unavoidable risk; systematic risk

简明释义

无法避免的风险

英英释义

例句

1.Investing in the stock market always involves unavoidable risk (不可避免的风险), as economic downturns can affect all sectors.

投资股市总是涉及到unavoidable risk（不可避免的风险），因为经济衰退会影响所有行业。

2.The systematic risk (系统性风险) associated with interest rate changes can impact the entire financial market.

与利率变化相关的systematic risk（系统性风险）会影响整个金融市场。

3.Market fluctuations are a type of systematic risk (系统性风险) that every investor must consider.

市场波动是一种每位投资者都必须考虑的systematic risk（系统性风险）。

4.While diversifying your portfolio can reduce some risks, it cannot eliminate unavoidable risk (不可避免的风险).

虽然多样化投资组合可以减少一些风险，但它无法消除unavoidable risk（不可避免的风险）。

5.Natural disasters pose an unavoidable risk (不可避免的风险) for businesses in affected areas.

自然灾害对受影响地区的企业构成了unavoidable risk（不可避免的风险）。

作文

In the world of finance and investment, understanding the concepts of unavoidable risk and systematic risk is crucial for making informed decisions. These terms refer to types of risks that investors face, and recognizing them can help in strategizing investments more effectively.Firstly, let us examine what is meant by unavoidable risk. This type of risk, also known as inherent risk, refers to the potential for loss that cannot be eliminated or avoided, regardless of the measures taken. For instance, investing in stocks always carries a certain level of unavoidable risk due to market fluctuations, economic changes, and other unpredictable factors. Even the most meticulous investor cannot completely shield themselves from these risks. Therefore, understanding unavoidable risk is essential for any investor who seeks to navigate the financial markets successfully.On the other hand, systematic risk, also known as market risk, is a type of risk that affects the entire market or a large segment of it. This kind of risk is not specific to a particular company or industry but is rather influenced by broader economic factors such as interest rates, inflation, and geopolitical events. For instance, during a recession, most companies see a decline in their stock prices, which exemplifies systematic risk. Unlike unavoidable risk, which is tied to individual investments, systematic risk impacts all investments within the market. Investors must be aware of this risk because it cannot be diversified away; even a well-diversified portfolio will still be subject to systematic risk.To illustrate these concepts further, consider a scenario where an investor decides to invest in a diversified portfolio of stocks. While diversification may reduce the impact of unavoidable risk associated with individual stocks, it does not eliminate systematic risk. For example, if a global economic crisis occurs, the entire portfolio may suffer losses despite the diversity of the investments. This is because the underlying cause of the downturn affects all sectors of the economy.Understanding unavoidable risk and systematic risk allows investors to better prepare for potential losses and make more strategic decisions. By acknowledging that some risks are inherent to investing, individuals can set realistic expectations and develop a risk management strategy that aligns with their financial goals. This may include choosing investments that have lower exposure to systematic risk or employing hedging strategies to mitigate potential losses.In conclusion, both unavoidable risk and systematic risk play significant roles in the investment landscape. While unavoidable risk is tied to individual securities and cannot be completely avoided, systematic risk affects the market as a whole and cannot be diversified away. By understanding these risks, investors can make more informed choices, ultimately leading to better financial outcomes. Acknowledging the presence of these risks is the first step towards developing a resilient investment strategy that can weather the ups and downs of the financial markets.

在金融和投资的世界中，理解“不可避免的风险”和“系统性风险”的概念对于做出明智的决策至关重要。这些术语指的是投资者面临的风险类型，认识到这些风险可以帮助更有效地制定投资策略。首先，让我们看看“不可避免的风险”的含义。这种风险，也被称为固有风险，指的是无论采取何种措施都无法消除或避免的潜在损失。例如，投资股票总是会因为市场波动、经济变化和其他不可预测的因素而带来一定程度的“不可避免的风险”。即使是最细心的投资者也无法完全保护自己免受这些风险的影响。因此，理解“不可避免的风险”对于任何希望成功驾驭金融市场的投资者都是必不可少的。另一方面，“系统性风险”，也称为市场风险，是一种影响整个市场或其大部分的风险。这种风险并不特定于某一家公司或行业，而是受到更广泛的经济因素的影响，例如利率、通货膨胀和地缘政治事件。例如，在经济衰退期间，大多数公司的股票价格都会下跌，这就是“系统性风险”的例证。与“不可避免的风险”不同，后者与个别投资相关，而“系统性风险”则影响市场中的所有投资。投资者必须意识到这种风险，因为它无法通过多样化来消除；即使是一个良好多样化的投资组合仍然会受到“系统性风险”的影响。为了进一步说明这些概念，考虑一个场景，一个投资者决定投资于一个多样化的股票投资组合。虽然多样化可能减少与个别股票相关的“不可避免的风险”的影响，但它并不能消除“系统性风险”。例如，如果发生全球经济危机，整个投资组合可能会遭受损失，尽管投资是多样化的。这是因为经济下滑的根本原因影响了经济的所有部门。理解“不可避免的风险”和“系统性风险”使投资者能够更好地为潜在损失做好准备，并做出更具战略性的决策。通过承认某些风险是投资固有的，个人可以设定现实的期望，并制定与其财务目标相一致的风险管理策略。这可能包括选择对“系统性风险”暴露较低的投资或采用对冲策略以减轻潜在损失。总之，“不可避免的风险”和“系统性风险”在投资领域中都发挥着重要作用。虽然“不可避免的风险”与个别证券相关且无法完全避免，但“系统性风险”则影响整个市场，无法通过多样化来消除。通过理解这些风险，投资者可以做出更明智的选择，最终实现更好的财务成果。承认这些风险的存在是制定能够应对金融市场起伏的韧性投资策略的第一步。