remitting bank

简明释义

托收银行［出口人指定的银行］

英英释义

例句

1.After the payment is made, the remitting bank 汇款银行 will issue a confirmation receipt.

付款后，汇款银行 remitting bank将发出确认收据。

2.The remitting bank 汇款银行 requires identification for large transactions.

汇款银行 remitting bank对大额交易要求提供身份证明。

3.The remitting bank 汇款银行 has a processing fee for international transfers.

汇款银行 remitting bank对国际转账收取处理费用。

4.The customer needs to contact the remitting bank 汇款银行 to confirm the transaction details.

客户需要联系汇款银行 remitting bank确认交易细节。

5.To initiate the wire transfer, please provide the remitting bank 汇款银行 information.

要启动电汇，请提供汇款银行 remitting bank的信息。

作文

In the world of finance and banking, various terms are used to describe different processes and institutions that facilitate monetary transactions. One such term is remitting bank, which plays a crucial role in international money transfers. A remitting bank refers to the financial institution that initiates the sending of funds to another bank, typically located in a different country. This process is essential for individuals and businesses engaged in cross-border trade or remittances, allowing them to send money securely and efficiently.The function of a remitting bank can be understood through the example of a person working abroad who wants to send money back home to their family. The worker approaches their local bank, which acts as the remitting bank. The bank processes the transaction, converting the currency if necessary and ensuring that the funds are sent to the recipient's bank account in the home country. This transaction involves various steps, including compliance with international regulations and the use of secure transfer networks.One of the key responsibilities of a remitting bank is to ensure that the funds are transmitted safely and accurately. This involves verifying the identity of the sender and the recipient, as well as adhering to anti-money laundering laws. By conducting thorough checks, the remitting bank helps prevent fraudulent activities and ensures that the money reaches the intended recipient without any issues.Moreover, the remitting bank often collaborates with other financial institutions, such as correspondent banks, to facilitate the transfer of funds. Correspondent banks act as intermediaries that help in processing international transactions, especially when the remitting bank does not have a direct relationship with the recipient's bank. This network of banks makes it possible to send money across borders, even to remote locations where banking services may be limited.In addition to facilitating individual remittances, remitting banks also play an important role in supporting businesses that engage in international trade. Companies often need to make payments to suppliers or receive payments from customers located in different countries. The remitting bank provides the necessary services to ensure that these transactions are completed smoothly, allowing businesses to operate effectively in the global market.The rise of digital banking and fintech companies has also impacted the role of the remitting bank. Many new players in the financial industry offer innovative solutions for money transfers, often at lower costs and with faster processing times compared to traditional banks. As a result, remitting banks are adapting to this changing landscape by enhancing their services and embracing technology to remain competitive.In conclusion, the concept of a remitting bank is integral to understanding how money is transferred internationally. By acting as the initiating institution for sending funds, the remitting bank ensures that transactions are conducted securely and efficiently. Whether it is for personal remittances or business payments, the role of the remitting bank is vital in facilitating global financial interactions. As the world continues to evolve towards more interconnected economies, the significance of remitting banks will only grow, highlighting the importance of their services in our daily lives.

在金融和银行的世界中，使用各种术语来描述不同的流程和机构，以促进货币交易。其中一个术语是汇款银行，它在国际资金转移中发挥着至关重要的作用。汇款银行是指发起向另一家银行（通常位于不同国家）发送资金的金融机构。这个过程对于参与跨境贸易或汇款的个人和企业至关重要，使他们能够安全高效地发送资金。汇款银行的功能可以通过一个例子来理解：一个在国外工作的人希望将钱寄回家给家人。工人向他们的当地银行提出请求，该银行作为汇款银行处理交易，必要时转换货币，并确保资金发送到家乡的收款人银行账户。此交易涉及多个步骤，包括遵守国际法规和使用安全的转账网络。汇款银行的一个关键责任是确保资金安全准确地传输。这涉及到验证发送者和接收者的身份，以及遵守反洗钱法律。通过进行彻底的检查，汇款银行有助于防止欺诈活动，并确保资金顺利到达预定收款人。此外，汇款银行通常与其他金融机构（例如代理银行）合作，以促进资金转移。代理银行充当中介，帮助处理国际交易，尤其是在汇款银行与收款银行没有直接关系时。这样的银行网络使得跨境汇款成为可能，即使是在银行服务有限的偏远地区。除了促进个人汇款外，汇款银行还在支持从事国际贸易的企业方面发挥着重要作用。公司通常需要向供应商付款或从位于不同国家的客户那里收到付款。汇款银行提供必要的服务，以确保这些交易顺利完成，使企业能够有效地在全球市场中运营。数字银行和金融科技公司的崛起也影响了汇款银行的角色。许多新兴的金融行业参与者提供创新的资金转移解决方案，通常比传统银行成本更低、处理时间更快。因此，汇款银行正在通过增强其服务和采用技术来适应这种变化的环境，以保持竞争力。总之，理解汇款银行的概念对于理解国际资金转移的运作至关重要。作为发起发送资金的机构，汇款银行确保交易安全高效地进行。无论是个人汇款还是商业支付，汇款银行在促进全球金融互动中扮演着重要角色。随着世界不断朝着更加互联的经济发展，汇款银行的重要性只会增加，突显了其在我们日常生活中服务的重要性。