escrow account

简明释义

条件交付帐户

英英释义

例句

1.The buyer deposited the funds into an escrow account to ensure the seller would fulfill their obligations.

买方将资金存入托管账户以确保卖方履行其义务。

2.After the inspection, the remaining payment was released from the escrow account to the seller.

检查后，剩余款项从托管账户释放给卖方。

3.In real estate transactions, an escrow account is often used to hold the deposit until closing.

在房地产交易中，托管账户通常用于在交割前保留押金。

4.The funds in the escrow account will be returned to the buyer if the deal falls through.

如果交易未能达成，托管账户中的资金将退还给买方。

5.A lawyer can help manage the escrow account to ensure compliance with legal requirements.

律师可以帮助管理托管账户，以确保遵守法律要求。

作文

In the world of finance and real estate, the term escrow account refers to a special account where funds are held by a third party on behalf of two other parties involved in a transaction. This arrangement is designed to ensure that both parties fulfill their obligations before the funds are released. For instance, in a real estate transaction, a buyer may deposit their earnest money into an escrow account. This money is held until the purchase agreement is finalized, ensuring that the seller does not receive the funds until all conditions of the sale are met. The use of an escrow account provides security for both the buyer and the seller. The buyer can be confident that their money is safe and will only be released when the terms of the contract are satisfied. On the other hand, the seller can be assured that the buyer has the necessary funds to complete the purchase. This mutual protection is particularly important in large transactions, where significant amounts of money are at stake.Moreover, escrow accounts are not limited to real estate transactions. They are also commonly used in online purchases, mergers and acquisitions, and even in legal settlements. In these scenarios, the escrow account acts as a neutral holding place for funds, ensuring that all parties involved meet their contractual obligations before any money changes hands.Another important aspect of escrow accounts is that they can also hold documents or assets. For example, in a merger, the escrow account might hold shares of stock until certain conditions are met. This adds another layer of security, as it prevents either party from accessing the assets until all agreements are fulfilled.In conclusion, understanding the concept of an escrow account is essential for anyone involved in financial transactions, especially in real estate. It provides a structured way to ensure that all parties meet their obligations, thereby minimizing risk and fostering trust between buyers and sellers. As transactions become increasingly complex, the role of escrow accounts will continue to grow, making them an integral part of modern finance and commerce.

在金融和房地产领域，术语escrow account指的是一个特殊账户，资金由第三方代表交易中涉及的两个其他方持有。这种安排旨在确保双方在资金释放之前履行各自的义务。例如，在房地产交易中，买方可能会将其诚意金存入一个escrow account。这笔钱将在购房协议最终确定之前被保留，确保卖方在销售条件满足之前不会收到资金。使用escrow account为买卖双方提供了安全保障。买方可以放心，他们的钱是安全的，并且只有在合同条款得到满足时才会释放。另一方面，卖方可以确保买方拥有完成购买所需的资金。这种相互保护在大额交易中尤为重要，因为涉及到的金额相当可观。此外，escrow accounts并不仅限于房地产交易。它们在在线购买、并购甚至法律和解中也很常见。在这些情况下，escrow account充当资金的中立持有地，确保所有相关方在任何资金交换之前都能履行合同义务。escrow accounts的另一个重要方面是，它们还可以持有文件或资产。例如，在合并中，escrow account可能会持有股票，直到满足某些条件。这增加了另一层安全性，因为它防止任一方在所有协议履行之前访问资产。总之，理解escrow account的概念对于任何参与金融交易的人来说都是必不可少的，尤其是在房地产领域。它提供了一种结构化的方式来确保所有各方履行其义务，从而最小化风险并促进买卖双方之间的信任。随着交易变得越来越复杂，escrow accounts的作用将继续增长，使其成为现代金融和商业不可或缺的一部分。