uncollectible check

简明释义

无法收现的支票

英英释义

例句

1.The company had to write off an uncollectible check as a loss after the customer declared bankruptcy.

公司不得不将一张无法收回的支票作为损失注销，因为客户宣布破产。

2.After several attempts to deposit the uncollectible check, we decided to take legal action.

在多次尝试存入这张无法收回的支票后，我们决定采取法律行动。

3.The accountant flagged the uncollectible check during the monthly review.

会计在每月审核中标记了这张无法收回的支票。

4.We received an uncollectible check from a client who failed to maintain their account.

我们收到了一张来自未能维持账户的客户的无法收回的支票。

5.Due to an uncollectible check, the business faced cash flow issues.

由于一张无法收回的支票，该企业面临现金流问题。

作文

In the world of finance and accounting, the term uncollectible check refers to a check that cannot be cashed or collected due to various reasons. This situation can arise when the account holder has insufficient funds, the account is closed, or the check is otherwise invalid. Understanding the implications of an uncollectible check is crucial for both individuals and businesses, as it can significantly impact cash flow and financial planning.When a person receives a check, they expect to deposit it into their bank account and access the funds. However, if that check turns out to be uncollectible, it can lead to frustration and financial loss. For instance, imagine a small business that relies on customer payments via checks. If one of their clients issues an uncollectible check, the business may face cash flow issues, particularly if they have already allocated those funds for expenses.Moreover, the consequences of receiving an uncollectible check extend beyond immediate financial loss. Businesses may incur additional fees from their banks for returned checks, and they may also need to invest time and resources into attempting to collect the owed amount. This process can be tedious and often results in strained relationships with clients or customers.To mitigate the risks associated with uncollectible checks, businesses should implement strategies to verify the validity of checks before accepting them. This could involve checking the issuer's banking history or requiring alternative forms of payment, such as credit cards or electronic transfers. Additionally, maintaining clear communication with clients about payment policies can help reduce the likelihood of receiving uncollectible checks in the first place.On a personal level, individuals can also protect themselves from the pitfalls of uncollectible checks. For example, when accepting a check from someone, it is wise to ensure that the issuer has a good reputation for making payments. Individuals can also choose to use cash or digital payment methods that provide more security against bounced checks.In conclusion, understanding the concept of uncollectible checks is vital for anyone involved in financial transactions. Whether you are a business owner or an individual, being aware of the potential risks and implementing preventive measures can help safeguard your finances. The impact of an uncollectible check can ripple through various aspects of financial management, making it essential to approach check transactions with caution and awareness.

在金融和会计的世界中，术语无法兑现的支票指的是由于各种原因无法兑现或收集的支票。这种情况可能发生在账户持有人资金不足、账户已关闭或支票无效时。理解无法兑现的支票的影响对于个人和企业来说至关重要，因为这可能会对现金流和财务规划产生重大影响。当一个人收到支票时，他们期望将其存入自己的银行账户并访问这些资金。然而，如果这张支票被证明是无法兑现的，就会导致挫折和财务损失。例如，想象一下一个依赖客户通过支票付款的小型企业。如果他们的客户开出一张无法兑现的支票，该企业可能会面临现金流问题，尤其是在他们已经为支出分配了这些资金的情况下。此外，收到无法兑现的支票的后果不仅限于直接的财务损失。企业可能会因退票而遭受银行的额外费用，同时，他们还可能需要投入时间和资源来尝试收回欠款。这个过程可能繁琐，往往导致与客户之间的关系紧张。为了降低与无法兑现的支票相关的风险，企业应实施策略以在接受支票之前验证其有效性。这可以包括检查发行人的银行历史，或者要求使用其他支付方式，例如信用卡或电子转账。此外，与客户保持清晰的沟通，告知他们的支付政策，可以帮助减少首次收到无法兑现的支票的可能性。在个人层面上，个人也可以保护自己免受无法兑现的支票的陷阱。例如，在接受某人的支票时，明智的做法是确保发行人有良好的付款声誉。个人也可以选择使用现金或提供更多安全保障的数字支付方式，以防止支票被拒付。总之，理解无法兑现的支票的概念对于参与金融交易的任何人来说都是至关重要的。无论您是企业主还是个人，意识到潜在风险并实施预防措施可以帮助保护您的财务。无法兑现的支票的影响可能会波及财务管理的各个方面，因此在进行支票交易时，谨慎和意识显得尤为重要。