income yield

简明释义

所得收益率

英英释义

Income yield refers to the income generated by an investment, expressed as a percentage of the investment's cost or current market value.

收益率是指投资所产生的收入,以投资成本或当前市场价值的百分比表示。

例句

1.The income yield on this mutual fund has been consistently above average for the past five years.

这个共同基金的收入收益率在过去五年中一直高于平均水平。

2.To evaluate the performance of your stocks, you should consider the income yield as a key metric.

要评估你股票的表现,你应该将收入收益率视为一个关键指标。

3.A real estate investment trust (REIT) typically offers a solid income yield compared to traditional stocks.

与传统股票相比,房地产投资信托(REIT)通常提供稳定的收入收益率

4.The income yield of this investment property is quite high, making it an attractive option for investors.

这项投资物业的收入收益率相当高,使其成为投资者的一个有吸引力的选择。

5.Investors often look for bonds with a higher income yield to maximize their returns.

投资者通常寻找具有较高收入收益率的债券,以最大化他们的回报。

作文

Understanding the concept of income yield is essential for anyone looking to invest wisely. In simple terms, income yield refers to the income generated from an investment relative to its cost or market value. This metric is particularly important for investors who prioritize generating a steady stream of income from their investments rather than focusing solely on capital appreciation. For instance, real estate investors often look at the income yield of a property to determine how much rental income they can expect compared to the purchase price. To calculate income yield, one can use the formula: (Annual Income / Investment Cost) x 100. This calculation provides a percentage that helps investors compare different investment opportunities. A higher income yield indicates a more profitable investment in terms of income generation. However, it is crucial to remember that a high yield might also come with higher risks, so thorough research and due diligence are necessary before making any investment decisions.In the context of stocks, income yield can be equated to the dividend yield, which is the annual dividends paid by a company divided by its stock price. Investors seeking regular income may prefer stocks with a high dividend yield, as these can provide a reliable source of cash flow. Nonetheless, it is vital to assess the company's financial health and sustainability of its dividend payouts, as some companies may offer high yields but struggle to maintain them over time.Bonds are another area where income yield plays a significant role. Bond investors often look for bonds that offer attractive yields, as these can provide a stable income source, especially in uncertain economic times. The yield on a bond reflects the interest payments an investor can expect to receive, and understanding the various factors that influence bond yields—such as interest rates, credit ratings, and economic conditions—is critical for making informed investment choices.Furthermore, the concept of income yield extends beyond traditional investments like stocks and bonds. Real estate investment trusts (REITs) are a popular choice for those seeking high income yield. These trusts own and manage income-generating real estate properties and distribute a significant portion of their earnings to shareholders in the form of dividends, often resulting in attractive yields. In conclusion, mastering the concept of income yield is vital for investors aiming to build a portfolio that generates consistent income. By understanding how to calculate and evaluate income yield across various asset classes, investors can make more informed decisions that align with their financial goals. Whether through real estate, stocks, or bonds, focusing on income yield can help individuals achieve financial stability and growth while managing risk effectively. As with any investment strategy, it’s essential to stay informed and adapt to changing market conditions to maximize the benefits of income yield in your investment journey.

理解收入收益率这一概念对于任何希望明智投资的人来说都是至关重要的。简单来说,收入收益率是指从投资中产生的收入与其成本或市场价值的比率。这个指标对于那些优先考虑从投资中生成稳定收入流而不仅仅关注资本增值的投资者尤为重要。例如,房地产投资者通常会查看一处物业的收入收益率,以确定他们可以预期的租金收入与购买价格的比较。要计算收入收益率,可以使用公式:(年收入 / 投资成本) x 100。这个计算提供了一个百分比,帮助投资者比较不同的投资机会。更高的收入收益率表示在收入生成方面更有利可图的投资。然而,必须记住,高收益可能也伴随更高的风险,因此在做出任何投资决策之前,进行彻底的研究和尽职调查是必要的。在股票的背景下,收入收益率可以等同于股息收益率,即公司支付的年度股息与其股价的比率。寻求定期收入的投资者可能更喜欢高股息收益率的股票,因为这些股票可以提供可靠的现金流来源。然而,评估公司的财务健康状况及其股息支付的可持续性至关重要,因为一些公司可能提供高收益但难以维持。债券是另一个收入收益率发挥重要作用的领域。债券投资者通常寻找提供吸引人收益率的债券,因为这些债券可以在不确定的经济时期提供稳定的收入来源。债券的收益率反映了投资者可以预期收到的利息支付,理解影响债券收益率的各种因素——如利率、信用评级和经济条件——对于做出明智的投资选择至关重要。此外,收入收益率的概念超越了传统的股票和债券投资。房地产投资信托基金(REITs)是那些寻求高收入收益率的热门选择。这些信托拥有并管理产生收入的房地产,并将其大部分收益以股息的形式分配给股东,通常导致吸引人的收益率。总之,掌握收入收益率的概念对于投资者建立能够生成持续收入的投资组合至关重要。通过理解如何计算和评估各种资产类别的收入收益率,投资者可以做出更符合其财务目标的明智决策。无论是通过房地产、股票还是债券,关注收入收益率可以帮助个人实现财务稳定和增长,同时有效管理风险。与任何投资策略一样,保持信息灵通并适应不断变化的市场条件对于最大化在投资旅程中获得的收入收益率的好处至关重要。