities. This ratio provides insight into how well a company can cover its short-term obligations without relying on the sale of inventory or receivables.The significance of the cash ratio cannot be overstated, especially in times of economic uncertainty. A high cash ratio indicates that a company has a strong liquidity position, meaning it can easily meet its short-term obligations. For instance, if a company has $100,000 in cash and $50,000 in current liabilities, its cash ratio would be 2.0. This suggests that the company has twice as much cash as it needs to cover its current liabilities, which is a reassuring sign for investors and creditors.On the other hand, a low cash ratio may raise red flags. If the same company had only $10,000 in cash against $50,000 in current liabilities, its cash ratio would be 0.2. This low ratio indicates potential liquidity issues, suggesting that the company might struggle to pay its debts if they were all due at once. Investors might view this as a warning sign, prompting them to investigate further before committing their funds.While the cash ratio is a useful tool, it should not be the sole metric used to evaluate a company's financial health. Other ratios, such as the current ratio and quick ratio, also provide valuable information about a company's liquidity. The current ratio, for example, includes all current assets, not just cash and cash equivalents, while the quick ratio excludes inventory from current assets. These additional metrics can give a more comprehensive view of a company's ability to meet its obligations.Moreover, different industries have varying benchmarks for what constitutes a healthy cash ratio. For instance, technology companies might operate with a lower cash ratio due to their high growth potential and quicker cash conversion cycles, whereas utility companies might maintain a higher ratio given their stable cash flows and lower growth rates. Therefore, it is essential to consider industry standards when analyzing the cash ratio of a specific company.In conclusion, the cash ratio is an essential indicator of a company's liquidity and financial stability. It provides a clear picture of how well a company can cover its short-term liabilities with its available cash. However, it should be used in conjunction with other financial metrics and industry benchmarks to gain a complete understanding of a company's financial health. By doing so, investors and business owners can make more informed decisions that will ultimately lead to better financial outcomes.

理解财务指标对投资者和企业主至关重要。在讨论公司流动性时，一个重要的指标是现金比率。现金比率是一个财务指标，用于衡量公司用现金及现金等价物偿还当前负债的能力。它通过将总现金和现金等价物除以总流动负债来计算。这个比率提供了公司在不依赖于库存或应收账款销售的情况下，如何能够覆盖其短期义务的洞见。现金比率的重要性在经济不确定时期尤为突出。高现金比率表明公司具有强大的流动性，意味着它可以轻松满足短期义务。例如，如果一家公司有100,000美元的现金和50,000美元的流动负债，则其现金比率为2.0。这表明该公司拥有足够的现金来覆盖其流动负债的两倍，这对投资者和债权人来说是一个令人安心的信号。另一方面，低现金比率可能会引发警示。如果同一家公司只有10,000美元的现金，而流动负债为50,000美元，则其现金比率为0.2。这个低比率表明潜在的流动性问题，暗示如果所有负债同时到期，该公司可能会面临偿债困难。投资者可能会将此视为警告信号，在投入资金之前促使他们进一步调查。虽然现金比率是一个有用的工具，但它不应成为评估公司财务健康的唯一指标。其他比率，如流动比率和速动比率，也提供有关公司流动性的宝贵信息。例如，流动比率包括所有流动资产，而不仅仅是现金和现金等价物，而速动比率则从流动资产中排除了库存。这些额外的指标可以更全面地了解公司满足其义务的能力。此外，不同的行业对什么构成健康的现金比率有不同的基准。例如，科技公司可能由于其高增长潜力和更快的现金转换周期而运营较低的现金比率，而公用事业公司可能会保持较高的比率，因为它们的现金流稳定且增长率较低。因此，在分析特定公司的现金比率时，考虑行业标准是至关重要的。总之，现金比率是公司流动性和财务稳定性的关键指标。它清晰地展示了公司如何用可用现金覆盖其短期负债。然而，它应与其他财务指标和行业基准结合使用，以获得对公司财务健康的完整理解。通过这样做，投资者和企业主可以做出更明智的决策，从而最终实现更好的财务结果。