due to bank; vostro account; banker's deposit

简明释义

同业存款

英英释义

例句

1.The transaction was unsuccessful due to bank 因银行原因 regulations.

该交易未成功，due to bank 因银行原因法规。

2.To facilitate international trade, we opened a vostro account 外资账户 with our partner bank.

为了促进国际贸易，我们在合作银行开设了一个vostro account 外资账户。

3.Due to a technical error, the payment was delayed due to bank 因银行原因 processing issues.

由于技术错误，付款延迟了，due to bank 因银行原因处理问题。

4.We need to confirm the balance in our banker's deposit 银行存款 before making any withdrawals.

在进行任何提款之前，我们需要确认我们的banker's deposit 银行存款余额。

5.The funds were transferred to the vostro account 外资账户 of the local bank.

资金已转入当地银行的vostro account 外资账户。

作文

In the world of finance and banking, various terms are used to describe specific accounts and transactions that play a crucial role in international trade and commerce. One such important phrase is due to bank, which refers to obligations or payments that are owed to a financial institution. This can occur in numerous situations, such as when a business takes out a loan or when a payment is processed through a bank. Understanding this term is essential for anyone involved in financial transactions, as it highlights the importance of banks in facilitating these processes. Another significant term is vostro account. A vostro account is an account that a domestic bank holds on behalf of a foreign bank. This arrangement allows foreign banks to conduct transactions in the local currency without having to set up a physical branch in the country. For instance, if a bank in the United States has a vostro account for a bank in Japan, it enables the Japanese bank to facilitate transactions in U.S. dollars while maintaining its operations in Japan. This system is particularly beneficial for international businesses that need to manage currency exchange and streamline their operations across borders. Moreover, the term banker's deposit refers to funds that are deposited with a bank by a customer. These deposits can take various forms, including savings accounts, checking accounts, and time deposits. When a customer makes a banker's deposit, they are essentially lending their money to the bank, which in turn uses these funds to provide loans to other customers or invest in different financial instruments. The interest earned on these deposits is a source of revenue for the bank, while the depositor receives a return on their investment. Understanding these terms is vital for individuals and businesses alike. For example, a small business owner looking to expand may need to take out a loan due to bank requirements, which would involve understanding the implications of their banker's deposit and how it affects their overall financial health. Furthermore, engaging in international trade may require the use of vostro accounts to facilitate transactions with foreign partners, which underscores the interconnectedness of global finance. In conclusion, the phrases due to bank, vostro account, and banker's deposit are integral to the functioning of modern banking systems and international commerce. A firm grasp of these concepts can empower individuals and businesses to navigate the complexities of financial transactions effectively. As the world continues to evolve and become more interconnected, the importance of understanding these banking terms will only grow, making it essential for anyone involved in finance to be well-versed in these areas.

在金融和银行的世界中，使用各种术语来描述特定的账户和交易，这些账户和交易在国际贸易和商业中发挥着至关重要的作用。其中一个重要短语是由于银行，它指的是对金融机构的义务或应付款项。这种情况可以发生在许多情况下，例如，当企业申请贷款或通过银行处理付款时。理解这个术语对于任何参与金融交易的人来说都是必不可少的，因为它突显了银行在促进这些流程中的重要性。另一个重要术语是委托账户。委托账户是国内银行代表外国银行持有的账户。这种安排使外国银行能够在不必在该国设立实体分行的情况下，以当地货币进行交易。例如，如果美国的一家银行为日本的一家银行开设了委托账户，那么这家日本银行就能够在维持其在日本的运营的同时，以美元便捷地进行交易。这一制度对需要管理货币兑换并简化跨境运营的国际企业尤其有利。此外，术语银行存款指的是客户向银行存入的资金。这些存款可以采取多种形式，包括储蓄账户、支票账户和定期存款。当客户进行银行存款时，他们实际上是在将自己的资金借给银行，而银行则利用这些资金向其他客户提供贷款或投资于不同的金融工具。存款所赚取的利息是银行的一项收入来源，而存款人则会获得投资回报。理解这些术语对于个人和企业都至关重要。例如，寻求扩展的小企业主可能需要根据银行的要求申请贷款，这将涉及理解他们的银行存款的影响以及它如何影响他们的整体财务健康。此外，从事国际贸易可能需要使用委托账户与外国合作伙伴进行交易，这进一步强调了全球金融的相互联系。总之，短语由于银行、委托账户和银行存款是现代银行系统和国际商业运作中不可或缺的部分。牢牢掌握这些概念可以使个人和企业有效地应对金融交易的复杂性。随着世界不断发展并变得更加相互联系，理解这些银行术语的重要性只会增加，因此，任何参与金融活动的人都必须精通这些领域。