unpaid liability

简明释义

未偿负债

英英释义

例句

1.The accountant highlighted the unpaid liability 未支付的负债 during the financial audit.

会计在财务审计中强调了未支付的负债。

2.To improve cash flow, the business must settle its unpaid liability 未支付的负债 as soon as possible.

为了改善现金流，企业必须尽快清偿其未支付的负债。

3.The company has an unpaid liability 未支付的负债 on its balance sheet that needs to be addressed.

公司在其资产负债表上有一项未支付的负债，需要解决。

4.Investors are concerned about the unpaid liability 未支付的负债 that could affect future profits.

投资者对可能影响未来利润的未支付的负债表示担忧。

5.Due to the unpaid liability 未支付的负债, the firm is facing financial difficulties.

由于这项未支付的负债，公司正面临财务困难。

作文

In the world of finance and accounting, understanding various terms is crucial for both individuals and businesses. One such term that often appears in financial statements is unpaid liability. An unpaid liability refers to an obligation or debt that has not yet been settled or paid off. This concept is essential for anyone looking to manage their finances effectively, as it highlights the importance of recognizing debts that are outstanding and may impact future cash flow. For instance, consider a small business that has taken out a loan to purchase new equipment. Until the business makes its first payment on this loan, the amount owed will be classified as an unpaid liability. This means that the business has an obligation to pay back this amount, and it must account for this when preparing its financial statements. If the business fails to recognize this unpaid liability, it may overestimate its available cash and make poor financial decisions, such as investing in new projects without realizing that it has significant debts to repay.Moreover, unpaid liabilities can also arise from other sources, such as unpaid invoices from suppliers or outstanding wages owed to employees. Each of these obligations must be tracked carefully to ensure that the business remains solvent and can meet its financial commitments. Failing to address unpaid liabilities can lead to serious consequences, including damage to credit ratings, increased interest rates on loans, and even bankruptcy in extreme cases.Understanding how to manage unpaid liabilities is vital for maintaining a healthy financial status. Businesses should regularly review their balance sheets to identify any unpaid liabilities and develop a strategy to address them. This might include setting aside a portion of revenue each month to cover these obligations or negotiating payment terms with creditors to ease the financial burden. For individuals, the concept of unpaid liabilities is equally important. Many people accumulate debts through credit cards, student loans, or personal loans. It is essential for individuals to keep track of these unpaid liabilities to avoid falling into financial trouble. By knowing what they owe and when payments are due, individuals can create budgets that allow them to pay off their debts in a timely manner.In conclusion, unpaid liabilities are an integral part of financial management, whether for businesses or individuals. Recognizing and addressing these obligations is key to ensuring long-term financial health. By keeping a close eye on unpaid liabilities and developing strategies to manage them, both individuals and businesses can avoid potential pitfalls and work towards achieving their financial goals. Understanding this term not only aids in better financial planning but also fosters a sense of responsibility and awareness regarding one’s financial obligations.

在金融和会计的世界中，理解各种术语对于个人和企业来说至关重要。其中一个常常出现在财务报表中的术语是未偿债务。未偿债务指的是尚未结清或偿还的义务或债务。这个概念对于任何希望有效管理财务的人来说都是至关重要的，因为它突出了识别未结清的债务的重要性，这些债务可能会影响未来的现金流。例如，考虑一家小企业，它为了购买新设备而申请了贷款。在企业首次偿还这笔贷款之前，所欠的金额将被归类为未偿债务。这意味着企业有义务偿还这笔款项，并且在准备财务报表时必须对此进行核算。如果企业未能识别这笔未偿债务，它可能会高估可用现金，从而做出错误的财务决策，例如在没有意识到有重大债务待偿还的情况下投资于新项目。此外，未偿债务也可能来自其他来源，例如未支付的供应商发票或未支付给员工的工资。每一项这些义务都必须仔细跟踪，以确保企业保持偿付能力并能够履行其财务承诺。未能处理未偿债务可能导致严重后果，包括信用评级受损、贷款利率上升，甚至在极端情况下破产。了解如何管理未偿债务对于维持健康的财务状况至关重要。企业应定期审查其资产负债表，以识别任何未偿债务，并制定解决这些问题的策略。这可能包括每月留出一部分收入来偿还这些义务，或者与债权人协商付款条款以减轻财务负担。对于个人来说，未偿债务的概念同样重要。许多人通过信用卡、学生贷款或个人贷款积累债务。个人必须跟踪这些未偿债务以避免陷入财务困境。通过了解自己所欠的金额及到期时间，个人可以制定预算，使其能够及时偿还债务。总之，未偿债务是财务管理中不可或缺的一部分，无论是对于企业还是个人。识别和解决这些义务是确保长期财务健康的关键。通过密切关注未偿债务并制定管理策略，个人和企业都可以避免潜在的陷阱，并朝着实现财务目标努力。理解这个术语不仅有助于更好的财务规划，还培养了对自身财务义务的责任感和意识。