required rate of return

简明释义

所需报酬率

英英释义

例句

1.A higher required rate of return 所需回报率 indicates a higher level of risk associated with an investment.

更高的所需回报率表明投资相关的风险水平更高。

2.A company's management team must ensure that the project meets the required rate of return 所需回报率 to justify the investment.

公司的管理团队必须确保项目达到所需回报率以证明投资的合理性。

3.The required rate of return 所需回报率 is crucial for determining whether to proceed with a new venture.

确定是否推进新项目时，所需回报率是至关重要的。

4.Investors often set their own required rate of return 所需回报率 before making investment decisions.

投资者在做出投资决策之前，通常会设定自己的所需回报率。

5.When evaluating stocks, analysts compare the expected returns against the required rate of return 所需回报率.

在评估股票时，分析师将预期回报与所需回报率进行比较。

作文

In the world of finance and investment, understanding the concept of the required rate of return is crucial for making informed decisions. The required rate of return refers to the minimum return an investor expects to earn from an investment, considering its risk level and the opportunity cost of capital. This metric serves as a benchmark that helps investors evaluate whether an investment is worthwhile compared to other potential investments. To grasp the importance of the required rate of return, one must first understand the factors that influence it. Risk is a significant component; generally, the higher the risk associated with an investment, the higher the required rate of return will be. For instance, investing in stocks typically demands a higher return than investing in government bonds due to the greater uncertainty involved in stock markets. Investors need to be compensated for taking on additional risk, which is why they set a higher required rate of return for riskier assets.Another factor affecting the required rate of return is the current market conditions. In a low-interest-rate environment, investors might adjust their expectations downward, while in a booming economy, they might expect higher returns. Furthermore, inflation plays a critical role; an investor’s required rate of return must exceed the inflation rate to ensure that their purchasing power is preserved over time. The calculation of the required rate of return can be approached through various models, with the Capital Asset Pricing Model (CAPM) being one of the most widely used. CAPM calculates the expected return on an asset based on its systematic risk, measured by beta, and the expected market return. This model helps investors determine whether the anticipated returns justify the risks taken. Consider an example where an investor is contemplating buying shares in a technology company. The investor assesses the company’s potential for growth but also recognizes the volatility of the tech sector. After analyzing the risks and potential returns, the investor determines that the required rate of return for this investment should be 15%. If the expected return on the stock is below this threshold, the investor may decide to look for alternative investments that meet or exceed this required rate of return. In conclusion, the required rate of return is a fundamental concept that every investor should understand. It not only guides investment decisions but also helps in assessing the risk-reward trade-off inherent in any investment. By calculating and applying the required rate of return, investors can make more informed choices, ultimately leading to better financial outcomes. As the investment landscape continues to evolve, the significance of this metric remains paramount in navigating the complexities of financial markets.

在金融和投资的世界中，理解“要求回报率”这一概念对于做出明智的决策至关重要。“要求回报率”是指投资者期望从一项投资中获得的最低回报，这个回报考虑了投资的风险水平和资本的机会成本。这个指标作为一个基准，帮助投资者评估某项投资是否值得与其他潜在投资进行比较。要理解“要求回报率”的重要性，首先必须了解影响它的因素。风险是一个重要的组成部分；通常，与投资相关的风险越高，所需的“要求回报率”就会越高。例如，投资股票通常要求比投资政府债券更高的回报，因为股市涉及更大的不确定性。投资者需要为承担额外的风险获得补偿，这就是他们为风险资产设定更高的“要求回报率”的原因。影响“要求回报率”的另一个因素是当前的市场条件。在低利率环境中，投资者可能会下调他们的预期，而在经济繁荣时期，他们可能会期望更高的回报。此外，通货膨胀也起着关键作用；投资者的“要求回报率”必须超过通货膨胀率，以确保他们的购买力在时间上得到保持。“要求回报率”的计算可以通过各种模型来进行，其中资本资产定价模型（CAPM）是最广泛使用的模型之一。CAPM根据资产的系统风险（通过贝塔值衡量）和预期市场回报来计算资产的预期回报。这个模型帮助投资者确定预期回报是否值得承担的风险。考虑一个例子，投资者正在考虑购买一家科技公司的股票。投资者评估该公司的增长潜力，但也认识到科技行业的波动性。在分析了风险和潜在回报后，投资者决定该投资的“要求回报率”应该为15%。如果该股票的预期回报低于这个阈值，投资者可能会决定寻找满足或超过这个“要求回报率”的替代投资。总之，“要求回报率”是每个投资者都应该理解的基本概念。它不仅指导投资决策，还帮助评估任何投资中固有的风险与回报的权衡。通过计算和应用“要求回报率”，投资者可以做出更明智的选择，最终导致更好的财务结果。随着投资环境的不断演变，这一指标的重要性在驾驭金融市场的复杂性时仍然至关重要。