advance against collection

简明释义

托收垫款

英英释义

例句

1.The logistics firm offered an advance against collection 以收款为依据的预付款 to cover immediate shipping costs.

物流公司提供了一个以收款为依据的预付款以支付即时运输费用。

2.The bank requires collateral before approving an advance against collection 以收款为依据的预付款 for your business.

银行在批准您的业务的以收款为依据的预付款之前需要抵押品。

3.The company decided to provide an advance against collection 以收款为依据的预付款 to help the supplier manage their cash flow.

公司决定提供一个以收款为依据的预付款来帮助供应商管理他们的现金流。

4.We can offer you an advance against collection 以收款为依据的预付款 for your outstanding invoices.

我们可以为您未结清的发票提供一个以收款为依据的预付款。

5.After reviewing the terms, we agreed to an advance against collection 以收款为依据的预付款 to facilitate the project.

在审查条款后，我们同意进行一个以收款为依据的预付款以促进项目的进展。

作文

In the world of finance and business, understanding various terms is crucial for effective communication and decision-making. One such term that often comes up in discussions about loans and credit is advance against collection. This phrase refers to a financial arrangement where a lender provides funds to a borrower based on the expected collection of receivables or outstanding payments. The lender essentially advances money to the borrower, anticipating that the borrower will repay the amount once they collect their debts from customers or clients. This type of financing can be beneficial for businesses that need immediate cash flow but are waiting for payments from their customers. For example, a small business might have a large invoice due from a client but needs to pay its suppliers immediately. In this case, the business can seek an advance against collection, allowing it to access funds quickly without having to wait for the invoice to be paid.Understanding how advance against collection works is essential for businesses, especially those that deal with accounts receivable regularly. It enables them to manage their cash flow more effectively and avoid potential liquidity issues. However, it is also important for businesses to be aware of the costs associated with this type of advance. Lenders typically charge fees or interest for providing these funds, which can add up over time. Therefore, businesses must carefully evaluate whether taking an advance against collection is the right decision for their financial situation.Moreover, the use of advance against collection is not limited to small businesses. Larger corporations may also utilize this financial tool to optimize their working capital. By leveraging their receivables, they can ensure that they have enough cash on hand to invest in growth opportunities or cover operational expenses. This flexibility can be a significant advantage in a competitive market where cash flow is vital for survival.However, there are risks involved in relying too heavily on advance against collection. If a business consistently depends on advances to meet its financial obligations, it may indicate underlying issues with its revenue cycle or customer payment behaviors. Additionally, if customers delay payments or default on their invoices, the business may find itself in a difficult position, unable to repay the advance it took out. Therefore, while advance against collection can be a useful financial strategy, it should be used judiciously and as part of a broader financial management plan.In conclusion, advance against collection is a valuable financial tool that can help businesses manage their cash flow and meet immediate financial needs. It allows companies to access funds based on their receivables, providing them with the liquidity necessary to operate effectively. However, it is essential for businesses to understand the costs and risks associated with this type of financing. By doing so, they can make informed decisions that will support their long-term financial health and stability. Whether you are a small business owner or part of a larger corporation, grasping the concept of advance against collection will equip you with the knowledge needed to navigate the complexities of financial management in today's fast-paced business environment.

在金融和商业的世界中，理解各种术语对于有效的沟通和决策至关重要。其中一个常常出现在贷款和信贷讨论中的术语是应收款项预支。这个短语指的是一种金融安排，其中贷方根据预期的应收款或未付款项向借方提供资金。贷方实际上是向借方预支资金，预计借方将在收回客户或客户的债务后偿还该金额。这种融资方式对需要立即现金流但正在等待客户付款的企业尤为有利。例如，一家小企业可能有一张大额发票待客户支付，但需要立即支付其供应商。在这种情况下，该企业可以寻求应收款项预支，使其能够迅速获得资金，而无需等待发票的支付。理解应收款项预支的运作方式对企业至关重要，尤其是那些定期处理应收账款的企业。这使他们能够更有效地管理现金流，避免潜在的流动性问题。然而，企业也必须意识到与这种预支相关的成本。贷方通常会收取费用或利息，以提供这些资金，这可能随着时间的推移而累积。因此，企业必须仔细评估是否在其财务状况下采取应收款项预支是正确的决定。此外，使用应收款项预支并不限于小企业。大型公司也可能利用这一金融工具来优化其营运资本。通过利用其应收账款，他们可以确保手头有足够的现金用于投资增长机会或覆盖运营费用。这种灵活性在竞争激烈的市场中可能是生存的重要优势。然而，过度依赖应收款项预支也存在风险。如果企业持续依靠预支来满足其财务义务，这可能表明其收入周期或客户付款行为存在潜在问题。此外，如果客户延迟付款或违约，企业可能会发现自己处于困境中，无法偿还所借的预支。因此，尽管应收款项预支可以成为一种有用的财务策略，但它应谨慎使用，并作为更广泛财务管理计划的一部分。总之，应收款项预支是一种有价值的金融工具，可以帮助企业管理现金流并满足即时财务需求。它使公司能够基于其应收账款获得资金，为其提供必要的流动性，以有效运营。然而，企业必须了解与这种融资方式相关的成本和风险。通过这样做，他们可以做出明智的决策，以支持其长期财务健康和稳定。无论您是一家小企业的所有者还是一家大型公司的成员，掌握应收款项预支的概念将使您具备在当今快节奏商业环境中驾驭财务管理复杂性的知识。