trade creditor

简明释义

售货户

英英释义

例句

1.Maintaining a good relationship with your trade creditor 贸易债权人 is essential for future credit.

与您的贸易债权人保持良好关系对未来的信贷至关重要。

2.The company struggled to pay its trade creditor 贸易债权人 on time due to cash flow issues.

由于现金流问题，公司难以按时支付其贸易债权人。

3.Negotiating better payment terms with a trade creditor 贸易债权人 can help improve liquidity.

与贸易债权人协商更好的付款条款可以帮助改善流动性。

4.The trade creditor 贸易债权人 agreed to extend the payment deadline by 30 days.

该贸易债权人同意将付款截止日期延长30天。

5.The financial report showed that the company owed a significant amount to its trade creditor 贸易债权人.

财务报告显示，公司欠其贸易债权人一笔可观的金额。

作文

In the world of business, managing finances effectively is crucial for success. One important aspect of financial management is understanding the role of a trade creditor. A trade creditor (贸易债权人) refers to a supplier or vendor that extends credit to a business, allowing it to purchase goods or services without immediate payment. This arrangement helps businesses manage their cash flow and maintain operational efficiency.When a company purchases inventory or supplies on credit, it creates an obligation to pay the trade creditor at a later date. This trade credit can be beneficial for both parties; the supplier gains a customer who may buy more products, while the business can stock up on necessary items without depleting its cash reserves. For instance, a small retail store might rely on trade creditors to keep its shelves stocked with the latest merchandise, ensuring that it meets customer demand without upfront costs.However, relying too heavily on trade creditors can lead to financial strain. If a business does not manage its cash flow properly, it may struggle to meet its obligations to these creditors. Late payments can result in penalties, increased interest rates, or even a damaged relationship with suppliers. Therefore, it is essential for businesses to monitor their accounts payable and maintain open communication with their trade creditors to avoid misunderstandings.Another critical factor to consider is the impact of trade creditors on a company's creditworthiness. A business that consistently pays its trade creditors on time is likely to build a positive reputation, making it easier to secure additional credit in the future. Conversely, a history of late payments can tarnish a company's image, making suppliers hesitant to extend credit.The terms of trade credit can vary significantly among different trade creditors. Some may offer extended payment periods, while others require payment within a shorter timeframe. Businesses must carefully review these terms before entering into agreements to ensure they align with their cash flow cycles. For example, a company with seasonal sales may prefer longer payment terms during off-peak months to avoid cash shortages.In conclusion, understanding the concept of trade creditors is vital for any business looking to thrive in a competitive market. By effectively managing relationships with trade creditors and maintaining healthy cash flow, businesses can enhance their operational capabilities and ensure long-term success. Ultimately, the careful balance between leveraging trade credit and fulfilling financial obligations will determine a company's financial health and stability in the marketplace.

在商业世界中，有效管理财务对成功至关重要。财务管理的一个重要方面是理解贸易债权人的角色。贸易债权人指的是向企业提供信用的供应商或卖方，使其能够在不立即付款的情况下购买商品或服务。这种安排帮助企业管理现金流并保持运营效率。当一家公司以信用方式购买库存或供应品时，就会产生对贸易债权人的支付义务。这种贸易信贷对双方都有好处；供应商获得了可能购买更多产品的客户，而企业则可以在不耗尽现金储备的情况下补充必要的物品。例如，一家小型零售店可能依赖于贸易债权人来保持货架上最新商品的存货，以确保满足客户需求而无需预付款。然而，过度依赖贸易债权人可能会导致财务压力。如果企业未能妥善管理现金流，可能会努力满足对这些债权人的义务。逾期付款可能导致罚款、利率上升，甚至损害与供应商的关系。因此，企业必须监控应付账款，并与其贸易债权人保持开放的沟通，以避免误解。另一个关键因素是贸易债权人对公司信用worthiness的影响。一个始终按时支付其贸易债权人的企业可能会建立良好的声誉，从而使其更容易在未来获得额外的信用。相反，逾期付款的历史可能会玷污公司的形象，使供应商不愿意提供信用。贸易信贷的条款在不同的贸易债权人之间可能有很大差异。有些可能提供延长的付款期限，而其他则要求在较短的时间内付款。企业在签署协议之前必须仔细审查这些条款，以确保它们与现金流周期一致。例如，一家季节性销售的公司可能希望在淡季期间获得更长的付款期限，以避免现金短缺。总之，理解贸易债权人的概念对于任何希望在竞争市场中蓬勃发展的企业都是至关重要的。通过有效管理与贸易债权人的关系并保持健康的现金流，企业可以增强其运营能力并确保长期成功。最终，利用贸易信贷和履行财务义务之间的谨慎平衡将决定公司的财务健康和市场稳定性。