outstanding principal; principal outstanding

简明释义

未偿本金

英英释义

例句

1.To calculate the interest, I need to know the principal outstanding 未偿还本金 amount on my mortgage.

要计算利息，我需要知道我的抵押贷款的未偿还本金 principal outstanding 金额。

2.Before making a payment, ensure you check your outstanding principal 未偿还本金 balance.

在付款之前，请确保检查您的未偿还本金 outstanding principal 余额。

3.The financial advisor explained that reducing the principal outstanding 未偿还本金 can save on interest costs.

财务顾问解释说，减少未偿还本金 principal outstanding 可以节省利息费用。

4.I received a statement showing my outstanding principal 未偿还本金 has decreased over the last year.

我收到了一份报表，显示我的未偿还本金 outstanding principal 在过去一年中减少了。

5.The bank informed me that my outstanding principal 未偿还本金 on the loan is $5,000.

银行通知我，我的贷款的未偿还本金 outstanding principal 是5000美元。

作文

In the realm of finance, understanding terms related to loans and debts is crucial for both individuals and businesses. One such term that often arises is outstanding principal, which refers to the amount of money that is still owed on a loan, excluding any interest or fees. This term is particularly important when assessing the financial health of an entity or individual. For instance, if a homeowner has taken out a mortgage, the outstanding principal would be the remaining balance that they need to pay back to the lender. It is essential to keep track of this amount as it directly influences the overall debt burden and can affect future borrowing capacity.Moreover, the concept of principal outstanding is often used interchangeably with outstanding principal. Both phrases highlight the same idea: the original sum borrowed that has yet to be repaid. Understanding these terms helps borrowers make informed decisions about their finances. For example, if a business is considering taking out a loan, it must evaluate its principal outstanding to determine how much additional debt it can handle without jeopardizing its financial stability.When managing personal finances, knowing the outstanding principal on various loans can aid in creating a budget that accommodates timely repayments. Individuals can calculate their monthly payments based on the principal outstanding, allowing them to plan effectively for their financial future. Additionally, lenders often provide statements detailing the outstanding principal alongside interest accrued, giving borrowers a clear picture of their debts.In conclusion, whether you are a homeowner, a business owner, or simply someone who has taken out a loan, understanding the concepts of outstanding principal and principal outstanding is vital. These terms not only reflect the amount owed but also serve as indicators of financial health and responsibility. By keeping track of your outstanding principal, you can make better financial decisions, avoid excessive debt, and work towards achieving your financial goals. Thus, mastering these terms is a fundamental aspect of financial literacy that can lead to more informed and responsible borrowing and lending practices.

在金融领域，理解与贷款和债务相关的术语对个人和企业至关重要。其中一个经常出现的术语是未偿本金，指的是仍然欠款的金额，不包括任何利息或费用。这个术语在评估一个实体或个人的财务健康时尤为重要。例如，如果一个房主申请了抵押贷款，未偿本金将是他们需要偿还给贷方的剩余余额。跟踪这一金额至关重要，因为它直接影响整体债务负担，并可能影响未来的借款能力。此外，本金未偿的概念通常与未偿本金可以互换使用。这两个短语强调了相同的观点：尚未偿还的原始借款总额。理解这些术语有助于借款人做出明智的财务决策。例如，如果一家公司考虑申请贷款，它必须评估其本金未偿以确定能够承受多少额外债务，而不会危及其财务稳定。在管理个人财务时，了解各种贷款的未偿本金可以帮助制定适合及时还款的预算。个人可以根据本金未偿计算每月还款，使他们能够有效地规划财务未来。此外，贷方通常会提供详细说明的报表，列出未偿本金和累积利息，让借款人清楚地了解自己的债务情况。总之，无论您是房主、企业主还是仅仅是借款的人，理解未偿本金和本金未偿的概念都是至关重要的。这些术语不仅反映了所欠的金额，还作为财务健康和责任感的指标。通过跟踪您的未偿本金，您可以做出更好的财务决策，避免过度债务，并朝着实现财务目标努力。因此，掌握这些术语是财务素养的基本方面，可以导致更明智和负责任的借贷实践。