uncollectible notes

简明释义

无法收现的票据

英英释义

例句

1.The finance team needs to write off the uncollectible notes 无法收回的票据 to maintain accurate financial statements.

财务团队需要注销这些无法收回的票据以保持财务报表的准确性。

2.The lawyer advised us to document all uncollectible notes 无法收回的票据 for potential legal actions in the future.

律师建议我们记录所有的无法收回的票据以备将来的法律行动。

3.After reviewing the accounts, we found that many of our clients had uncollectible notes 无法收回的票据 due to bankruptcy.

在审查账户后，我们发现许多客户因破产而有无法收回的票据。

4.The accountant reported that there were several uncollectible notes 无法收回的票据 from last year's sales.

会计报告称，去年销售中有几张无法收回的票据。

5.Our policy dictates that we must regularly assess and report any uncollectible notes 无法收回的票据 to management.

我们的政策规定，必须定期评估并向管理层报告任何无法收回的票据。

作文

In the world of finance and accounting, businesses often encounter various challenges related to receivables. One significant issue that companies face is the presence of uncollectible notes, which refer to debts that are deemed unlikely to be collected. These debts can arise from various sources, including loans given to customers who may not have the financial capability to repay them or notes receivable from clients who have gone bankrupt. Understanding the implications of uncollectible notes is crucial for effective financial management. When a company extends credit to its customers, it does so with the expectation of receiving payment in the future. However, not all customers will fulfill their financial obligations. This situation leads to the classification of certain accounts as uncollectible notes. Companies must regularly assess their accounts receivable to determine which debts are collectible and which are not. This assessment is vital for maintaining accurate financial records and ensuring that the company’s balance sheet reflects a true picture of its assets. The recognition of uncollectible notes has direct consequences on a company's financial health. When a business identifies a note as uncollectible, it must write it off, which reduces its total assets and can negatively impact profitability. This process often involves estimating the amount of debt that will remain unpaid and adjusting the financial statements accordingly. Businesses typically use methods like the allowance method or the direct write-off method to account for these debts. Moreover, the presence of uncollectible notes can affect a company's cash flow. If a significant portion of receivables is uncollectible, the company may struggle to meet its financial obligations, leading to liquidity issues. Therefore, it is essential for businesses to implement robust credit policies and conduct thorough credit checks before extending credit to customers. By doing so, they can minimize the risk of encountering uncollectible notes in the future. In addition to impacting financial statements, uncollectible notes can also influence a company's reputation. Frequent occurrences of uncollectible debts may signal poor credit management practices, which could deter potential customers and investors. Consequently, businesses must take proactive measures to manage their credit risk effectively. This includes monitoring customer payment behavior, setting appropriate credit limits, and following up on overdue accounts promptly. In conclusion, uncollectible notes represent a significant challenge for businesses in managing their receivables. Understanding the nature and implications of these debts is essential for maintaining financial stability and ensuring the long-term success of a company. By implementing effective credit management strategies, businesses can reduce the likelihood of facing uncollectible debts and safeguard their financial health. Recognizing the importance of addressing uncollectible notes will ultimately contribute to a more resilient and profitable organization.

在金融和会计的世界中，企业经常面临与应收款相关的各种挑战。其中一个重要问题是存在不可收回的票据，指的是被认为不太可能收回的债务。这些债务可能来自多个来源，包括给予客户的贷款，客户可能没有偿还的财务能力，或者来自已破产客户的应收票据。理解不可收回的票据的影响对于有效的财务管理至关重要。当公司向其客户提供信用时，它是基于未来能够收到付款的期望。然而，并不是所有客户都会履行他们的财务义务。这种情况导致某些账户被归类为不可收回的票据。公司必须定期评估其应收账款，以确定哪些债务是可收回的，哪些是不可收回的。这项评估对于保持准确的财务记录和确保公司的资产负债表反映真实的资产状况至关重要。识别不可收回的票据对公司的财务健康有直接的影响。当企业识别出某个票据为不可收回时，必须将其注销，这会减少其总资产并可能对盈利能力产生负面影响。这个过程通常涉及估算将保持未偿还的债务金额，并相应地调整财务报表。企业通常使用准备金法或直接注销法来核算这些债务。此外，不可收回的票据的存在还会影响公司的现金流。如果大量的应收款不可收回，公司可能会难以履行其财务义务，从而导致流动性问题。因此，企业需要实施强有力的信用政策，并在向客户提供信用之前进行彻底的信用检查。通过这样做，他们可以最大限度地降低未来遇到不可收回的票据的风险。除了影响财务报表外，不可收回的票据还可能影响公司的声誉。频繁出现不可收回的债务可能表明信用管理实践不佳，这可能会阻止潜在客户和投资者。因此，企业必须采取主动措施来有效管理信用风险。这包括监控客户的付款行为，设定适当的信用额度，并及时跟进逾期账户。总之，不可收回的票据代表了企业在管理应收款方面的一个重大挑战。理解这些债务的性质和影响对于维护财务稳定和确保公司的长期成功至关重要。通过实施有效的信用管理策略，企业可以减少面临不可收回债务的可能性，保护其财务健康。认识到解决不可收回的票据的重要性，最终将有助于建立一个更具韧性和盈利能力的组织。