unconfirmed irrevocable letter of credit

简明释义

无保兑不可撤销信用证

英英释义

例句

1.Using an unconfirmed irrevocable letter of credit can reduce risks for sellers in international trade.

使用不可撤销的未确认信用证可以减少国际贸易中卖方的风险。

2.The exporter received an unconfirmed irrevocable letter of credit from the buyer, ensuring payment upon delivery.

出口商收到了买方的不可撤销的未确认信用证，确保在交货时付款。

3.The terms of the unconfirmed irrevocable letter of credit specified that shipment must occur within 30 days.

不可撤销的未确认信用证的条款规定必须在30天内发货。

4.With an unconfirmed irrevocable letter of credit, the seller can be assured of payment even if the issuing bank fails.

有了不可撤销的未确认信用证，卖方可以确保即使开证行失败也能收到付款。

5.The bank advised the importer to secure an unconfirmed irrevocable letter of credit to facilitate the transaction.

银行建议进口商获得不可撤销的未确认信用证以促进交易。

作文

In the world of international trade, the use of financial instruments is crucial for ensuring smooth transactions between parties from different countries. One such instrument is the letter of credit, which serves as a guarantee for payment from a buyer to a seller. Among the various types of letters of credit, the unconfirmed irrevocable letter of credit stands out due to its unique characteristics. Understanding this term is essential for businesses engaged in global commerce. An unconfirmed irrevocable letter of credit is a type of financial document that provides a guarantee of payment to the seller, issued by the buyer's bank. The term 'irrevocable' indicates that once the letter of credit has been issued, it cannot be altered or canceled without the consent of both the buyer and the seller. This feature offers a significant level of security for the seller, as they can be assured of receiving payment as long as they fulfill the terms outlined in the letter of credit. The 'unconfirmed' aspect means that the letter of credit is not backed by a second bank, usually in the seller's country. This lack of confirmation can pose a risk for the seller, as they are solely relying on the buyer's bank for payment. If the buyer's bank fails to honor the letter of credit for any reason, the seller may face difficulties in receiving their payment. Therefore, while an unconfirmed irrevocable letter of credit provides some level of assurance, it does not offer the same degree of security as a confirmed letter of credit, which involves an additional bank guaranteeing payment. For sellers, understanding the implications of an unconfirmed irrevocable letter of credit is vital. They must assess the creditworthiness of the buyer's bank and consider the risks involved. In many cases, sellers may prefer to request a confirmed letter of credit to mitigate potential risks. However, buyers may resist this option due to the additional costs associated with obtaining confirmation from another bank. In conclusion, the unconfirmed irrevocable letter of credit plays a significant role in international trade, offering a balance between security and flexibility. While it provides sellers with a promise of payment, the lack of confirmation means that they must exercise caution and conduct thorough due diligence on the buyer's financial stability. By understanding the nuances of this financial instrument, businesses can make informed decisions that will help facilitate successful transactions in the global marketplace.

在国际贸易的世界中，金融工具的使用对于确保来自不同国家的各方之间的顺利交易至关重要。其中一种工具是信用证，它作为买方向卖方支付的担保。在各种类型的信用证中，未确认不可撤销信用证因其独特的特性而脱颖而出。理解这个术语对于参与全球商业的企业至关重要。未确认不可撤销信用证是一种金融文件，为卖方提供付款担保，由买方的银行签发。“不可撤销”一词表明，一旦信用证被签发，就不能在未经买方和卖方同意的情况下进行更改或取消。这一特征为卖方提供了重要的安全保障，因为只要他们履行信用证中规定的条款，就可以确保收到付款。“未确认”的方面意味着该信用证没有得到第二家银行的支持，通常是在卖方的国家。这种缺乏确认可能会给卖方带来风险，因为他们完全依赖买方的银行进行付款。如果买方的银行因任何原因未能履行信用证，卖方可能会面临收不到付款的困难。因此，虽然未确认不可撤销信用证提供了一定程度的保证，但它并没有提供与确认信用证相同的安全程度，后者涉及一家额外的银行担保付款。对于卖方而言，理解未确认不可撤销信用证的影响至关重要。他们必须评估买方银行的信用状况，并考虑相关风险。在许多情况下，卖方可能更倾向于要求确认信用证以降低潜在风险。然而，买方可能会抵制这种选择，因为获得另一家银行的确认会产生额外的成本。总之，未确认不可撤销信用证在国际贸易中扮演着重要角色，在安全性和灵活性之间提供了平衡。虽然它为卖方提供了付款承诺，但缺乏确认意味着他们必须谨慎行事，并对买方的财务稳定性进行彻底尽职调查。通过理解这一金融工具的细微差别，企业可以做出明智的决策，从而促进全球市场上成功的交易。