income bond; income debenture

简明释义

所得公司债

英英释义

例句

1.A company issued an income debenture (收益公司债) to raise funds for expansion.

一家公司发行了一种收益公司债来筹集扩张资金。

2.Before investing in an income bond (收益债券), it's important to assess the issuer's creditworthiness.

在投资收益债券之前，评估发行人的信用worthiness是很重要的。

3.The income bond (收益债券) market can be volatile, depending on economic conditions.

根据经济状况，收益债券市场可能会波动。

4.Many retirees rely on income debentures (收益公司债) for a steady income stream.

许多退休人员依靠收益公司债获得稳定的收入来源。

5.Investors often prefer an income bond (收益债券) for its fixed interest payments.

投资者通常更喜欢收益债券，因为它提供固定的利息支付。

作文

In the world of finance, understanding different types of investment vehicles is crucial for making informed decisions. One such investment option that often comes up in discussions is the income bond, which is also referred to as an income debenture. Both terms describe a type of bond that pays interest to the holder based on the income generated by the issuer, rather than a fixed interest rate. This characteristic makes them unique and appealing to certain investors.An income bond or income debenture is typically issued by companies or municipalities that may not have sufficient cash flow to pay fixed interest rates. Instead, these bonds allow issuers to pay interest only when they have enough earnings to do so. This means that the risk associated with these types of bonds is higher compared to traditional fixed-income securities. Investors must be aware that there is a possibility they might not receive interest payments if the issuer does not generate adequate income.The appeal of income bonds lies in their potential for higher yields compared to conventional bonds. For instance, if a company is performing well and generates substantial profits, it can pay higher interest to its bondholders than what would be available through standard fixed-rate bonds. This could attract investors who are willing to take on more risk for the chance of greater returns.Moreover, income debentures can be particularly attractive during periods of economic growth. When the economy is thriving, companies are likely to experience increased revenues, which in turn can lead to higher interest payments on these bonds. However, during economic downturns, the opposite can occur, and investors may find themselves without any interest income.Investors should also consider the creditworthiness of the issuer when looking at income bonds or income debentures. Since these bonds are dependent on the issuer's ability to generate income, a company with a strong financial position and a history of profitability may be a safer bet. Conversely, investing in bonds from companies with shaky financials could lead to significant losses if the issuer fails to make interest payments.In conclusion, income bonds and income debentures represent an interesting segment of the bond market that offers both opportunities and risks. They provide a unique way for investors to potentially earn higher returns based on the issuer's performance. However, it is essential for investors to conduct thorough research and consider the financial health of the issuer before diving into these investments. Understanding the nuances of these instruments can help investors make better choices that align with their financial goals and risk tolerance.

在金融世界中，理解不同类型的投资工具对于做出明智的决策至关重要。其中一个经常出现在讨论中的投资选项是收入债券，也称为收入公司债。这两个术语描述了一种根据发行人产生的收入而不是固定利率向持有人支付利息的债券。这一特性使它们独特且对某些投资者具有吸引力。收入债券或收入公司债通常由现金流不足以支付固定利率的公司或市政当局发行。相反，这些债券允许发行人在有足够收益时才支付利息。这意味着与传统固定收益证券相比，这些类型的债券风险更高。投资者必须意识到，如果发行人没有产生足够的收入，他们可能不会收到利息支付。收入债券的吸引力在于与常规债券相比，它们的潜在收益率更高。例如，如果一家公司表现良好并产生可观的利润，它可以向其债券持有人支付比标准固定利率债券更高的利息。这可能吸引愿意承担更多风险以获得更大回报的投资者。此外，收入公司债在经济增长期间尤其具有吸引力。当经济繁荣时，公司可能会经历收入增加，这反过来可以导致这些债券的利息支付增加。然而，在经济低迷时期，情况可能会相反，投资者可能发现自己没有任何利息收入。投资者在考虑收入债券或收入公司债时还应考虑发行人的信用状况。由于这些债券依赖于发行人产生收入的能力，因此具有强大财务状况和盈利历史的公司可能是更安全的选择。相反，投资于财务状况不佳的公司的债券可能会导致重大损失，因为如果发行人未能支付利息。总之，收入债券和收入公司债代表了债券市场的一个有趣细分领域，提供了机会和风险。它们为投资者提供了一种基于发行人表现潜在赚取更高回报的独特方式。然而，投资者在深入这些投资之前，进行彻底的研究并考虑发行人的财务健康状况至关重要。了解这些工具的细微差别可以帮助投资者做出更好的选择，以符合他们的财务目标和风险承受能力。