escrow account; trustee account

简明释义

委托帐户

英英释义

例句

1.In a divorce settlement, funds can be placed in a trustee account 信托账户 until the court makes a final decision.

在离婚和解中，资金可以放入trustee account 信托账户，直到法院作出最终决定。

2.The trustee account 信托账户 was established to manage the inheritance for the children until they reach adulthood.

该trustee account 信托账户是为了管理孩子们的遗产，直到他们成年。

3.The real estate agent explained how an escrow account 第三方托管账户 protects both the buyer and seller during the sale process.

房地产经纪人解释了如何通过escrow account 第三方托管账户保护买卖双方在销售过程中的权益。

4.The buyer deposited the funds into an escrow account 第三方托管账户 to ensure the seller fulfills their obligations.

买方将资金存入escrow account 第三方托管账户，以确保卖方履行其义务。

5.Once the contract is signed, the money will be held in an escrow account 第三方托管账户 until the transaction is complete.

一旦合同签署，资金将被保存在escrow account 第三方托管账户，直到交易完成。

作文

In the world of finance and real estate, the terms escrow account and trustee account are often used to describe accounts that play a crucial role in managing funds during transactions. An escrow account is a special type of account where funds are held by a third party on behalf of two parties involved in a transaction. This account ensures that the money is securely held until certain conditions are met, such as the completion of a property sale or the fulfillment of a contract. For example, when buying a house, the buyer typically deposits their earnest money into an escrow account. This deposit shows the seller that the buyer is serious about the purchase. The funds remain in the escrow account until all the necessary inspections are completed and the closing date arrives. Only then are the funds released to the seller.On the other hand, a trustee account is managed by a trustee, who is a person or institution appointed to manage assets on behalf of another party. This type of account is commonly used in estate planning and trusts. When someone creates a trust, they may transfer their assets into a trustee account so that the trustee can manage those assets according to the instructions laid out in the trust document. For instance, if a parent sets up a trust for their child, the parent may place funds in a trustee account that the trustee will manage until the child reaches a certain age. This ensures that the child's inheritance is protected and managed properly until they are mature enough to handle it themselves.Both escrow accounts and trustee accounts serve important functions in protecting the interests of parties involved in financial transactions. They provide a layer of security and trust, ensuring that funds are handled appropriately and disbursed only when specific conditions are met. In many cases, these accounts are used together; for example, a real estate transaction may involve an escrow account for the buyer's deposit while also establishing a trustee account to manage the proceeds from the sale of the property.Understanding the differences between these two types of accounts is essential for anyone involved in financial dealings. An escrow account is primarily transactional, focused on holding funds temporarily until a deal is finalized, while a trustee account is more about long-term management of assets according to specific guidelines. Both accounts help facilitate trust between parties, making them vital tools in the realms of finance and real estate.In conclusion, whether you are buying a home or planning your estate, knowing about escrow accounts and trustee accounts can significantly impact your financial decisions. These accounts not only protect your money but also ensure that your financial transactions are conducted smoothly and transparently. As you navigate through various transactions, keep in mind the importance of these accounts and how they can benefit you in achieving your financial goals.

在金融和房地产领域，术语escrow account（保管账户）和trustee account（受托账户）常常用于描述在交易中扮演重要角色的账户。escrow account是一种特殊类型的账户，资金由第三方代为保管，代表交易中涉及的两方。这种账户确保资金在特定条件满足之前安全地保留，例如完成房产销售或合同履行。例如，在购买房屋时，买方通常将诚意金存入escrow account。这笔存款向卖方表明买方对购买的认真态度。资金在escrow account中保持，直到所有必要的检查完成并到达交割日期。只有到那时，资金才会释放给卖方。另一方面，trustee account是由受托人管理的，受托人是被任命来代表另一方管理资产的人或机构。这种类型的账户通常用于遗产规划和信托。当某人创建信托时，他们可能会将资产转移到trustee account中，以便受托人能够根据信托文件中的指示管理这些资产。例如，如果父母为他们的孩子设立信托，父母可能会把资金放入trustee account，受托人将在孩子达到某个年龄之前管理这些资金。这确保了孩子的遗产在他们足够成熟以处理这些资产之前受到保护和妥善管理。escrow accounts和trustee accounts都在保护参与金融交易的各方利益方面发挥着重要作用。它们提供了一层安全和信任，确保资金得到适当处理，并且仅在特定条件满足时才会分配。在许多情况下，这些账户是一起使用的；例如，房地产交易可能涉及买方存款的escrow account，同时还建立了一个trustee account来管理出售房产的收益。了解这两种账户之间的区别对于任何参与金融交易的人来说都是至关重要的。escrow account主要是交易性的，专注于暂时持有资金，直到交易完成，而trustee account则更多地涉及根据特定指南进行长期资产管理。这两种账户都有助于促进各方之间的信任，使它们成为金融和房地产领域的重要工具。总之，无论您是在购买房屋还是规划遗产，了解escrow accounts和trustee accounts都可以显著影响您的财务决策。这些账户不仅保护您的资金，还确保您的金融交易顺利透明地进行。在您处理各种交易时，请记住这些账户的重要性，以及它们如何帮助您实现财务目标。