presenting bank

简明释义

提示银行

英英释义

例句

1.The presenting bank will verify the documents before making payment.

在付款之前，呈现银行将验证文件。

2.In international trade, the presenting bank plays a crucial role in facilitating transactions.

在国际贸易中，呈现银行在促进交易中起着至关重要的作用。

3.The presenting bank is responsible for ensuring compliance with the terms of the contract.

呈现银行负责确保遵守合同条款。

4.The presenting bank must ensure that all documents are accurate and complete.

呈现银行必须确保所有文件准确无误且完整。

5.After receiving the letter of credit, the presenting bank submitted the necessary documents.

在收到信用证后，呈现银行提交了必要的文件。

作文

In the world of finance and international trade, the role of banks is crucial, especially when it comes to facilitating transactions between parties in different countries. One important term that often arises in this context is the presenting bank. The presenting bank is defined as the bank that presents documents to the issuing bank on behalf of the beneficiary. This role is vital in ensuring that the terms of a letter of credit are met before payment is made. Understanding the function of the presenting bank can help businesses navigate the complexities of international trade more effectively.When a seller (beneficiary) ships goods to a buyer (applicant), they often use a letter of credit to ensure payment. This financial instrument provides security for both parties. The seller wants to ensure they will be paid, while the buyer wants to ensure that the goods are shipped as agreed. Once the goods are shipped, the seller must present specific documents to the bank to receive payment. This is where the presenting bank comes into play.The presenting bank acts as an intermediary between the seller and the issuing bank, which is the bank that originally issued the letter of credit. The seller submits the required documents, such as the bill of lading, invoice, and insurance policy, to the presenting bank. The presenting bank then reviews these documents to ensure they comply with the terms set out in the letter of credit. If everything is in order, the presenting bank forwards the documents to the issuing bank for payment.The responsibilities of the presenting bank do not end with document presentation. They must also ensure that the documents are presented within the specified time frame and that they are accurate and complete. Any discrepancies can lead to delays in payment or even rejection of the documents by the issuing bank. Therefore, the presenting bank plays a critical role in minimizing risks associated with international trade transactions.Moreover, the choice of presenting bank can significantly affect the transaction's success. A reputable bank with experience in handling international trade can provide valuable guidance and support throughout the process. They can help the seller understand the requirements of the letter of credit and ensure that all necessary documents are prepared correctly. Additionally, a reliable presenting bank can expedite the payment process, allowing the seller to receive funds quickly and efficiently.In conclusion, the role of the presenting bank is essential in the realm of international trade finance. By acting as an intermediary and ensuring compliance with the terms of the letter of credit, the presenting bank helps facilitate smooth transactions between buyers and sellers across borders. Understanding the importance of the presenting bank can empower businesses to engage more confidently in global trade, knowing they have the support of a trusted financial institution to guide them through the complexities of documentation and payment processes.

在金融和国际贸易的世界中，银行的角色至关重要，尤其是在促进不同国家之间的交易时。一个经常出现的重要术语是呈递银行。呈递银行被定义为代表受益人向开证银行提交文件的银行。这个角色对于确保在支付之前满足信用证条款至关重要。理解呈递银行的功能可以帮助企业更有效地应对国际贸易的复杂性。当卖方（受益人）将货物运送给买方（申请人）时，他们通常使用信用证来确保付款。这种金融工具为双方提供了安全保障。卖方希望确保他们会得到付款，而买方则希望确保货物按约定发运。一旦货物发运，卖方必须向银行提交特定文件以获得付款。这就是呈递银行发挥作用的地方。呈递银行充当卖方与开证银行之间的中介，卖方将所需的文件，如提单、发票和保险单，提交给呈递银行。呈递银行随后审核这些文件，以确保它们符合信用证中规定的条款。如果一切正常，呈递银行将文件转发给开证银行以进行付款。呈递银行的责任并不仅限于文件提交。他们还必须确保在规定的时间内提交文件，并且文件准确完整。任何差异都可能导致付款延迟或甚至被开证银行拒绝。因此，呈递银行在降低国际贸易交易相关风险方面发挥着关键作用。此外，呈递银行的选择可能会显著影响交易的成功程度。一家在处理国际贸易方面经验丰富的信誉良好的银行可以在整个过程中提供宝贵的指导和支持。他们可以帮助卖方理解信用证的要求，并确保所有必要的文件都准备正确。此外，可靠的呈递银行可以加快付款流程，使卖方能够快速高效地收到资金。总之，呈递银行在国际贸易金融领域的角色至关重要。通过充当中介并确保遵守信用证的条款，呈递银行有助于促进跨国买卖双方之间的顺利交易。理解呈递银行的重要性可以使企业更加自信地参与全球贸易，知道他们有一个值得信赖的金融机构来支持他们应对文件和付款流程的复杂性。