original balance

简明释义

未付过款的原始余额

英英释义

例句

1.When applying for a loan, the bank will review your original balance 原始余额 to determine your creditworthiness.

在申请贷款时，银行会查看你的原始余额以确定你的信用状况。

2.The bank statement shows that my original balance 原始余额 was $1,000 before any transactions.

银行对账单显示我的原始余额是$1,000，在任何交易之前。

3.After several withdrawals, the original balance 原始余额 has decreased significantly.

经过几次取款后，原始余额已经大幅减少。

4.You can find your original balance 原始余额 on the first page of your account statement.

你可以在账户对账单的第一页找到你的原始余额。

5.To calculate the interest, you need to know your original balance 原始余额 at the beginning of the month.

要计算利息，你需要知道本月初的原始余额。

作文

Understanding the concept of an original balance is essential in various financial contexts, particularly when managing personal finances or analyzing business accounts. The term original balance refers to the initial amount of money in an account before any transactions have taken place. This balance is crucial for tracking how funds have changed over time due to deposits, withdrawals, interest accruals, and other financial activities.In personal finance, knowing your original balance helps you gauge your spending habits and savings progress. For instance, if you open a new savings account with an original balance of $1,000, you can easily monitor how much interest you earn over time and how your savings grow. This initial amount serves as a benchmark against which you can measure your financial goals. If you aim to save $5,000 for a vacation, understanding your original balance allows you to calculate how much more you need to save each month to reach your goal.In the context of business accounting, the original balance is equally significant. When a company starts its fiscal year, it records its original balance for each account, including assets, liabilities, and equity. This starting point is crucial for preparing financial statements and conducting audits. By comparing the original balance with the ending balance at the close of the fiscal period, accountants can determine how well the company has performed financially. They can analyze whether revenues have increased, expenses have decreased, or if there are any discrepancies that need to be addressed.Moreover, the original balance plays a vital role in loan management. When individuals or businesses take out loans, their original balance reflects the total amount borrowed. Understanding this figure is essential for repayment planning. For example, if a person takes out a loan with an original balance of $10,000, they need to know how much interest will accrue over time and how their monthly payments will affect the remaining balance. This knowledge enables borrowers to make informed decisions about their finances and avoid falling into debt traps.In conclusion, the concept of original balance is fundamental in both personal and business finance. It provides a clear starting point for tracking financial progress, setting goals, and making informed decisions. Whether you are managing your own savings or overseeing a company's financial health, understanding the original balance is key to achieving success. As financial literacy becomes increasingly important in today’s economy, grasping such concepts will empower individuals and businesses alike to navigate their financial journeys more effectively.

理解original balance这个概念在各种金融背景下都是至关重要的，特别是在管理个人财务或分析商业账户时。术语original balance指的是在任何交易发生之前账户中的初始金额。这个余额对于跟踪由于存款、取款、利息积累和其他金融活动而导致的资金变化至关重要。在个人财务中，了解你的original balance有助于你评估自己的消费习惯和储蓄进度。例如，如果你以$1,000的original balance开设一个新的储蓄账户，你可以轻松监控你随着时间的推移所赚取的利息以及你的储蓄增长。这一初始金额作为一个基准，使你能够衡量你的财务目标。如果你的目标是为一次假期储蓄$5,000，了解你的original balance将使你能够计算出每月需要再存多少才能实现这个目标。在商业会计的背景下，original balance同样重要。当一家公司开始其财务年度时，它会记录每个账户的original balance，包括资产、负债和股东权益。这个起始点对于准备财务报表和进行审计至关重要。通过将original balance与财务期末余额进行比较，会计师可以确定公司在财务上的表现如何。他们可以分析收入是否增加，支出是否减少，或者是否有任何需要解决的差异。此外，original balance在贷款管理中也发挥着重要作用。当个人或企业申请贷款时，他们的original balance反映了借款的总额。了解这一数字对于还款计划至关重要。例如，如果一个人申请了一笔original balance为$10,000的贷款，他们需要知道随着时间的推移利息将如何积累，以及他们的每月付款将如何影响剩余余额。这种知识使借款人能够做出明智的财务决策，避免陷入债务陷阱。总之，original balance的概念在个人和商业财务中都是基础性的。它提供了一个明确的起点，用于跟踪财务进展、设定目标和做出明智的决策。无论你是在管理自己的储蓄还是在监督公司的财务健康，理解original balance都是取得成功的关键。随着金融素养在当今经济中变得越来越重要，掌握这样的概念将使个人和企业能够更有效地驾驭他们的财务旅程。