net investment income

简明释义

投资收入净额

英英释义

例句

1.The company's net investment income 净投资收入 increased significantly this quarter due to higher interest rates.

由于利率上升，公司的净投资收入在本季度显著增加。

2.Investors often look at net investment income 净投资收入 to gauge the performance of their portfolios.

投资者通常关注净投资收入来评估他们投资组合的表现。

3.For tax purposes, net investment income 净投资收入 can be subject to an additional tax for high earners.

出于税务目的，净投资收入可能会对高收入者征收额外税款。

4.The financial report showed a decline in net investment income 净投资收入 due to market volatility.

财务报告显示，由于市场波动，净投资收入有所下降。

5.Many mutual funds distribute their net investment income 净投资收入 to shareholders on a regular basis.

许多共同基金定期向股东分配它们的净投资收入。

作文

Understanding the concept of net investment income is crucial for anyone involved in finance or personal investment. Net investment income refers to the income generated from investments after deducting any associated expenses. This can include interest, dividends, and capital gains, minus any costs like management fees or taxes. The calculation of net investment income provides investors with a clearer picture of their actual returns and helps them make informed decisions about their portfolios.In today's financial landscape, many individuals are looking for ways to grow their wealth through various investment vehicles such as stocks, bonds, mutual funds, and real estate. Understanding net investment income allows investors to evaluate the profitability of these investments more accurately. For example, if an investor earns $10,000 in dividends from their stock portfolio but pays $2,000 in management fees, their net investment income would be $8,000. This figure is essential for assessing the performance of their investments.Moreover, net investment income plays a significant role in tax calculations. In many jurisdictions, the tax treatment of investment income varies based on whether it is classified as ordinary income or capital gains. By understanding net investment income, investors can strategize their investments to minimize their tax liabilities. For instance, they might choose to invest in tax-efficient funds or hold investments for longer periods to benefit from lower capital gains tax rates.Another important aspect of net investment income is its relevance in determining eligibility for certain tax credits and deductions. In the United States, for example, high earners may be subject to an additional 3.8% Medicare tax on net investment income if their modified adjusted gross income exceeds specific thresholds. Therefore, keeping track of net investment income can help individuals plan their finances and avoid unexpected tax burdens.Furthermore, understanding net investment income can aid in retirement planning. Many retirement accounts, such as IRAs and 401(k)s, have specific rules regarding distributions and taxation. Investors need to consider how net investment income will impact their overall retirement strategy, especially when it comes to withdrawing funds and managing taxable income during retirement years.In conclusion, grasping the concept of net investment income is vital for effective financial management. It not only helps investors assess the performance of their investments but also plays a crucial role in tax planning and retirement strategies. As the financial market continues to evolve, staying informed about net investment income will empower individuals to make better investment decisions and ultimately achieve their financial goals.

理解净投资收入的概念对任何参与金融或个人投资的人来说都是至关重要的。净投资收入指的是从投资中产生的收入，扣除任何相关费用后的收入。这可以包括利息、股息和资本收益，减去管理费或税费等成本。净投资收入的计算为投资者提供了更清晰的实际回报图景，帮助他们做出明智的投资组合决策。在当今的金融环境中，许多人正在寻找通过各种投资工具（如股票、债券、共同基金和房地产）来增加财富的方法。理解净投资收入使投资者能够更准确地评估这些投资的盈利能力。例如，如果一位投资者从其股票投资组合中获得了10,000美元的股息，但支付了2,000美元的管理费，那么他们的净投资收入将是8,000美元。这个数字对于评估他们投资的表现至关重要。此外，净投资收入在税务计算中也起着重要作用。在许多司法管辖区，投资收入的税收处理因其被归类为普通收入还是资本收益而有所不同。通过理解净投资收入，投资者可以制定投资策略，以最小化税收负担。例如，他们可能选择投资于税收效率高的基金，或持有投资更长时间以享受较低的资本收益税率。净投资收入的另一个重要方面是它与某些税收抵免和扣除的资格相关。在美国，例如，如果高收入者的调整后总收入超过特定阈值，他们可能会因净投资收入而面临额外的3.8%的医疗保险税。因此，跟踪净投资收入可以帮助个人规划财务，避免意外的税收负担。此外，理解净投资收入可以帮助退休规划。许多退休账户，如IRA和401(k)，在分配和征税方面有特定的规则。投资者需要考虑净投资收入将如何影响他们的整体退休策略，特别是在退休期间提取资金和管理应税收入时。总之，掌握净投资收入的概念对于有效的财务管理至关重要。它不仅帮助投资者评估投资的表现，而且在税务规划和退休策略中也发挥着至关重要的作用。随着金融市场的不断发展，了解净投资收入将使个人能够做出更好的投资决策，并最终实现他们的财务目标。